He's Behind On His Bills and Wanting to File For Bankruptcy
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George Kamel and Jade Warshaw answer your questions and discuss:
"We are $30,000 in debt and we're behind on our bills. Should we file bankruptcy?"
"How can I pay off debt when I have nothing left over after paying all of my bills?"
"My wife's friends told her that I am being financially controlling. Are they right?"
"Can I use my kids' 529 plans to pay down my debt?"
"Are my girlfriend and I building too much house?"
"Should I hold off on paying my student loans and let the military pay them off?"
"How do we figure out if it's worth it to move to a different state for a better quality of life?"
"What's the best way to invest $1 million from a business deal?"
"I caught my husband lying to me about our finances. How do I begin to rebuild trust in him?"
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2:17:45
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2:17:45
His Dad Took Out $70K in Parent PLUS Loans and Didn’t Tell Him
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Ken Coleman and Jade Warshaw answer your questions and discuss:
“Should I be paying off the Parent PLUS loan my dad took out?”
“My husband and I feel behind. We don’t have a house or retirement savings and we’re $50,000 in debt”
“Should I switch to a job that will pay more but I will enjoy less?”
“We have money to pay off a car loan but also have a newborn, is it wise to pay off the car loan now or should we wait?”
“I was recently laid off from my job and have an opportunity to help a scrappy startup. Should I take it?”
“How do we teach our 6 year old daughter about contentment?”
“My mom recently passed away and I am taking care of my siblings that are still minors. What should I do with her house?”
“Should I use $8k from savings to publish my book?”
“I’m living in a one bedroom apartment and about to have our second child. What should our next housing move be?”
“I have $50,000 in savings at 21 years-old and I’m unsure what to do with it”
Next Steps:
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Connect With Our Sponsors:
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Get 10% off your first month of BetterHelp
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Learn more about Christian Healthcare Ministries.
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
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Get started with YRefy or call 844-2-RAMSEY
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💸 The Ramsey Show Highlights
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2:18:59
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2:18:59
Follow a Proven Plan, Quit Making It Up As You Go
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Jade Warshaw and Dr. John Delony answer your questions and discuss:
“How do I pay off my debt?”
“Do we need to be 'gazelle intense' with our investing?”
“Should I help my sister out financially in order for her to come visit for Thanksgiving?”
“I am struggling to balance paying off debt and spending time with family. How do I work through this?”
“How do my fiancé and I plan to protect both his family business and my security?”
“How do I start investing?”
“I don’t make enough to cover my expenses every month. Can I consolidate my debt before I fall behind?”
“How do I stop struggling with personal fulfillment after my divorce?”
“I have $140,000 in credit card debt. Should I go into default and use debt relief programs?”
Next Steps:
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Connect With Our Sponsors:
Stop paying more and start shopping smarter at ALDI
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today
Go to Casper Sleep and use promo code RAMSEY to learn more
Learn more about Christian Healthcare Ministries.
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
For more information, go to SimpliSafe
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
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--------
2:18:13
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2:18:13
Are You Willing To Trade Your Comfort Today For Peace Tomorrow?
✍️ Help us make the show better! Take this 6-question survey.
Ken Coleman and Jade Warshaw answer your questions and discuss:
"Should I drop out of college to go into the family business?"
"Should we buy a car before paying off debt?"
"My husband wants to invest instead of pay off debt"
"Should we build a home for my in-laws so we can move into their house?"
"Our insurance premium just doubled. Should we look for an alternative?"
"Should we cash out our retirement to pay off debt?"
"How do I overcome my spending addiction?"
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
📱 Get episodes early in the free Ramsey Network app!
🏠 Get organized and prepared to buy or sell a home.
💵 Start your free budget today. Download the EveryDollar app!
📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items.
🛡️Protect yourself with trusted insurance coverage that fits your budget
Connect With Our Sponsors:
Stop paying more and start shopping smarter at ALDI.
Get 10% off your first month of BetterHelp.
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more.
Learn more about Christian Healthcare Ministries.
Get started today with Churchill Mortgage.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial.
Use code RAMSEY to save 20% at Mama Bear Legal Forms.
Visit NetSuite today to learn more.
For more information, go to SimpliSafe.
Get started with YRefy or call 844-2-RAMSEY.
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
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2:18:20
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2:18:20
He’s Still Living With His Ex’s Parents and Needs a Way Out
✍️ Help us make the show better! Take this 6-question survey.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
"I've been fired 14 times and no employer will look at me now. What are my options to get out of this cycle?"
"I was living with my girlfriend and her family, we broke up and now I have to move out and I don't know what to do"
"Should I use my bonus to gain equity in the small business I work for?"
"I bought an Airbnb cabin and now I am behind on my bills"
"My dad offered to cashflow my first home. How do I structure this the right way?"
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
📱 Get episodes early in the free Ramsey Network app!
💵 Start your free budget today. Download the EveryDollar app!
📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items.
🛡️Protect yourself with trusted insurance coverage that fits your budget
Connect With Our Sponsors:
Stop paying more and start shopping smarter at ALDI.
Get 10% off your first month of BetterHelp.
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more.
Learn more about Christian Healthcare Ministries.
Get started today with Churchill Mortgage.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial.
Use code RAMSEY to save 20% at Mama Bear Legal Forms.
Visit NetSuite today to learn more.
For more information, go to SimpliSafe.
Get started with YRefy or call 844-2-RAMSEY.
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com
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