Life Chapters, Money Choices

A midlife wake-up call that changed everything
When Lynda Smith reviewed her finances in her early fifties, she discovered a difficult truth. If she retired at 60, her money would run out by 64. It was a wake-up call that forced her to rethink the future.
In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by Lynda Smith, founder of 50Plus-Skills, who works with people navigating career reinvention beyond 50.
Together they explore:
• What it feels like when the retirement maths no longer adds up
 • Why living longer is changing the traditional retirement model
 • How portfolio careers can extend both purpose and financial security
 • The idea of a “gift season” between 50 and 75
 • Why continuing to contribute can transform both money and meaning
It is a thoughtful conversation about midlife reinvention, longevity, and why working differently may be the key to a longer and richer life.
🎧 Tune in. Be brave. Be on purpose.

Will I run out of money?
It is the question many people carry quietly, even those who appear financially secure.
In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by Victoria Reuvers, Managing Director of WealthStrat, the investment partner behind Chartered Wealth Solutions.
With more than two decades in the investment industry, Victoria has worked at the highest levels of asset management. Yet what she sees time and again is this. Clients are not chasing quartiles or rankings. They are asking one deeply human question. Am I going to be okay?
Together, they explore:
Why the fear of running out of money can linger, even for disciplined savers
How early money memories shape our relationship with debt, security and risk
Why behaviour matters more than headlines over the long term
The gap between industry performance talk and what actually helps people sleep at night
Women and investing, where confidence can lag even when outcomes often outperform
What it feels like to move from I hope I am fine to I know I am on track
This is not a conversation about beating the market.
It is about building a plan that supports your life, reduces anxiety and gives you permission to live fully.
Because real investment success is not about outperforming a benchmark. It is about knowing your money will last.
🎧 Tune in. Be brave. Be on purpose.

At the start of every year, we make plans.
We set goals.
And then life happens.
In this episode of Life Chapters, Money Choices, Michael Avery is joined by Kim Potgieter for a slower, more reflective conversation about how we actually design a year that can withstand reality. 
Kim shares how she has used vision boards for many years, not as a manifestation exercise or wish list, but as a practical way to get clear on what truly matters, how she wants to show up, and how intention can guide both personal and financial decisions.
Together, they explore:
Why intention matters more than willpower
The psychology behind vision boards and visual goal setting
How to stay grounded when plans unravel
The connection between life planning, money choices, and meaning
This episode is an invitation to pause, reflect, and approach the year ahead with clarity rather than pressure.
🎧 Tune in. Be brave. Be on purpose.

What happens when you have built the empire, banked the exit, and ticked every traditional success box and the next question is no longer what’s next for my career, but what’s next for me?
In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter sit down with legendary South African media strategist and entrepreneur Sandra Gordon. Having built, scaled, sold and reinvented some of the country’s most iconic media businesses, Sandra shows no signs of stepping quietly into the background.
From early lessons in banking discipline to boardroom battles and bold exits, Sandra reflects on the pivots that shaped her, the money moment in her teens that sparked a lifelong drive for independence, and why “stepping back” has never been her style.
Together, the conversation explores money stories, timing, and the deeper challenge many high performers face later in life. It is not about finances, but about identity, meaning, and finding the next flame.
Sandra also shares why she is back in the arena with Pulse: Media Leadership Reimagined, and what she believes the South African media industry must rebuild in order to thrive again.
Resource: Ten Retirement™ Truths | Download your copy 
A complimentary eBook by Kim Potgieter that reframes retirement as a life decision, not just a financial one. Through simple exercises and reflections, it helps you align your goals, values and money to create a future with purpose. 
🎧 Tune in. Be brave. Be on purpose.

What if the way we approach money, health, and success is shaped by the same underlying force: fear?
In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by Dr Riaz Motara, leading cardiologist, founder of the Cardio Group, and pioneer of the Women’s Heart Clinic, for a deeply reflective conversation about wellbeing, identity, and the stories that quietly drive our behaviour.
Together, they draw striking parallels between how we manage our health and how we manage our money. They unpack how early conditioning shapes adult habits, why high achievers often struggle to feel “enough,” and how fear can quietly drive financial decisions, overwork, and a loss of meaning.
The episode closes with a powerful reflection on legacy. Not only what we leave behind financially, but the wellness habits, emotional awareness, and sense of purpose we model for those who come after us.
A thoughtful conversation about health span, wealth, self-worth, and the courage to rewrite stories that no longer serve us.
Additional Resource
If this episode prompted reflection on how your health, money, and sense of purpose fit together, you may find our complimentary eBook helpful.
📘 14 Action Steps to Make Your Money Work for You
A practical guide and workbook designed to help you create a comprehensive financial plan that aligns with your life’s journey. It encourages you to stop making money decisions in isolation and instead see money as an enabler of your life, not just a collection of numbers or investments.
The workbook helps you clarify your goals, dreams, and aspirations at any life stage, whether you are starting out, raising a family, navigating midlife, or planning for retirement. It guides you to look at your assets holistically and bring everything together in a way that supports the life you want to live.
 👉 Click here to download your copy 
🎧 Tune in. Be brave. Be on purpose.