How to Money

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like:
End of Jensanity
Pointless returning to the office
Job jumping
Frequent flyer fallout
12 month emergency funds
Splurge shaming
The odds are never in your favor
Single stock option trading
Inflation bonds popping
HOA hikes
Costs a lot to SELL your house
And more!

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
YouTube: You thought you’d never see it… the How To Money channel over on YouTube - LIKE and SUBSCRIBE!
Other money nerds: Find a thriving community of fellow money nerds by joining the HTM Facebook group!
Newsletter: Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Money Gears: knowing what to do with your money is crucial to your personal finance journey.
MG7: and maybe you’re well on your way to financial independence but you’re looking for some financial reassurance, that’s when heading over to HowToMoney.com/Advisor and getting matched with a highly vetted financial advisor makes sense.
And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!
See omnystudio.com/listener for privacy information.

Technology has made it easier than ever to save and invest. But when it comes to giving our money away? Not so much. That’s part of why we have a generosity gap: a lot of people want to give more, but the process can feel joyless, cumbersome, and complicated, especially at tax time. Our guest today is all about changing that perception of philanthropy. What if you could gamify it, make it easier, and even get a little dopamine hit from being generous? That’s something we’ll discuss today with guest Adam Nash, who is the co-founder and CEO of Daffy, our absolute favorite donor-advised fund platform. And we’re not the only ones who are fans: Daffy now has more than $2 billion in charitable assets, just five years after launching! Today we get into:
The state of giving in America
Emotional connections to being more charitable
Proactive and intentional giving
AI in charitable giving
Trends and tax benefits
Understanding fees when it comes to your DAF
Making it fun!
Corporate giving initiatives
The future of DAFs
And much more!
Can’t get enough How To Money? Here are some additional ways to get ahead with your personal finances:
YouTube: You thought you’d never see it… the How To Money channel over on YouTube - LIKE and SUBSCRIBE!
Credit card perks: Check out our favorite credit cards that we use to maximize rewards and optimize our spending.
Other money nerds: Find a thriving community of fellow money nerds by joining the HTM Facebook group!
Newsletter: Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Money Gears: knowing what to do with your money is crucial to your personal finance journey.
MG7: and maybe you’re well on your way to financial independence but you’re looking for some financial reassurance, that’s when heading over to HowToMoney.com/Advisor and getting matched with a highly vetted financial advisor makes sense.

And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!
See omnystudio.com/listener for privacy information.

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it! But first we discuss Matt’s Fidelity fiasco,, but then we get into:

1 - Startup stability: when do you know it’s time to part ways or stick with a startup that has good potential?
2 - Donor advised FUN: can I use my DAF to fund my charity goal for a race I’m signed up for?
3 - 401k rollover: I really wants my funds in a Roth IRA so how should I go about it?
4 - Kid insurance: why are my friends getting life insurance policies for their kids?
5 - HYSA trade-offs: should I consider moving our savings over to CIT or Betterment?

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
YouTube: You thought you’d never see it… the How To Money channel over on YouTube - LIKE and SUBSCRIBE!
Other money nerds: Find a thriving community of fellow money nerds by joining the HTM Facebook group!
Newsletter: Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Money Gears: knowing what to do with your money is crucial to your personal finance journey.
MG7: and maybe you’re well on your way to financial independence but you’re looking for some financial reassurance, that’s when heading over to HowToMoney.com/Advisor and getting matched with a highly vetted financial advisor makes sense.
Please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!
See omnystudio.com/listener for privacy information.

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like:
Post-election prognosis
Turnkey turkeys
How much has your electricity bill gone up?!
401kalamity
Paying for pals
Buying businesses for your kids
Healthcare costs eating into your paycheck
All eyes on Dollar General
New gift card scams
And more!

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
YouTube: You thought you’d never see it… the How To Money channel over on YouTube - LIKE and SUBSCRIBE!
Other money nerds: Find a thriving community of fellow money nerds by joining the HTM Facebook group!
Newsletter: Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Money Gears: knowing what to do with your money is crucial to your personal finance journey.
MG7: and maybe you’re well on your way to financial independence but you’re looking for some financial reassurance, that’s when heading over to HowToMoney.com/Advisor and getting matched with a highly vetted financial advisor makes sense.
And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!
See omnystudio.com/listener for privacy information.

Remember those old Christmas movies where somebody would pop into a store at the last minute, grab a gift for a loved one, and everything worked out perfectly? Sure, it’s adorable and a big dose of nostalgia, but in real life, waiting until the last minute is a terrible strategy! You’d have no time to wrap anything, you’d overpay, and all the while you’re super stressed out. But there’s another way Christmas shopping has changed that I think is even more interesting: it’s gone from being a concentrated, predictable expense to something that’s increasingly omnipresent, frictionless, and (worst of all) easy to finance. Too many people aren’t just paying for Christmas late in December, they’re still cleaning up their financial mess well into the next year. We’re joined by Vitaly Pecharsky from Slickdeals to talk about how holiday shopping has changed, what it’s doing to our budgets, and how we can avoid turning Christmas gifts into next year’s financial problem. We specifically discuss:
Inflation’s impact on holiday budgets
Strategies to win during Black Friday
Good vs great deals
Price matching and refund policies
Gaming consoles and TV shopping
Dynamic pricing in retail
The role of urgency and scarcity in retail marketing
Treat yo self?
Gift cards
And much more!
Can’t get enough How To Money? Here are some additional ways to get ahead with your personal finances:
YouTube: You thought you’d never see it… the How To Money channel over on YouTube - LIKE and SUBSCRIBE!
Other money nerds: Find a thriving community of fellow money nerds by joining the HTM Facebook group!
Newsletter: Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Money Gears: knowing what to do with your money is crucial to your personal finance journey.
MG7: and maybe you’re well on your way to financial independence but you’re looking for some financial reassurance, that’s when heading over to HowToMoney.com/Advisor and getting matched with a highly vetted financial advisor makes sense.

And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!
See omnystudio.com/listener for privacy information.