Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Curious? Watch Our Money Makeover Bootcamp!
Ready? Buy Our Simplified Budget System Now!
Budget besties, getting confident with money is not about magically knowing everything—it starts with building a strong foundation and giving ourselves permission to learn.
In this episode, Shana and Vanessa sit down with financial planner Shari to talk about why so many women feel uncertain about spending, saving, investing, and making major financial decisions. Shari explains that what often looks like a “money problem” is really a lack of organization, education, and support. Before tackling investing, retirement rollovers, or long-term wealth building, we need clarity around our everyday spending, emergency savings, bank accounts, and future expenses.
They also explore how women and men may think and communicate differently about money. While investment performance and percentages may motivate some people, many women want to understand what their money will make possible—like retiring comfortably, supporting their children, improving their homes, or creating more freedom.
The conversation is a reminder that we are not bad with money just because our finances feel complicated. Modern life includes digital spending, subscriptions, family expenses, competing priorities, and constant pressure to spend. Getting organized through a personalized budget, group coaching, or longer-term financial coaching can help us replace stress and shame with clarity, calm, and confidence.
Most importantly, Shari encourages women to stop delaying the decision to ask for help. We do not have to become wealthy before working with a financial professional, and we do not have to figure everything out alone. The right support can help us understand our choices, trust our decisions, and use money as a tool to build the lives we actually want.
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

Connect with Shari:
Check out her podcast!
This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

Click here to view our privacy policy.

Curious? Take The Free Money Stress Quiz!
Ready? Buy Our Simplified Budget System Now!
Budget besties, our kids will eventually have to manage money without us—and the lessons they learn now can shape their financial choices for years to come.
In this episode, we’re sharing real-life stories from families who are teaching their teenagers how to budget, make tradeoffs, and take responsibility for their spending. From graduation dresses and haircut money to gas, groceries, and a very expensive set of keys locked inside a car, these everyday moments can become powerful financial lessons.
The goal isn’t to tell our kids, “We can’t afford it.” It’s to help them understand that having money doesn’t mean we spend it on everything we want. We get to decide what matters most, plan ahead, and work within the amount available.
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp!
Ready? Buy Our Simplified Budget System Now!
Budget besties, budgeting does not have to mean rice, beans, and saying goodbye to every little thing that brings you joy.
In this conversation, Shana and Vanessa break down what it really means to be “bougie on a budget”—and spoiler alert: it looks different for everyone. For one person, bougie might mean travel sports. For someone else, it might be vacations, horses, facials, massages, dining out, or getting their hair and nails done.
The goal is not to copy someone else’s budget. The goal is to build a budget that reflects your real life, your priorities, and the things that genuinely matter to you.
We also talk about why so many women feel like they make good money but still have nothing to show for it. Often, the problem is not overspending. It is a lack of organization. When every bill, transfer, swipe, subscription, and expense comes out of one account, your money can feel like it disappears into a black hole.
That is where the Budget Besties system comes in: simplify, separate, and automate.
By separating bills from everyday spending, creating clear spending accounts, and planning ahead for expenses that happen throughout the year, you can stop doing mental math every time you swipe your card. You can see what is available, know what each dollar is for, and feel more confident about your choices.
We also dig into the difference between a true emergency and an expense you simply forgot to plan for. Christmas, annual insurance premiums, car tags, pet visits, HOA fees, birthdays, and travel fees are not surprises. They may not happen every month, but they still belong in the budget.
When we plan for those expenses in advance, we create a more consistent budget and reduce the financial roller coaster.
This episode is a reminder that you are not bad with money. Most of us were never taught how to manage modern finances, and our financial lives are more complicated than ever. Between credit cards, subscriptions, payment apps, online shopping, and busy family schedules, it makes sense that things can feel messy.
The solution is not shame. It is clarity, organization, and a system that supports your actual life.Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

Connect with [GUEST GOES HERE]:
Check out Peggy here!

This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

Click here to view our privacy policy.

Curious? Take The Free Money Stress Quiz!
Ready? Buy Our Simplified Budget System Now!
Budget besties, today we’re talking about one of the least exciting—but most important—parts of budgeting: annual bills.
Mary joined us to talk through a common sticking point. She had already automated her money, separated her spending accounts, and created savings buckets, but she still felt unsure about how much to save for expenses that only show up a few times a year.
You know the ones: car registration, property taxes, memberships, quarterly bills, insurance premiums, and all those other “expected unexpected” expenses that somehow still manage to surprise us.
In this episode, we help Mary simplify her system, separate annual bills from regular maintenance expenses, and create a plan that reduces stress without requiring her to constantly move money around.
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp!
Ready? Buy Our Simplified Budget System Now!

What if budgeting felt less like restriction and more like finally knowing what your money is doing?
In this episode, we’re sharing a conversation that was too good to keep to ourselves. We talk about how putting all your numbers on one page can help you move from money anxiety to clarity, confidence, and a plan that actually fits your real life.
We break down why so many people do not have an overspending problem—they have a disorganization problem. When your income, bills, debt, spending, and savings are all mixed together, it is easy to feel like your money disappears. But once you separate those categories and give every dollar a clear job, the drama starts to quiet down.
We also talk about creating a budget system that works with your hands, your bank accounts, and your everyday life. That means fewer complicated charts, less constant tracking, and more automation. Your bills can live in one account, your spending in another, and your savings can be organized into separate goals so you can see your progress without wondering where everything went.
Budget besties, this episode is also a reminder to celebrate what your money has already done for you. Maybe it paid for private school, sports, travel, generosity, family experiences, or a season when you simply kept everything afloat. That matters. Your money is not only leaving—it is helping you build a life.
We also get into realistic budgeting, why extreme cuts usually backfire, and how to create a plan based on what is actually happening before deciding what needs to change. A sustainable budget should include fun, flexibility, and room for real life.
Plus, we talk about dreaming with your spouse, sharing the mental load of money, using separate accounts as digital envelopes, and building systems that help your goals happen automatically.

Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

Connect with Shanna:
Apple Podcast
This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

Click here to view our privacy policy.