Wealth on Your Terms

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with father-daughter finance duo Bode Odetoyinbo (The Finance Dad) and Reni to unpack what it actually takes to build wealth that lasts across generations.The Finance Dad has nearly three decades of experience investing in the stock market and real estate, while Reni is a finance educator and investor who has built an investment portfolio of over $500,000.We unpack how to build wealth from the ground up, the five stocks they would hold for the next five years, and where they believe the next major investment opportunities could be. But we also go beyond investing: how do you build generational wealth without raising entitled children? How many children can you actually afford? Should you give your children their inheritance while you're still alive? And what conversations about money, debt, wills and assets should families be having before it's too late?Whether you’re building wealth for yourself or thinking about the generations coming after you, this episode is about building the financial foundation, knowledge and habits that can outlive you.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact; in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.📧 For partnerships and business inquiries: tobimgt@gmail.com 📲 Follow us on Instagram: wealthonyourtermshub Subscribe & tap the 🔔 so you don't miss the next episode.To allow us post more episodes,Hit the like button to support this podcast andWrite a review and Rate us 5-stars on Spotify and Apple Podcasts🔗 Listen on Your Favourite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9 - Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199 - Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw 🏡For real estate inquires,I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, OntarioConnect with me: https://forms.gle/pKZkRfnnGqvKsPks6 Follow my real estate page: @tobi.realestate ✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/ 🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en 👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/ 🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With The Finance Duo1) Reni- IG: @xoreni- YouTube: https://www.youtube.com/c/xoreni- Podcast: https://www.youtube.com/@dontgobroketrying/videos- Website: https://renitheresource.com/about/2) The Finance Dad- IG: https://www.instagram.com/bode.thefinancedad/📌 Timestamps0:00 – The 3 Wealth-Building Levers You Need to Know14:58 – How Reni Grew Her Portfolio From $300K to $500K+22:10 – The Next Wealth Opportunity Is Being Built Right Now29:02 – 5 Stocks That Could Create the Next Millionaires49:28 – The Mistake That Can Destroy Generational Wealth58:02 – The Money Lessons Wealthy Families Teach Their Children Early1:03:43 – The Financial Decision Most People Never Consider Before Having Kids1:08:52 – What You Need Financially in Place Before Marriage & Children1:14:56 – The Family Money Conversation You Don't Want to Have Too Late1:20:07 – The Wealth Preservation Strategy Most Families MissEpisode 25⚠️ DisclaimerThis content is for education and entertainment only and is not financial or business advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Mo Rafi, a former banker who worked across four major Canadian banks: Scotia, TD, RBC and CIBC and managed over $40M in assets for wealthy clients.We talk about what working inside the banking system taught him about how money and wealth really work, why he believes the banking system is designed to keep people financially dependent, and what wealthy clients were doing differently to build their fortunes.We also break down how to negotiate better rates with your bank, escape high-interest debt, use debt strategically to build wealth, rethink home ownership, prepare financially before leaving a 9–5, and why the traditional formula for building wealth may no longer work in today’s economy.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact; in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.📧 For partnerships and business inquiries: tobimgt@gmail.com 📲 Follow us on Instagram: wealthonyourtermshub Subscribe & tap the 🔔 so you don't miss the next episode.To allow us post more episodes,Hit the like button to support this podcast andWrite a review and Rate us 5-stars on Spotify and Apple Podcasts🔗 Listen on Your Favourite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9 - Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199 - Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw 🏡For real estate inquires,I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, OntarioConnect with me: https://forms.gle/pKZkRfnnGqvKsPks6 Follow my real estate page: @tobi.realestate ✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/ 🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en 👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/ 🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Mo Rafi📷 Instagram: https://www.instagram.com/raficredit.ca/👩🏾‍💻 LinkedIn: https://ca.linkedin.com/in/morafiWebsite: https://raficredit.ca/ Connect with Mo through his social platforms and website.Episod 24 ⚠️ DisclaimerThis content is for education and entertainment only and is not financial or business advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Lianne Hannaway, a former Managing Director at the Toronto Stock Exchange who spent over 20 years working in finance and helping build wealth from the inside.We talk about what she learned from being in rooms where wealthy people make financial decisions, why earning more money doesn't automatically make you financially secure, how she paid off $47,000 of debt in 20 months, the importance of negotiating your worth, building generational wealth without “wealthing in reverse,” and how she built a $2M retirement portfolio while also buying her mother a house.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.📧 For partnerships and business inquiries: tobimgt@gmail.com 📲 Follow us on Instagram: @https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode.To allow us post more episodes,Hit the like button to support this podcast and Write a review and Rate us 5-stars on Spotify and Apple Podcasts🔗 Listen on Your Favourite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9 - Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199 - Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw 🏡For real estate inquires,I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, OntarioConnect with me: https://forms.gle/pKZkRfnnGqvKsPks6 Follow my real estate page: @tobi.realestate ✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/ 🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en 👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/ 🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Lianne Hannaway LinkedIn: https://ca.linkedin.com/in/liannehannaway Instagram: https://www.instagram.com/emotionsplusmath ---📌 Timestamps 00:00 – How Growing Up Without Wealth Shaped Her Approach to Building It 11:46 – The Wealth Lessons Learned in Rooms You’re Not In 30:01 – Why Your 9–5 Is Still One of the Best Ways to Build Wealth 33:03 – The Salary Negotiation Rules Most People Never Learn 42:16 – The 5 Things That Actually Determine Financial Security 51:43 – How to Build Wealth Without Abandoning Your Family 58:05 – How to Make Generational Wealth Actually Last 1:04:34 – How to Know When You Have Enough Money 1:08:42 – How to Actually Enjoy the Wealth You’ve Built⚠️ DisclaimerThis content is for education and entertainment only and is not financial or business advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]
In this episode, I sat down with Fred and Bimpe, a couple who have built wealth through business, investing and entrepreneurship after moving from Nigeria to Canada.
We talk about how they built a seven-figure portfolio in a relatively short period, how they acquired their first business just three months after moving to Canada, the realities of starting over in a new country, the next major wealth transfer through business acquisitions, and how to think about generational wealth and putting your children in a stronger financial position.

🎙️ About Wealth on Your Terms
Wealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.

📧 For partnerships and business inquiries: tobimgt@gmail.com 

📲 Follow us on Instagram: wealthonyourtermshub 

Subscribe & tap the 🔔 so you don't miss the next episode.
To allow us post more episodes,
1) Hit the like button to support this podcast and
2) Write a review and Rate us 5-stars on Spotify and Apple Podcasts

🔗 Listen on Your Favourite Platform
- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9 
- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199 
- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw 

🏡For real estate inquires,
I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario
Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6 
Follow my real estate page: @tobi.realestate 

✨ Connect with me, Tobi:
📷 Instagram: https://www.instagram.com/tobi.adekeye/ 
🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en 
👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/ 
🗞️ Newsletter: https://tobiderin.substack.com

📲 Connect With Fred & Bimpe
Fred: https://ca.linkedin.com/in/frederick-obodozie-tep-a754174a 
Bimpe: https://www.instagram.com/bimzhair 
Email: info@econovacapital.com 

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📌 Timestamps
00:00 – Building a 7-Figure Portfolio After Starting Over in Canada
12:58 – How They Discovered a Million-Dollar Business
26:20 – How Expanding Your Network Creates New Opportunities
31:59 – The Next Big Wealth Transfer Is Through Business Acquisitions
39:45 – How They Bought a Business Just 3 Months After Moving to Canada
51:43 – What Made Them Take the Risk on a $2.5M Business
1:09:17 – Why Generational Wealth Can Disappear
1:12:10 – Why Owning Real Estate Doesn’t Automatically Build Wealth
1:27:09 – How to Build Long-Term Wealth for Your Children

⚠️ Disclaimer
This content is for education and entertainment only and is not financial or business advice. Do your own research and consider speaking with a licensed pro

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Rachel Wong, co-founder of Monday Girl, one of the largest career-networking platforms for women in North America, and a former 8-year Uber employee who helped launch Uber Eats from the ground up and climbed the ranks to manage teams of up to 30 people.We talk about the overlooked asset class that matters just as much as money when it comes to building wealth, how to network effectively without it feeling transactional, the $80K loss Monday Girl took expanding into the US market, why she turned down raising VC money, how she bootstrapped a business for nine years while working full-time, how to climb the corporate ladder and get promoted, what it actually costs to run a community-based or events business, and how to know when to cut a revenue stream that isn't working.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/Subscribe & tap the 🔔 so you don't miss the next episode.To allow us post more episodes,Hit the like button to support this podcast andWrite a review and Rate us 5-stars on Spotify and Apple Podcasts🔗 Listen on Your Favourite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw🏡For real estate inquires,I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, OntarioConnect with me: https://forms.gle/pKZkRfnnGqvKsPks6Follow my real estate page: @tobi.realestate✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Rachel Wong- Instagram: https://www.instagram.com/_rachelwong/- LinkedIn: https://ca.linkedin.com/in/rachelwongto-------------------------📌 Timestamps00:00 – The Chinese Proverb Her Parents Taught Her After Losing Everything4:40 – She Got Fired From Her Job9:29 – The Equity Play 9-to-5 Employees Can Use to Build Wealth13:57 – The Asset That Builds More Wealth Than Money — And How to Build It20:43 – How She Actually Built a Million Dollar Business From Scratch21:07 – Losing $80,000 Taught Her This About Business35:54 – Why Chasing Multiple Income Streams Can Actually Hurt You44:01 – How She Leveraged Her 9-to-5 to Build a Million Dollar Business47:14 – Why Turning Down Investors Was the Smarter Move56:06 – The Promotion Advice Your Manager Hopes You Never Learn (From Someone Who Climbed the Corporate Ladder Herself and Became a Manager)⚠️ DisclaimerThis content is for education and entertainment only and is not financial or business advice. Do your own research and consider speaking with a licensed professional.