00:00 – IntroÂ
00:22 – You’re Not That Economically ValuableÂ
01:09 – You Have an Income Ceiling (And Expenses Keep Rising)Â
01:48 – At the End of the Month You Have No Money LeftÂ
02:53 – Your Lifestyle Is Above Your Pay GradeÂ
04:10 – Your Money, Time, and Energy Go to Entertainment, Not EducationÂ
05:31 – You Have No Money for EmergenciesÂ
05:54 – You Wish You Were Rich, But It’s Not Urgent EnoughÂ
06:46 – You Think All Rich People Are EvilÂ
07:21 – You Think the Non-Evil Ones Got LuckyÂ
08:17 – Your Future Income Is Already SpentÂ
09:00 – You Don’t Own Assets That Grow While You SleepÂ
09:40 – You Think Investing Is Just GamblingÂ
10:24 – You Don’t Track Your Net WorthÂ
11:18 – Your Benchmark Is Your Broke Echo ChamberÂ
12:14 – You Never Took a Big Enough RiskÂ
14:04 – Bonus: The Two Switches That Change Everything
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