1525 episodes
THE TRUTH ABOUT LIFE INSURANCE, 401(k)s & THE $120 TRILLION WEALTH TRANSFER 💰
2026/07/30 | 1h 5 mins.This week on Earn Your Leisure, we’re joined by Ellis Suazo and Jasmine Suazo, two of the leading voices in the life insurance and wealth-building industry. They break down how life insurance can be used as more than just protection—covering estate planning, debt strategies, generational wealth, and why it’s one of the most overlooked financial tools available today.
We also discuss the $120 trillion wealth transfer from Baby Boomers, whether the traditional 401(k) is still the best retirement strategy, the pros and cons of annuities, using the “laser test” to evaluate investments, and how AI is transforming the financial services industry. Plus, Ellis and Jasmine explain why education is the key to changing financial habits and building lasting wealth.
If you’re looking to protect your family, create a financial legacy, and learn practical strategies for building wealth across generations, this is an episode you don’t want to miss.
Chapters:
00:00 Legacy Planning Wake Up
01:21 Meet The Wealth Academy
02:28 What The Company Does
04:02 Ellis Origin Story
05:57 Jasmine Money Mindset Shift
08:43 Scaling Agents And Systems
11:19 Community Marketing Playbook
13:09 Great Wealth Transfer Explained
14:31 Fixed Index Annuities Basics
15:34 LASER Test For Investments
17:28 Entrepreneur Wealth Framework
20:15 Fixed Index Variable Breakdown
21:47 Why 401k Falls Short
24:20 IUL As An Alternative
25:47 Funding IULs The Right Way
29:13 Changing How People See Insurance
29:46 Education Creates Wealth
32:12 Using Policies for Real Estate
34:19 AI in Financial Services
37:39 Buy Term Invest Difference
40:04 Why Black Men Need Coverage
43:22 Rule of 100 Portfolio
45:24 Start Today for Kids
47:20 Insuring Aging Parents
55:28 Agents Success Blueprint
59:45 Building Business as Couple
01:02:54 InvestFest Plans and Invite
01:05:10 Follow and Closin
#EarnYourLeisure #EllisSuazo #JasmineSuazo #LifeInsurance #GenerationalWealth #WealthBuilding #FinancialLiteracy #EstatePlanning #PersonalFinance #Investing #FinancialFreedom #Legacy #AI #RetirementPlanning #EYL
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Invest Fest | August 7-9, 2026
Grab early bird tickets now: https://www.investfest.com
See omnystudio.com/listener for privacy information.- Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure
Join the EYL community for deeper training and a more detailed approach:
https://www.eyluniversity.com
Join the number one stock club in the world:
https://www.ianinvest.com
Invest Fest | August 7-9, 2026
Grab early bird tickets now: https://www.investfest.com
See omnystudio.com/listener for privacy information. - Subscribe and watch more videos here:
https://www.youtube.com/@EarnYourLeisure
Join the EYL community for deeper training and a more detailed approach:
https://www.eyluniversity.com
Join the number one stock club in the world:
https://www.ianinvest.com
Invest Fest | August 7-9, 2026
Grab early bird tickets now: https://www.investfest.com
See omnystudio.com/listener for privacy information. - Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure
Join the EYL community for deeper training and a more detailed approach:
https://www.eyluniversity.com
Join the number one stock club in the world:
https://www.ianinvest.com
Invest Fest | August 7-9, 2026
Grab early bird tickets now: https://www.investfest.com
See omnystudio.com/listener for privacy information. - Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure
Join the EYL community for deeper training and a more detailed approach:
https://www.eyluniversity.com
Join the number one stock club in the world:
https://www.ianinvest.com
Invest Fest | August 7-9, 2026
Grab early bird tickets now: https://www.investfest.com
See omnystudio.com/listener for privacy information.
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About Earn Your Leisure
Welcome to The Earn Your Leisure Podcast. Rashad Bilal and Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs. We will also be breaking down business models and examining the latest trends in finance. Earn Your Leisure is a college business class mixed with pop culture. We blend the two together for a unique and exciting look into the world of business. Let’s go!! #earnyourleisurepodcast
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