What happens when you’ve built your identity around caregiving, only to find yourself at midlife asking, “What’s next?”In this deeply personal episode of Life Chapters, Money Choices, Michael Avery sits down with Lyndsay Barr, writer and former social worker, and Kim Potgieter of Chartered Wealth Solutions to explore how our beliefs about money shape our lives, and how they can be rewritten.From feeling “stuck” and believing “money is bad” to saving for a dream trip to the U.S. to see her son, Lyndsay’s journey is about courage, reframing, and reclaiming agency. Together, Michael, Kim and Lyndsay unpack how money stories form, why guilt and shame so often surround women and finances, and how financial planning can become an act of self-care and empowerment.Whether you’re an empty nester, a midlife career changer, or just curious about how to transform your relationship with money, this episode is packed with honesty, hope, and practical wisdom.🎧 Tune in. Be brave. Be on purpose.
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Am I Teaching My Children the Right Lessons about Money?
She didn’t grow up having money conversations, so today, she’s intentional about giving her children something she never had — a legacy of honesty and accountability.In this deeply personal episode, Lauren (not her real name) shares her story of starting over after two marriages, raising children as a single mother, and supporting her daughter and grandchildren, all while learning to redefine her own relationship with money.Joined by host Michael Avery and Chartered Wealth’s Kim Potgieter, this episode explores: • How inherited beliefs around money can sabotage or serve us. • The emotional cost of over-giving and the healing power of boundaries. • How to model financial responsibility for your children even if you’re still learning yourself — and why now is the perfect time to start your own money conversations. • The moment when a financial plan becomes a life plan. Lauren’s courage to open up about guilt, love, sacrifice, and self-reinvention will resonate with anyone who’s ever wondered: “Am I teaching my children the right lessons about money or repeating my parents’ mistakes?”🎧 Listen to this episode now — and don’t forget to subscribe for more real stories, share it with a friend, and start your own money conversation today.🎧 Tune in. Be brave. Be on purpose.
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A Second Career in Midlife
What happens when your career ends before you’re ready and retirement doesn’t feel like rest, but like a question mark?In this episode, host Michael Avery speaks with former corporate executive Magnus Taljaard, who found himself “retired” earlier than planned and chose reinvention instead. Together with Kim Potgieter, they unpack the emotional complexity of identity, purpose, and building a second chapter around meaning rather than status. This episode explores: Letting go of a career identity that defined you for decades Why planning for retirement is more than just money The discomfort of freedom and the guilt of slowing down How to build a “portfolio life” and test new ideas without overplanning And why staying curious might just be your most powerful retirement strategy🎧 Start now. Your next chapter might be the best one yet. 🎧 Tune in. Be brave. Be on purpose.
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28:53
Life after Loss: Grief and Sudden Financial Responsibility
When love ends in loss, what happens next? In this episode of Life Chapters, Money Choices, host Michael Avery is joined by Kim Potgieter and Financial Planning Specialist, Tiffany Havinga, to unpack the emotional and financial shock of widowhood.The discussion touches on the shock of stepping into new responsibilities while grieving, the importance of small structures that bring stability, and the conversations that can ease the burden for those left behind.Whether you’ve walked this road or want to prepare for the unexpected, this episode is a powerful reminder that financial planning isn’t just about money; it’s about life, love, and being prepared for whatever comes next.💬 Subscribe, share, and reflect on the conversations you still need to have.🎧 Tune in. Be brave. Be on purpose.
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When the Paycheque Stops
What happens when your career ends but your purpose hasn't yet begun?In this episode of Life Chapters, Money Choices, host Michael Avery is joined by retired executive Ronelle Baker, and life planning coach Kim Potgieter, to explore what really happens when the salary ends and the silence sets in.Ronelle shares her powerful story of retiring early, chasing freedom, and then realising that fulfilment takes more than free time and lots of overseas trips. From resistance to renewal, she takes us through the emotional curve of reinvention and how a move to a Mature Lifestyle Estate helped her rediscover meaning, joy, and community.Together, we explore:Letting go of status and work identityThe emotional reality vs. the dream of retirementWhy “Retiremeant™” is about retiring to somethingHow place, people, and purpose can redefine your second actSubscribe, reflect, and share this episode with anyone preparing for - or recovering from - a major life shift.🎧 Tune in. Be brave. Be on purpose.
When life changes, money matters. Life Chapters, Money Choices is a heartfelt podcast hosted by award-winning broadcaster Michael Avery and Chartered Wealth Solutions’ Kim Potgieter. Each fortnightly episode explores real stories of transition — from navigating change and embracing new beginnings, to retiring meaningfully, shifting careers, and finding renewed purpose — and the money choices that helped shape each chapter. Honest, wise, and practical, it’s a reminder to give your life and money the attention they deserve.
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