PodcastsBusinessMove iQ Podcast

Move iQ Podcast

Phil Spencer: UK Property Expert
Move iQ Podcast
Latest episode

241 episodes

  • Move iQ Podcast

    When Property Sales Don't Go to Plan

    2026/04/22 | 6 mins.
    Property sales don’t always go exactly to plan; from gazumping and delays due to collapsed property chains, there are a number of common pitfalls that can disrupt a move. In this final episode of our conveyancing series with Napthens Solicitors, we’re answering your questions about the whole legal process, finding out about issues listeners have faced, and sharing practical advice on how buyers and sellers can protect their move to keep things progressing smoothly.

    By understanding the warning signs early and knowing how to respond, you can help reduce stress and avoid unnecessary delays during your property journey. There are ways to be prepared for different circumstances and we hope this series has helped you understand the legal process better. Check out our channel for the previous episodes and other informative videos so you can buy and sell with confidence!

    Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads.

    👉 VIDEO TIMESTAMPS ⏳
    Chapters

    00:00 Introduction
    00:31 Handling survey issues and renegotiating price
    01:43 The future of blockchain technology in property
    03:09 What to do if your solicitor isn't performing
    04:16 Choosing the right solicitor from the start
    05:06 Timing your solicitor instruction with mortgage offers

    👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL
    🔗 https://www.youtube.com/c/MoveiQ

    👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉
    🔗 https://www.moveiq.co.uk/newsletter-signup/

    👉 VISIT OUR WEBSITE 💻
    🔗 https://www.moveiq.co.uk/

    👉 VISIT NAPTHENS’ WEBSITE 💻
    🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/

    👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL
    🔗 https://www.youtube.com/@napthensllp1503

    ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲
    Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp
    Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/
    TikTok: https://www.tiktok.com/@philspencertv?lang=en
    LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/
  • Move iQ Podcast

    How to Protect Your Property Purchase

    2026/04/15 | 11 mins.
    Buying or selling a home can already feel stressful, but a few common problems during the conveyancing process can quickly throw a move off track. Today Phil and Sarah from Napthens Solicitors are discussing how to protect your property purchase, exploring some of the most common pitfalls that buyers and sellers encounter, from gazumping and delays to collapsed property chains.

    Understanding these risks can help you stay one step ahead and avoid unnecessary setbacks during your property journey.

    Whether you’re buying, selling, or part of a property chain, this episode will help you navigate the challenges that can arise during conveyancing. For more on the legal process of a property sale, head over to our channel for episodes that deep dive into every stage.

    Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads.

    👉 VIDEO TIMESTAMPS ⏳
    Chapters

    00:00 Introduction
    00:26 Why property deals fall through
    01:34 The importance of momentum and speed
    02:37 Gazumping explained
    03:39 Gazundering and how it affects sellers
    04:19 Protecting yourself from gazumping and gazundering
    05:42 Managing property chain issues
    07:26 Common holdups and delays in transactions
    07:53 How to handle survey results

    👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL
    🔗 https://www.youtube.com/c/MoveiQ

    👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉
    🔗 https://www.moveiq.co.uk/newsletter-signup/

    👉 VISIT OUR WEBSITE 💻
    🔗 https://www.moveiq.co.uk/

    👉 VISIT NAPTHENS’ WEBSITE 💻
    🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/

    👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL
    🔗 https://www.youtube.com/@napthensllp1503

    ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲
    Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp
    Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/
    TikTok: https://www.tiktok.com/@philspencertv?lang=en
    LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/
  • Move iQ Podcast

    How to Get Support with Your Mortgage

    2026/04/10 | 7 mins.
    In the final episode of our mortgage series, Phil discusses with Emma from Skipton Building Society about how to get support with your mortgage. If you’re struggling with mortgage payments or feeling the pressure of rising household costs, this conversation offers practical guidance on what to do next.

    If you are worried about your mortgage payments, acting early is crucial. Speaking to your lender, understanding your options and seeking support can make a real difference. Building financial resilience isn’t about having all the answers - it’s about knowing where to turn when you need help.

    👉 VIDEO TIMESTAMPS
    Chapters

    00:00 Introduction
    00:21 What to do if you’re struggling with mortgage payments
    03:38 How to remain financially resilient
    05:30 What support is available?

    Liked this video? We have more episodes on remortgaging as well as other first-time buyer guidance on the channel.

    👉 SUBSCRIBE TO THE CHANNEL
    🔗 https://www.youtube.com/@UC_bxZ7uKmnve42-5pfNO47A

    👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉
    🔗 https://www.moveiq.co.uk/newsletter-signup

    👉 VISIT THE MOVE iQ WEBSITE 💻
    🔗 https://www.moveiq.co.uk

    👉 VISIT THE SKIPTON WEBSITE 💻
    🔗 https://www.skipton.co.uk/

    ➤ CONNECT WITH US ON SOCIAL 👇
    📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/
    📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety
    📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393
    📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/
    📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w
  • Move iQ Podcast

    Exchange to Completion- The Final Stages of a Property Sale

    2026/04/08 | 10 mins.
    The final stages of buying a home can feel like the most exciting (and sometimes the most nerve-wracking!) part of the entire process. But what actually happens between exchange of contracts and completion day?

    In this episode of our conveyancing series with Napthens Solicitors, Phil and Sarah walk through the final steps that take you from legally committing to the purchase all the way to picking up the keys to your new home.

    Whether you're buying your first home or your next one, understanding these final stages can help make the last step of your property journey far less stressful. And if you want to find out more about the whole legal process of a property sale, check out our other episodes out now!

    Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads.

    👉 VIDEO TIMESTAMPS ⏳
    Chapters

    00:00:00 Introduction
    00:00:28 The exchange of contracts and how it works
    00:02:20 When to transfer your deposit
    00:04:04 What happens between exchange and completion
    00:05:18 Insurance responsibilities for buyers
    00:05:43 Common completion day hiccups
    00:06:58 Managing delays in property chains
    00:07:59 Practical tips for a smooth completion day

    👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL
    🔗 https://www.youtube.com/c/MoveiQ

    👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉
    🔗 https://www.moveiq.co.uk/newsletter-signup/

    👉 VISIT OUR WEBSITE 💻
    🔗 https://www.moveiq.co.uk/

    👉 VISIT NAPTHENS’ WEBSITE 💻
    🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/

    👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL
    🔗 https://www.youtube.com/@napthensllp1503

    ➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲
    Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp
    Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/
    TikTok: https://www.tiktok.com/@philspencertv?lang=en
    LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/
  • Move iQ Podcast

    Getting to Grips with Your Mortgage

    2026/04/03 | 7 mins.
    Phil sits down with Simon from Skipton Building Society to help you get to grips with understanding your mortgage. From understanding your monthly payments to making sense of your annual statement, this conversation aims to help you feel more confident about what you’re paying and why.

    Understanding how your mortgage works can help you make smarter decisions, whether that’s overpaying, reviewing your loan to value, or preparing for your next deal. The more you know about your numbers, the more confident you’ll feel about your next move.

    👉 VIDEO TIMESTAMPS
    Chapters

    00:00 Introduction
    00:30 How to understand our mortgage payments
    01:19 What can overpaying do?
    03:02 Understanding your annual statement
    03:40 Loan to Value
    04:45 Tips for understanding your mortgage

    Liked this video? We have more episodes on remortgaging as well as other first-time buyer advice on the channel.

    👉 SUBSCRIBE TO THE CHANNEL
    🔗 https://www.youtube.com/@UC_bxZ7uKmnve42-5pfNO47A

    👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉
    🔗 https://www.moveiq.co.uk/newsletter-signup

    👉 VISIT THE MOVE iQ WEBSITE 💻
    🔗 https://www.moveiq.co.uk

    👉 VISIT THE SKIPTON WEBSITE 💻
    🔗 https://www.skipton.co.uk/

    ➤ CONNECT WITH US ON SOCIAL 👇
    📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/
    📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety
    📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393
    📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/
    📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w

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About Move iQ Podcast

Phil Spencer is one of the UK's leading property experts, with over 25 years of experience in the property sector. The Move iQ Podcast is where Phil shares his tips for all things property related. Whether this is your first move or you are a seasoned property professional, Phil shares his property advice, guidance and insights to help everyone move and manage their home with confidence.
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