Money with Carla

Sign up for my FREE Investing Masterclass: https://learn.moneywithcarla.com/invest-masterclass-opt-in-feb-2026-1

I always preach this: Keep your fees low to maximise portfolio growth. But what if you're already invested in high-fee products? Today I'm introducing my 6-year rule for exiting high-fee products.

Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products. Stuck In High-Fee Investments? 6-Year Rule Video · Sign up for my FREE Investing Masterclass!

FREE Money Planning Masterclass: https://learn.moneywithcarla.com/Money-Planning-Masterclass-Optin

The Money Game Plan Program: https://learn.moneywithcarla.com/Your-money-gameplan

Video on emergency funds: https://youtu.be/DLzLqCAbUYA

Learn how to build wealth with a simple payday routine and cashflow priorities system that actually works. In this video, I break down the 3-level money framework I use with my students to help them pay off high-interest debt, build an emergency fund, and start investing with confidence. I also share some practical budgeting tips, and the exact order your income should flow each payday to create long-term financial freedom without sacrificing your lifestyle. Whether you’re overwhelmed by debt, struggling to save money, or looking for a smarter wealth-building strategy, this step-by-step guide will help you take control of your finances and make better money decisions aligned with your goals.

Disclaimer:

Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.

My Money Game Plan program: https://learn.moneywithcarla.com/Your-money-gameplan

Personal finance can sometimes feel so overwhelming that you end up doing nothing. I know how that feels because I had to figure everything out for myself. So I've created a 90-day plan that breaks things down into 10 easy steps you can follow over next 3 months. This plan is exactly how you're going to change your finances for good without complexity.

Disclaimer:

All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms

Follow Marisca on socials:

Instagram: @taxmatterswithmarisca

I'm so excited to talk to tax expert Marisca du Bruyn about trusts! Marisca is a tax advisor specialising in structuring, complicated tax matters, and international taxes. We talk about when a trust makes sense or not, should we invest in our personal capacity, companies or trusts, structures to buy property in, and offshore trusts vs local trusts.

Disclaimer:

All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms

Watch my free Money Planning Masterclass: https://learn.moneywithcarla.com/Money-Planning-Masterclass-Optin

We've all been taught the same thing about money: study hard, get a high-paying job, and wealth will naturally follow. But if that was the case, I wouldn't be meeting doctors and executives who are still working at 70 because they can't retire. And on the other hand, I wouldn't be meeting ordinary people with average salaries who have portfolios worth millions. Today's episode is about how a high salary does not equal automatic wealth building, why many high earners never build wealth, and how you can get wealthy, even with an average income.

Watch videos on retirement planning:

How to prep for retirement at age 40+: https://youtu.be/qy8SICv2fCg

Find your retirement number: https://youtu.be/O_YIGs_t4YU

Why R25 million might not be enough to retire: https://youtu.be/ll_BuoyGFxs

Disclaimer:

All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms