Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

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Budget besties, can you believe July is already here? We are officially stepping into the second half of the year, which means this is the perfect time to pause, reset, and make a money plan that actually works for real life.
In this episode, Shana and Vanessa walk us through creating a July budget step by step. Whether June felt chaotic, your first half of the year did not go exactly as planned, or you are ready to get back on track, this episode is your reminder that it is not too late. We can still make progress, reset our goals, and use our budget to feel clear, confident, and prepared.
Grab your budget and work through it with us as we cover income, debts, bills, spending, savings, and all the sneaky July expenses that love to pop up.
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3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

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Curious? Take The Free Money Stress Quiz!
Ready? Buy Our Simplified Budget System Now!
Budget besties, this episode is such a good one because Brianne came ready to preach.
When Brianne first came to coaching, she was a newly divorced single mom, self-employed, and convinced she couldn’t afford help. She had used YNAB for years, taught Financial Peace University, knew her numbers inside and out… and still felt like her budget wasn’t actually working.
The big shift? Realizing she didn’t need more tracking, more software, or more busy work. She needed a system.
In this conversation, Brianne shares what changed when she started using the Simplified Budget System, why separate bank accounts actually made her money easier to manage, how she got past her fear of debit cards, and why knowing what she truly costs each month became a game-changer.
We also talk about the emotional side of budgeting, especially when you’re used to cash-flowing everything, robbing Peter to pay Paul, or trying to make a bare-bones budget work when real life keeps happening.
This one is for every budget bestie who has tried all the apps, spreadsheets, classes, and tracking systems and still feels like, “Why do I make good money and have nothing to show for it?”
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

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Curious? Take The Free Money Stress Quiz!
Ready? Buy Our Simplified Budget System Now!
Check out Rachel's Podcast Mama's Tired Here.
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

Click here to view our privacy policy.

Watch Our Debt Payoff Workshop!
Trying to pay off debt but still feel like nothing is working? In this episode, Shana and Vanessa are breaking down 10 of their best debt payoff tips to help us stop spinning our wheels, stop making debt worse, and start making real progress with a plan that actually fits real life.
We’re talking about why your credit card balance is not your budget, how to figure out how much you can actually put toward debt, and why the “best” debt payoff method depends on your budget right now. Snowball, avalanche, minimum payment method — they all have a place, but the real magic happens when we know our numbers and make an informed decision each month.
This episode is your reminder that debt payoff is not just about throwing random extra payments around. We need a clear budget, realistic spending numbers, savings buckets that keep us from relying on debt again, and a focused plan for paying off one debt at a time.
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

Click here to view our privacy policy.

Curious? Take The Free Money Stress Quiz!
Ready? Buy Our Simplified Budget System Now!
In this coaching session, Shana and Vanessa sit down with Chantelle, a longtime listener and budget bestie, who shares her experience navigating a difficult season of life. After stepping away from her job to advocate full-time for her son's medical needs, Chantelle is learning how to manage an unpredictable income while staying focused on what matters most.
Together, they discuss what it means to budget during "storm mode," how to handle fluctuating side hustle income, the purpose of a paycheck-ahead fund, and why it's okay to rely on your budget differently during challenging seasons. They also cover practical strategies for Costco spending, reimbursement-based expenses, and finding peace when account balances temporarily decrease.
This episode is a reminder that budgeting isn't about perfection—it's about creating a plan that supports you through every season of life.
What We Talk About
Managing finances during a medical crisis and caregiving season
Why a paycheck-ahead fund isn't always the first priority
Creating a realistic budget based on guaranteed income
Using side hustle income strategically
Handling anxiety when savings balances decrease
Building financial confidence during difficult seasons
Budgeting for bulk purchases and Costco trips
Managing reimbursement-based expenses
Celebrating budgeting wins, including staying on budget through Christmas

Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

Click here to view our privacy policy.