Honest Money

In this episode, Warren Ingram invites Robert Edwards to speak about his inspiring journey from a successful career in London to traveling the world and writing his book 'Quit, Travel, Grow.' Discover insights on financial independence, intentional living, and the transformative power of travel.

Chapters
0:00 Meet Robert Edwards and his unusual career path
1:37 Why Robert wrote Quit, Travel, Grow
2:56 Financial discipline and the power of being intentional
4:05 London life, lifestyle trade-offs, and the real cost of earning more
6:57 The mid-30s plateau and the urge for change
8:25 How a quick decision became a 12-month travel journey
9:18 Why Robert chose countries off the usual travel path
10:17 Money, culture, and what people want everywhere
11:59 Getting mugged in Colombia and what it taught him
13:26 Why perspective matters when comparing South Africa to the world
16:09 Ending the trip and coming home after a year away
17:19 Best-value destinations for South Africans to travel to
22:10 What financial freedom really means
24:01 The lesson Robert would teach his 21-year-old self
25:56 Final thoughts and book title reveal

Want a copy of Robert's book? Find a physical copy here or the ebook version here.

Learn more about Prescient Investment Management here.
Send us Fan Mail
Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

In this episode, Pieter de Villiers and guest speaker Angélique Krügel, FISA counselor and director of Wealth and Legacy Group, break down estate planning into simple terms, explaining its importance, process, and common pitfalls. Perfect for anyone looking to understand how to protect their assets and ensure their wishes are honored after passing.

Chapters
00:00 Introduction to estate planning and guest introduction
01:10 What is estate planning? Simplified explanation
02:23 Why estate planning is often overlooked
02:54 What happens when you pass away? The estate process
03:47 Assets involved in estate planning: property, aircraft, and financial products
05:46 The relationship between wills and estate planning
07:07 Nomination of beneficiaries and the role of trustees
07:59 Liquidity issues in estate management
09:19 Tax implications: estate duty, capital gains tax, and transfer costs
10:50 Handling estate liquidity shortfalls and asset liquidation
12:21 Legal considerations for guardians and minors
14:24 The importance of updating estate plans regularly
15:26 Dealing with debt and insolvency in estate planning
16:18 Loans, trusts, and asset transfers in estate planning
18:01 International assets and cross-jurisdiction estate planning
22:38 Common mistakes in estate planning and how to prevent them
23:53 The importance of professional guidance and early planning
25:21 Final thoughts: estate planning for everyone

Learn more about how FISA can help you here. 
Send us Fan Mail
Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

In this episode, Warren Ingram and Pieter de Villiers discuss when and why to seek professional financial advice, the different types of engagement with financial planners, and how to determine the right approach for your life stage and personality.

Chapters
00:00 Introduction and overview of questions about financial advice
00:28 The importance of understanding your own financial personality
02:06 When does it make sense to seek professional financial help?
03:18 The three broad personality groups: DIYers, delegators, and validators
04:44 The control and control aversion in financial decision-making
07:28 The value of financial literacy and continuous learning
11:47 Life stages and their impact on financial planning needs
14:34 Different ways to engage with a financial planner
17:18 The importance of accountability and external perspectives
20:50 The risks of overconfidence and blind trust in financial decisions
23:47 The analogy of medical advice and the importance of professional guidance
25:40 How to choose the right financial advisor and engagement model
27:04 Closing remarks and encouragement to ask questions

Learn more about how Curate Investments can help you here.
Send us Fan Mail
Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

In this episode, Warren Ingram invites Jan du Plessis, CEO of the Fiduciary Institute of Southern Africa (FISA), to do a series on the importance of estate planning for all South Africans. They discuss common pitfalls, legal requirements, and practical tips to ensure your estate is in order and your loved ones are protected.

Chapters
00:00 Why Estate Planning Matters for Everyone
 02:01 The Most Common Estate Planning Mistakes
 04:25 Why Wills Need Regular Updates
 07:58 Guardianship, Children, and Trusts
 12:07 Divorce and Invalid Wills
 13:21 What Makes a Will Legally Valid
 16:04 Undue Influence and Inheritance Disputes
 20:49 Why Fiduciary Professionals Matter
 23:35 Final Advice: Don’t Leave It to Chance

Learn more about how FISA can help you here. 
Send us Fan Mail
Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

In this episode, Warren Ingram and Pieter de Villiers invite guest speaker George Kusche to talk through his remarkable journey of winning the Comrades Marathon while balancing full-time studies in actuarial science, family, and personal development. Discover how he maintains focus, consistency, and purpose across multiple demanding areas of life.

Chapters

00:00 Introduction to George Kusher
02:23 Balancing Life and Ambition
05:43 The Path to Becoming a Comrades Champion
10:27 Mental Strategies During Races
15:29 The Journey vs. Destination
20:43 Overcoming Challenges and Finding Fulfillment
22:35 The Science of Training and Sharing Knowledge
https://www.gorunmore.com 
Learn more about Prescient Investment Management here.
Send us Fan Mail
Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod