Move iQ Podcast

Buying or selling a home can already feel stressful, but a few common problems during the conveyancing process can quickly throw a move off track. Today Phil and Sarah from Napthens Solicitors are discussing how to protect your property purchase, exploring some of the most common pitfalls that buyers and sellers encounter, from gazumping and delays to collapsed property chains.

Understanding these risks can help you stay one step ahead and avoid unnecessary setbacks during your property journey.

Whether you’re buying, selling, or part of a property chain, this episode will help you navigate the challenges that can arise during conveyancing. For more on the legal process of a property sale, head over to our channel for episodes that deep dive into every stage.

Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads.

👉 VIDEO TIMESTAMPS ⏳
Chapters

00:00 Introduction
00:26 Why property deals fall through
01:34 The importance of momentum and speed
02:37 Gazumping explained
03:39 Gazundering and how it affects sellers
04:19 Protecting yourself from gazumping and gazundering
05:42 Managing property chain issues
07:26 Common holdups and delays in transactions
07:53 How to handle survey results

👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL
🔗 https://www.youtube.com/c/MoveiQ

👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉
🔗 https://www.moveiq.co.uk/newsletter-signup/

👉 VISIT OUR WEBSITE 💻
🔗 https://www.moveiq.co.uk/

👉 VISIT NAPTHENS’ WEBSITE 💻
🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/

👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL
🔗 https://www.youtube.com/@napthensllp1503

➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲
Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp
Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/
TikTok: https://www.tiktok.com/@philspencertv?lang=en
LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

In the final episode of our mortgage series, Phil discusses with Emma from Skipton Building Society about how to get support with your mortgage. If you’re struggling with mortgage payments or feeling the pressure of rising household costs, this conversation offers practical guidance on what to do next.

If you are worried about your mortgage payments, acting early is crucial. Speaking to your lender, understanding your options and seeking support can make a real difference. Building financial resilience isn’t about having all the answers - it’s about knowing where to turn when you need help.

👉 VIDEO TIMESTAMPS
Chapters

00:00 Introduction
00:21 What to do if you’re struggling with mortgage payments
03:38 How to remain financially resilient
05:30 What support is available?

Liked this video? We have more episodes on remortgaging as well as other first-time buyer guidance on the channel.

👉 SUBSCRIBE TO THE CHANNEL
🔗 https://www.youtube.com/@UC_bxZ7uKmnve42-5pfNO47A

👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉
🔗 https://www.moveiq.co.uk/newsletter-signup

👉 VISIT THE MOVE iQ WEBSITE 💻
🔗 https://www.moveiq.co.uk

👉 VISIT THE SKIPTON WEBSITE 💻
🔗 https://www.skipton.co.uk/

➤ CONNECT WITH US ON SOCIAL 👇
📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/
📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety
📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393
📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/
📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w

The final stages of buying a home can feel like the most exciting (and sometimes the most nerve-wracking!) part of the entire process. But what actually happens between exchange of contracts and completion day?

In this episode of our conveyancing series with Napthens Solicitors, Phil and Sarah walk through the final steps that take you from legally committing to the purchase all the way to picking up the keys to your new home.

Whether you're buying your first home or your next one, understanding these final stages can help make the last step of your property journey far less stressful. And if you want to find out more about the whole legal process of a property sale, check out our other episodes out now!

Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads.

👉 VIDEO TIMESTAMPS ⏳
Chapters

00:00:00 Introduction
00:00:28 The exchange of contracts and how it works
00:02:20 When to transfer your deposit
00:04:04 What happens between exchange and completion
00:05:18 Insurance responsibilities for buyers
00:05:43 Common completion day hiccups
00:06:58 Managing delays in property chains
00:07:59 Practical tips for a smooth completion day

👉 SUBSCRIBE TO OUR YOUTUBE CHANNEL
🔗 https://www.youtube.com/c/MoveiQ

👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉
🔗 https://www.moveiq.co.uk/newsletter-signup/

👉 VISIT OUR WEBSITE 💻
🔗 https://www.moveiq.co.uk/

👉 VISIT NAPTHENS’ WEBSITE 💻
🔗 https://www.napthens.co.uk/personal-legal-services/residential-conveyancing-solicitors/

👉 SUBSCRIBE TO NAPTHENS’ YOUTUBE CHANNEL
🔗 https://www.youtube.com/@napthensllp1503

➤ CONNECT WITH MOVE iQ and NAPTHENS ON SOCIAL 📲
Instagram: https://www.instagram.com/moveiq/ https://www.instagram.com/napthensllp
Facebook: https://www.facebook.com/MoveiQ/ https://www.facebook.com/NapthensLLP/
TikTok: https://www.tiktok.com/@philspencertv?lang=en
LinkedIn: https://www.linkedin.com/company/move-iq/ https://www.linkedin.com/company/napthens-llp/

Phil sits down with Simon from Skipton Building Society to help you get to grips with understanding your mortgage. From understanding your monthly payments to making sense of your annual statement, this conversation aims to help you feel more confident about what you’re paying and why.

Understanding how your mortgage works can help you make smarter decisions, whether that’s overpaying, reviewing your loan to value, or preparing for your next deal. The more you know about your numbers, the more confident you’ll feel about your next move.

👉 VIDEO TIMESTAMPS
Chapters

00:00 Introduction
00:30 How to understand our mortgage payments
01:19 What can overpaying do?
03:02 Understanding your annual statement
03:40 Loan to Value
04:45 Tips for understanding your mortgage

Liked this video? We have more episodes on remortgaging as well as other first-time buyer advice on the channel.

👉 SUBSCRIBE TO THE CHANNEL
🔗 https://www.youtube.com/@UC_bxZ7uKmnve42-5pfNO47A

👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉
🔗 https://www.moveiq.co.uk/newsletter-signup

👉 VISIT THE MOVE iQ WEBSITE 💻
🔗 https://www.moveiq.co.uk

👉 VISIT THE SKIPTON WEBSITE 💻
🔗 https://www.skipton.co.uk/

➤ CONNECT WITH US ON SOCIAL 👇
📲INSTAGRAM / https://www.instagram.com/moveiq/ https://www.instagram.com/skiptonbuildingsociety/
📲TIKTOK / https://www.tiktok.com/@philspencertv https://www.tiktok.com/@skiptonbuildingsociety
📲FACEBOOK / https://www.facebook.com/MoveiQ https://www.facebook.com/profile.php?id=100089929007393
📲LINKEDIN / https://www.linkedin.com/company/move-iq https://www.linkedin.com/company/skipton-building-society and https://www.linkedin.com/showcase/skipton-building-society-for-intermediaries/
📲YOUTUBE https://www.youtube.com/@MoveiQ https://www.youtube.com/@skiptonbuildingsociety https://www.youtube.com/@UC6kPoZo1QVc2NaWgywq3D-w

The Move iQ Podcast hits the road once more and today we are at the Propertymark conference in Exeter. We speak to agents on the ground about what’s Really happening in today’s property market, from shifting rental demand to the biggest mistakes sellers are still making in 2026. Expect honest insights, practical tips, and expert opinions that could change how you approach your next move.

00:00 Introduction
00:43 How competitive is the Rental Market today compared to years ago?
02:15 Common seller mistakes in 2026
03:33 Common misundersatings in renting in 2026
05:12 Whats Selling? Ready to move in or renovation projects?
07:53 Are Landlords more selective of tenants?
09:25 Tips to maximise property value in 2026
10:43 Advice to help tenants stand out and secure a property
12:14 Are buyers more cautious or more informed?

👉 FIND YOUR LOCAL PROPERTYMARK AGENT 🔗 https://www.moveiq.co.uk/tools/buying/find-an-estate-agent

Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads.

👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL
🔗 https://www.youtube.com/c/MoveiQ

👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉

🔗 https://www.moveiq.co.uk/newsletter-signup/

👉 VISIT OUR MOVE iQ WEBSITE 💻
🔗 https://www.moveiq.co.uk/

➤ CONNECT WITH MOVE iQ ON SOCIAL 📲
Instagram: https://www.instagram.com/moveiq/
Facebook: https://www.facebook.com/MoveiQ/
TikTok: https://www.tiktok.com/@philspencertv?lang=en
LinkedIn: https://www.linkedin.com/company/move-iq/