Smart Money Happy Hour with Rachel Cruze and George Kamel

💻 Are you protected with the right insurances? Check with our Coverage Checkup!



Are you the financially stable adult you think you are? This episode will help you find out. Plus, you may or may not hear a few shocking money confessions from your cohosts.

Next Steps:

· 📒 Create your will with Mama Bear Legal Forms!

· 🎙️ Catch our episode Scale of 1–10: How Strict Are We on These Ramsey Rules?

· 💵 Create a free budget and find more margin with EveryDollar.

· 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

· 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.



Connect With Our Sponsors:

· Check out the FAIRWINDS Credit Union exclusive account bundle.

· Get 20% off when you join DeleteMe.

· Get 35% off the Home and Pajama collections for a limited time with code SMARTMONEY at Cozy Earth.



Today’s Happy Hour Special: 🍹 Apple Crisp Dirty Soda

Recipe By: nataliecamilay

· 1/2 ounce apple syrup

· 5–6 ounces ginger ale

· 3 ounces heavy cream

· 1 tablespoon apple butter

· Cinnamon dusting and fresh apple slice garnish



Instructions: Add 1/2 ounce apple syrup to your glass, then fill with nugget ice and pour in 5–6 ounces ginger ale. Whip 3 ounces heavy cream with a pinch of cinnamon until stiff, then fold in a spoonful of apple butter. Pour on top, dust with cinnamon, and garnish with apple slices.



Explore More From Ramsey Network:

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

📈 EntreLeadership



Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

💻 Looking for an advisor? Check out SmartVestor Pro!

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.



Hear us out: What if sometimes it IS all fun and (money) games? Today, we’re testing our financial knowledge under pressure with a little friendly competition.

Next Steps:

· 🎙️ Catch our episode Luxury vs. Dupe (Can You Spot the Difference?)!

· 💵 Create a free budget and find more margin with EveryDollar.

· 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

· 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.



Connect With Our Sponsors:

· Check out the FAIRWINDS Credit Union exclusive account bundle.

· Get 20% off when you join DeleteMe.

· Get 35% off the Home and Pajama collections for a limited time with code SMARTMONEY at Cozy Earth.



Today’s Happy Hour Special: 🥃 Maple Walnut Manhattan

Recipe By: itscocktailhour_

· 1 ounce vermouth rosso

· 2 ounces rye whiskey

· 3/4 ounce maple syrup

· 3 dashes black walnut bitters

· Dash ground cinnamon



Instructions: Start by throwing a coupe or martini glass into the freezer to chill. Then combine vermouth rosso, rye whiskey, maple syrup, black walnut bitters and ground cinnamon in a mixing glass. Add ice and stir well to chill. Strain into your chilled glass and garnish with a walnut.



Explore More From Ramsey Network:

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

📈 EntreLeadership



Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

🏠 Be prepared to buy or sell your home with our Real Estate Home Base!

Ever wonder if you’re secretly missing out on moneymaking schemes that seem too good to be true? Today we’re unpacking the biggest (and most public) financial disasters in recent history.

Next Steps:

· 🎙️ Catch our episode Ranking Your CRAZIEST Emergency Fund Stories!

· 💵 Create a free budget and find more margin with EveryDollar.

· 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

· 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.



Connect With Our Sponsors:

· Check out the FAIRWINDS Credit Union exclusive account bundle.

· Get 20% off when you join DeleteMe.

· Get 20% off with code SMARTMONEY at Cozy Earth.



Today’s Happy Hour Special: 🍷 Full Moon Martini

Recipe by: @itscocktailhour_

· 1 1/2 ounces indigo gin

· 1 ounce crème de cassis

· 1 ounce grape juice

· 1/2 ounce simple syrup

· 1/2 ounce lime juice



Instructions: In a cocktail shaker, combine gin, crème de cassis, grape juice, simple syrup and freshly squeezed lime juice. Add ice and shake well. Strain into a chilled coupe glass. Top with some gold edible glitter and stir. Then add your full moon ice sphere!



Explore More From Ramsey Network:

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

📈 EntreLeadership



Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

💻 Need a financial pro? Check out RamseyTrusted®!



From first-class flights to in-home saunas, today we’re confessing whether we’d “bouge it or lose it” with the internet’s best list of bougie splurges. Join the fun and drop your honest thoughts in the comments!

Next Steps:

· 🎙️ Catch our episode Waste or Worth It: Rating “Life-Changing” Products!

· 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

· 🎥 Watch George’s video Don’t Buy Another Roll of Toilet Paper Until You Watch This!

· 💵 Create a free budget and find more margin with EveryDollar.

· 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.



Connect With Our Sponsors:

· Check out the FAIRWINDS Credit Union exclusive account bundle.

· Get 20% off when you join DeleteMe.

· Get 20% off with code SMARTMONEY at Cozy Earth.



Today’s Happy Hour Special: 🍹 Dirt Road Martini

Recipe by: Allrecipes

· Ice as needed

· 2 ounces vodka

· 2 ounces unsweetened tea

· 1/4 ounce brine from Mezzetta Italian Mix Giardiniera

· Spanish Queen martini olives (pitted or stuffed), for garnish

· Vegetable pieces from Mezzetta Italian Mix Giardiniera, for garnish



Instructions: Combine vodka, tea and brine in an ice-filled mixing glass. Stir well to chill. Fill a lowball or rocks glass with ice. Strain martini over ice. Garnish with olives and vegetable pieces.

Explore More From Ramsey Network:

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

📈 EntreLeadership



Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

🏠 Check out the Mortgage Calculator!



Comment section check! That’s right—we’re fearlessly addressing your questions, comments and criticisms . . . all in the name of your financial future (and also just for fun!).

Next Steps:

· 🏠 Already have a mortgage? Check out the Mortgage Payoff Calculator!

· 🎙️ Catch our episode 10 Signs You’re Doing Better Than Most Americans!

· 💵 Create a free budget and find more margin with EveryDollar.

· 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.

· 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.



Connect With Our Sponsors:

· Check out the FAIRWINDS Credit Union exclusive account bundle.

· Get 20% off when you join DeleteMe.

· Get 20% off with code SMARTMONEY at Cozy Earth.



Today’s Happy Hour Special: 🍹 Apple-rol Margarita

Recipe By: @cocktailswithval

· 2 ounces tequila

· 1 ounce Aperol

· 1 1/2 ounces apple cider

· 1 ounce lime juice

· 1/2–1 ounce agave

· garnish: thyme, apple slices and a sugar or salt rim



Instructions: In a shaker, add Aperol, tequila, apple cider, lime juice and ice, then shake. Grab a glass and coat the rim with agave and salt or sugar, then add ice. Pour the shaken drink into your salted rim glass. Garnish, serve and enjoy!



Explore More From Ramsey Network:

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

📈 EntreLeadership



Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices