Move iQ Podcast

The final stages of buying a home can feel like the most exciting (and sometimes the most nerve-wracking!) part of the entire process. But what actually happens between exchange of contracts and completion day?

In this episode of our conveyancing series with Napthens Solicitors, Phil and Sarah walk through the final steps that take you from legally committing to the purchase all the way to picking up the keys to your new home.

Whether you're buying your first home or your next one, understanding these final stages can help make the last step of your property journey far less stressful. And if you want to find out more about the whole legal process of a property sale, check out our other episodes out now!

Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads.

👉 VIDEO TIMESTAMPS ⏳
Chapters

00:00:00 Introduction
00:00:28 The exchange of contracts and how it works
00:02:20 When to transfer your deposit
00:04:04 What happens between exchange and completion
00:05:18 Insurance responsibilities for buyers
00:05:43 Common completion day hiccups
00:06:58 Managing delays in property chains
00:07:59 Practical tips for a smooth completion day

👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL
🔗 https://www.youtube.com/c/MoveiQ

👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉
🔗 https://www.moveiq.co.uk/newsletter-signup/

👉 VISIT OUR WEBSITE 💻
🔗 https://www.moveiq.co.uk/

👉 VISIT NAPTHENS’ WEBSITE 💻
🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/

👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL
🔗 https://www.youtube.com/@napthensllp1503

➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲
Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp
Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/
TikTok: https://www.tiktok.com/@philspencertv?lang=en
LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

Phil sits down with Simon from Skipton Building Society to help you get to grips with understanding your mortgage. From understanding your monthly payments to making sense of your annual statement, this conversation aims to help you feel more confident about what you’re paying and why.

Understanding how your mortgage works can help you make smarter decisions, whether that’s overpaying, reviewing your loan to value, or preparing for your next deal. The more you know about your numbers, the more confident you’ll feel about your next move.

👉 VIDEO TIMESTAMPS
Chapters

00:00 Introduction
00:30 How to understand our mortgage payments
01:19 What can overpaying do?
03:02 Understanding your annual statement
03:40 Loan to Value
04:45 Tips for understanding your mortgage

Liked this video? We have more episodes on remortgaging as well as other first-time buyer advice on the channel.

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🔗 https://www.youtube.com/@UC_bxZ7uKmnve42-5pfNO47A

👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉
🔗 https://www.moveiq.co.uk/newsletter-signup

👉 VISIT THE MOVE iQ WEBSITE 💻
🔗 https://www.moveiq.co.uk

👉 VISIT THE SKIPTON WEBSITE 💻
🔗 https://www.skipton.co.uk/

➤ CONNECT WITH US ON SOCIAL 👇
📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/
📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety
📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393
📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/
📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w

The Move iQ Podcast hits the road once more and today we are at the Propertymark conference in Exeter. We speak to agents on the ground about what’s Really happening in today’s property market, from shifting rental demand to the biggest mistakes sellers are still making in 2026. Expect honest insights, practical tips, and expert opinions that could change how you approach your next move.

00:00 Introduction
00:43 How competitive is the Rental Market today compared to years ago?
02:15 Common seller mistakes in 2026
03:33 Common misundersatings in renting in 2026
05:12 Whats Selling? Ready to move in or renovation projects?
07:53 Are Landlords more selective of tenants?
09:25 Tips to maximise property value in 2026
10:43 Advice to help tenants stand out and secure a property
12:14 Are buyers more cautious or more informed?

👉 FIND YOUR LOCAL PROPERTYMARK AGENT 🔗 https://www.moveiq.co.uk/tools/buying/find-an-estate-agent

Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads.

👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL
🔗 https://www.youtube.com/c/MoveiQ

👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉

🔗 https://www.moveiq.co.uk/newsletter-signup/

👉 VISIT OUR MOVE iQ WEBSITE 💻
🔗 https://www.moveiq.co.uk/

➤ CONNECT WITH MOVE iQ ON SOCIAL 📲
Instagram: https://www.instagram.com/moveiq/
Facebook: https://www.facebook.com/MoveiQ/
TikTok: https://www.tiktok.com/@philspencertv?lang=en
LinkedIn: https://www.linkedin.com/company/move-iq/

Buying or selling a home involves more than just the purchase price. From legal fees to searches, Land Registry costs and Stamp Duty, understanding the true cost of conveyancing is key to planning your budget and avoiding surprises.

In this episode of our conveyancing series with Napthens Solicitors, we take a closer look at the money side of the moving process.

Whether you're a first-time buyer or preparing to sell your home, this episode will help you understand where your money goes and how to stay in control of your moving budget.

To find out more about the legal process of buying a house, check out our recent videos on the channel.

Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads.

👉 VIDEO TIMESTAMPS ⏳
Chapters

00:00:00 Introduction
00:00:32 What are you actually paying for?
00:01:47 How solicitor fees are structured
00:03:10 The difference between fees and disbursements explained
00:03:50 Getting and comparing quotes
00:04:35 Typical costs for an average property
00:05:37 How stamp duty is calculated
00:06:29 Payment timeline and cash flow planning
00:07:23 What happens if the deal falls through?

👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL
🔗 https://www.youtube.com/c/MoveiQ

👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉
🔗 https://www.moveiq.co.uk/newsletter-signup/

👉 VISIT OUR WEBSITE 💻
🔗 https://www.moveiq.co.uk/

👉 VISIT NAPTHENS’ WEBSITE 💻
🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/

👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL
🔗 https://www.youtube.com/@napthensllp1503

➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲
Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp
Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/
TikTok: https://www.tiktok.com/@philspencertv?lang=en
LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

Phil is joined by Emma from Skipton Building Society to explain product transfers and what to do when your fixed rate mortgage deal ends. If you’re unsure whether to switch lenders or stay put, this conversation focuses on the option of moving onto a new deal with your existing lender.

When your deal comes to an end, you don’t have to accept your lender’s reversionary rate. A product transfer allows you to switch to a new deal with the same lender, often with a simpler process. Understanding your options early can help you avoid higher repayments and make a more informed choice.

If your fixed rate is nearing its expiry date, this episode will help you understand your options and decide whether a product transfer could be the right fit.

👉 VIDEO TIMESTAMPS
Chapters

00:00 Introduction
00:25 What happens when fixed rate deals end?
02:11 Staying with the same lender
03:26 Avoiding the reversionary rate
04:14 How product transfers could save you money

👉 SUBSCRIBE TO THE CHANNEL
🔗 https://www.youtube.com/@UC_bxZ7uKmnve42-5pfNO47A

👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉
🔗 https://www.moveiq.co.uk/newsletter-signup

👉 VISIT THE MOVE iQ WEBSITE 💻
🔗 https://www.moveiq.co.uk

👉 VISIT THE SKIPTON WEBSITE 💻
🔗 https://www.skipton.co.uk/

➤ CONNECT WITH US ON SOCIAL 👇
📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/
📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety
📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393
📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/
📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w