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Konnected Minds Podcast

Derrick Abaitey
Konnected Minds Podcast
Latest episode

251 episodes

  • Konnected Minds Podcast

    Segment: No Credit, All Cash, Half Truths - The Real Challenges Diaspora Face Living in Ghana.

    2026/1/22 | 9 mins.
    From "please please please" culture shock to government policy gaps: Why diaspora relocation to Ghana requires brutal honesty about credit systems, lying culture, and the structural support that never came - and the truth about cash-only renovations, 30% interest bank loans, tailors who say "yes" when they mean "no," and the fine balance between helping returnees without angering unemployed Ghanaians who ask why diaspora get coddled while locals struggle.

    In this raw episode of Konnected Minds, host Derrick Abaitey sits down with Ivy Prosper - former social media manager for Ghana's Year of Return secretariat and diaspora relocation expert - who dismantles the dangerous "just adapt to the culture" mentality keeping diasporans frustrated when Ghanaians say "I'm on the way" while still in the shower, when waitresses say "yes we have brewed coffee" without knowing what brewed coffee is, and when the credit systems that make life manageable abroad simply don't exist in Ghana where everything requires cash up front and bank loans demand collateral plus 30% interest. This isn't motivational pan-African talk from Instagram activists - it's a systematic breakdown of why one African American woman said she's never lived in a country where people lie so much and Ghanaians are the worst liars she's encountered across multiple countries, why the boarding school fear of getting in trouble with headmasters may have created an adult culture of deceitful storytelling to avoid consequences, why diasporans can flip multiple houses abroad using credit and business loans but in Ghana you need $20,000 cash up front just to replace windows, why tailors tell you "yes I can finish Friday" when they know they can't and you arrive to find them still at the sewing machine, and why the government struggles to create diaspora support policies without angering local Ghanaians who are themselves unemployed and asking "why are you coddling diaspora when we ourselves are trying to survive?"

    Critical revelations include:

    Why credit access is the biggest shock for diasporans: abroad you can renovate your entire house on credit with monthly installments - in Ghana everything is cash up front, and if you want credit you need collateral and banks charge 30% interest

    The house flipping advantage abroad: good credit history lets you get multiple mortgages, flip houses fast, make profit - in Ghana almost nobody takes loans because it's too expensive and most people don't have the collateral banks demand

    Why starting a business is easier abroad: $20,000 business loan with a good credit history and solid business plan versus Ghana where "good luck" is the realistic assessment

    The Ghanaian honesty problem: an African American who lived in multiple countries said Ghanaians are the worst liars she's ever encountered - and there's truth to the observation that Ghanaians are not always 100% honest

    The boarding school fear theory: the system of fearing the headmaster and getting in trouble may have created an adult pattern of deceitful storytelling to avoid consequences - just like children lie to parents to avoid punishment

    The brewed coffee example: waitress says "yes we have brewed coffee" without knowing what it is, then brings something else and gets upset customers - because saying "I don't know" feels impossible

    Why Ghanaians say "yes" when the answer is "no": ask for a blue dress, they say yes, then bring a green one saying "this one is also nice" - instead of being honest that blue doesn't exist but green might work

    The tailor Friday pickup trap: "will you finish by Friday?" - "yes I can finish" - but they know they can't, and Friday arrives with them still at the sewing machine saying "just some small, let me finish it"

    The "I'm on the way" lie: Ghanaians say "I'm on the way" when they're just now getting in the shower - the inability to say "no" or "I'm running late" creates constant frustration for diasporans

    Why Ghanaians struggle to say "no": we have not accepted the word no yet - we always try to manage the situation rather than giving a direct negative response, even high-level executives struggle with it

    The business deal silence: when someone knows the answer will be "no," they just don't respond at all - you're left waiting for a response that never comes because saying no directly is too difficult

    Why saying "no" is powerful: one person said no to a request and the asker tried to convince them to say yes - when they held firm, the response was "wow, you actually said no" with appreciation for the honesty

    The government policy dilemma: creating support for diaspora creates backlash from local Ghanaians who are unemployed and struggling, asking "why are you coddling diaspora when we ourselves need help?"

    Guest: Ivy Prosper - Former Social Media Manager, Year of Return Secretariat (Ghana Tourism Authority)

    Host: Derrick Abaitey
  • Konnected Minds Podcast

    Segment: December in Ghana Isn't Real Life - Come Prepared or Go Back When Reality Hits.

    2026/1/21 | 9 mins.
    From December romance to January reality: Why falling in love with Ghana during party season sets diasporans up for failure - and the brutal truth about year-long rent payments, bad roads destroying your car, the "please please please" culture shock, and the Homeland Return Act that never passed while people extend their stay through December magic then face the wake-up call that Ghana isn't cheap, easy, or waiting with structures to catch you when the music stops.

    In this raw episode of Konnected Minds, host Derrick Abaitey sits down with Ivy Prosper - former social media manager for Ghana's Year of Return secretariat and diaspora relocation expert - who dismantles the dangerous December-in-Ghana fantasy keeping diasporans shocked when they extend their stay based on party vibes and ancestral feelings, only to discover that January brings reality checks about money, rent, potholes, and cultural differences they never prepared for. This isn't motivational pan-African talk from Instagram activists - it's a systematic breakdown of why people come in December, fall in love with the socializing and parties, extend their stay thinking it's like this all year long, then realize after the first week of January that December intensity doesn't last and the question "how are you gonna make your money?" hits hard, why the government tried to pass a Homeland Return Act to help diaspora with residency and transitions but it never passed and now it's starting over again with a new administration, why Ghana isn't cheap like people think - it's quite expensive for a developing country, and the biggest headache is discovering landlords demand a whole year, two years, even three years rent up front when the law says only six months but nobody enforces it.

    Critical revelations include:

    Why December in Ghana creates false expectations: people fall in love with the party season, extend their stay thinking it's like this all year, but once January hits and it quiets down, the reality of making money in Ghana sets in

    The Homeland Return Act failure: submitted to parliament to help diaspora with residency status and transitions, but it never passed before the last government left - now it's like starting over again

    Why Ghana isn't cheap like people think: the misconception that Africa will be easy and inexpensive gets shattered when people realize Ghana is quite expensive for a developing country

    The rent payment shock: in Canada and the US you pay two months up front (first and last rent) plus a small security deposit - in Ghana landlords demand a whole year, two years, even three years up front, and it's not even legal

    The rent act that nobody enforces: there's a law from the 80s that says rent should only be six months up front maximum, but every day people break the law asking for a year or more and nobody enforces it

    The $30,000 savings trap: you think you can move to Ghana and start your life with $30,000 in savings, but almost all that money goes to rent because of the upfront payment requirements

    Why diasporans won't live in chamber and hall: the average person from the West or Europe wants to live comfortably like their life before - they want La Boni, East Legon, Cantonments, Ridge apartments, not 600 cedis a month small places

    The Cape Coast relocation strategy: when Accra gets too expensive, some diasporans move to Cape Coast or Elmina because it's more affordable - especially if they have a business they can do anywhere

    Who actually moves to stay versus who goes back: people escaping systemic racism who want to stop being "the black person" and just be "a person" are the ones who stay - people who came off December emotion are most likely to go back

    Why people go back: they didn't plan well, didn't understand the environment, or realized they just want life to be simple with the structures they're used to - they trade being suppressed for convenience

    The business registration frustration: in Canada you register online, pay online, get your certificate in minutes - in Ghana you go to the office physically, fill forms, go from room to room, sit and wait, come back another day to collect papers in another queue

    The bad roads car maintenance trap: beautiful houses in nice neighborhoods with terrible roads getting there - people destroy their cars every time they go home, maintenance is expensive, and potholes make you feel like you need a massage after every journey

    The culture shock nobody prepares for: a Jamaican guy in 2019 said he was tired of Ghanaians saying "please" all the time - please yes, please no, please this, please that - it's a direct translation from Twi ("mepaakyɛw") but it sounds overused and annoying to foreigners

    Guest: Ivy Prosper - Former Social Media Manager, Year of Return Secretariat (Ghana Tourism Authority)

    Host: Derrick Abaitey
  • Konnected Minds Podcast

    Segment: Emotion Doesn't Pay Bills - Moving to Ghana Requires Logic, Not Just Ancestral Connection.

    2026/1/20 | 11 mins.
    From emotional decisions to business reality: Why moving to Ghana requires logic over romance - and the brutal truth about relationship-based relocations, the 80% business mindset shift, informal economy advantages, and why the Year of Return became overwhelming when social media turned 100 expected arrivals into 3,000 unprepared diasporans kissing the ground at slave rivers while ignoring the practical questions of how to make money, raise children, and survive when emotion fades and bills arrive.

    In this raw episode of Konnected Minds, host Derrick Abaitey sits down with Ivy Prosper - former social media manager for Ghana's Year of Return secretariat and diaspora relocation expert - who dismantles the dangerous "just follow your heart to Africa" mentality keeping diasporans shocked when they land with spiritual connections but no business plan, when the Steve Harvey viral video snowballed into CNN and BBC coverage that nobody was prepared to handle, and when the historical trauma of the transatlantic slave trade creates such powerful emotional pulls that people ignore logical questions about income, healthcare, and whether they can actually build a life beyond the ancestral connection they feel at Assin Manso slave river. This isn't motivational pan-African talk from Instagram activists - it's a systematic breakdown of why Year of Return was designed for 100 people but got 3,000 because social media made it massive and overwhelming, why the team didn't realize how big it would become until celebrities like Steve Harvey, Boris Kodjoe, Rosario Dawson, and Michael Jai White started posting and suddenly ABC, ITV, and BBC Africa were covering Ghana like never before, why COVID killed the Beyond the Return momentum that was supposed to guide investment and relocation logistics.

    Critical revelations include:

    Why Year of Return became overwhelming: the team prepared for success but didn't realize it would be massive - like planning a party for 100 people and 3,000 show up, you're not ready for that scale

    The social media snowball effect: when Steve Harvey's Du Bois Center video went viral, people from abroad started asking "what is Steve Harvey doing in Ghana?" and suddenly everyone wanted to know what was happening

    Why celebrities accelerated the movement: Boris Kodjoe, Bozma St. John, Michael Jai White, Rosario Dawson posting from Ghana created traction that brought CNN, ABC, ITV, and BBC Africa coverage nobody expected

    The Beyond the Return follow-up plan: launched December 2019 to address investing, moving, and diaspora support in collaboration with the Diaspora Affairs Office - but COVID killed the momentum when airports closed

    Why communication about reality got lost in hope: when there's a lot of hope, you miss out on sharing the realities of what people should know - the positives overshadowed the practical negatives

    The historical diaspora versus African diaspora distinction: historical diaspora are descendants of the transatlantic slave trade with no direct lineage connection, African diaspora have birth or parental/grandparental ties to the continent - the experiences are completely different

    Why historical diaspora make more emotional decisions: centuries of disconnect create a feeling of not knowing where you're from and wanting to connect with home, wanting to be with your people and escape systemic racism

    The systemic racism escape fantasy: the pressures of living in systems built on racism are so painful that you want to go somewhere you feel like home, where people look like you and nobody says "I don't like you because you're black" because everyone else is black

    The spiritual connection reality: people kiss the ground when they land, feel ancestors' spirits at Door of No Return, Cape Coast dungeons, Elmina dungeons, and Assin Manso slave river where the last bath happened before people were shipped off

    The cameraman's spirit encounter: a Ghanaian cameraman filming diasporans at Assin Manso slave river felt like somebody was grabbing his leg in the water - he looked and nobody was there, he believes it was a spirit

    The relationship relocation trap: moving to Ghana based only on emotion is like staying with someone who treats you badly because you love them - you ignore the logical side that supersedes the emotional feeling

    Why 80% of people coming to Ghana think of business: they see the opportunity to start easier than somewhere else without as much red tape - the informal relationship-based system makes it possible to just start doing something

    The UK council shutdown example: a lady making food in her house with customers coming to buy got shut down by the council because of regulations - when you come back to Ghana, it's slightly easier because of the informalities

    Guest: Ivy Prosper - Former Social Media Manager, Year of Return Secretariat (Ghana Tourism Authority)

    Host: Derrick Abaitey
  • Konnected Minds Podcast

    Segment: Ghana Won't Wait for You to Figure It Out - Come Prepared or Watch Your Dream Collapse.

    2026/1/19 | 9 mins.
    From embassy tax traps to ambulance failures: Why moving to Ghana requires planning beyond romance fantasies - and the brutal truth about bucket baths in rich neighborhoods, half-empty emergency call centers, cultural greeting protocols, and the pre-existing condition reality that could kill you when 191 dispatch says "take a taxi to the hospital" because there are no ambulances available.

    In this raw episode of Konnected Minds, host Derrick Abaitey sits down with Ivy Prosper - former social media manager for Ghana's Year of Return secretariat and diaspora relocation expert - who dismantles the dangerous "just land and figure it out" mentality keeping diasporans shocked when power cuts hit the richest neighborhoods, when they discover their home country still wants taxes on Ghana income, and when cultural differences around public affection make their Ghanaian partner seem cold and distant. This isn't motivational pan-African talk from Instagram activists - it's a systematic breakdown of why you need to visit for one to three months before relocating to understand shipping costs for your car, port fees that drain your budget, and whether you can afford solar power when the grid fails, why the US embassy and Canadian embassy exist to help you understand tax obligations that could have you paying double taxes if your country requires it, why pre-existing health conditions require you to live near hospitals because the ambulance system is so broken that emergency dispatchers tell callers "pick a taxi" when there are no ambulances available, and why people don't even move for ambulances in traffic but will clear the road for a politician in an SUV.

    Critical revelations include:

    Why you must visit for 1-3 months before relocating: understand the system, calculate shipping costs for your car, research port fees, and plan your lifestyle change before you land with all your bags

    The double taxation trap: some countries require you to pay taxes in your home country even when you're earning and paying taxes in Ghana - visit your embassy to find out if you can afford both

    The pre-existing condition hospital proximity rule: if you have serious health conditions, live near a hospital because the ambulance system sucks - emergency services have women taking calls who can't dispatch ambulances because there aren't enough

    Why emergency dispatch tells callers to take a taxi: the 191 emergency call center has operators who receive calls but have to tell people "there's no ambulances, pick a taxi to go to the hospital"

    The traffic priority reality: people don't move for ambulances trying to get through traffic, but they'll move for a politician in an SUV before they'll move for emergency vehicles

    Why even the richest neighborhoods lose power: you need money to buy a generator, fuel it with petrol to maintain comfort, or install solar power as a backup option

    The bucket bath reality check: even off-grid or during outages, you might have to bathe in a bucket - can you handle that lifestyle adjustment when your tap gets turned off?

    Why Canada has endless water but Ghana doesn't: Canada is one of the countries with the most fresh water, people leave taps running while brushing teeth - in Ghana, your pipe gets turned off and you learn to bathe with half a bucket

    The 5,000 cedis monthly emergency fund: keep extra money in your bank account every month because speed bumps made too high can damage your car, roads can shift something underneath, and repairs come without warning

    The cultural greeting protocol: in Ghana, you walk in a room with elders and go from right to left shaking everybody's hand before you sit down - if you just walk in and sit, Ghanaians will have long conversations about how you didn't greet them and how offended they are

    Why public affection is culturally different: a man and woman can walk down the street and you can't tell they're in a relationship because they're not holding hands or showing affection - people from abroad feel unloved because their partner seems cold and standoffish in public

    The traditional marriage cultural clash: Ghanaians want traditional marriage ceremonies bringing families together, while someone from abroad might just want to go to City Hall and sign documents

    Why Bunnies and Caribbeans adjust easier: they have family connections and understanding of how the system works, or they've experienced similar challenges back home in the islands - they give more grace to the problems

    The medication availability check: if you have pre-existing health conditions, find out if your medications are available regularly in Ghana and identify doctors who specialize in your illness before you relocate

    Guest: Ivy Prosper - Former Social Media Manager, Year of Return Secretariat (Ghana Tourism Authority)

    Host: Derrick Abaitey
  • Konnected Minds Podcast

    Segment: Ghana Isn't Cheap, Easy, or Waiting for You - Come Prepared or Go Back Home.

    2026/1/18 | 13 mins.
    From diaspora dreams to Ghana reality: Why moving back to Africa requires business mindset over job-hunting mentality - and the brutal truth about traffic delays, expensive braiding salons, relationship relocations that fail, and the Year of Return blueprint that brought thousands home but left many unprepared for the cultural shocks, cost of living surprises, and informal economy opportunities that separate those who build legacy businesses from those who run back abroad when the fantasy collides with reality.

    In this raw episode of Konnected Minds, host Derrick Abaitey sits down with Ivy Prosper - former social media manager for Ghana's Year of Return secretariat and diaspora relocation expert - who dismantles the dangerous "Africa will be cheap and easy" fantasy keeping diasporans shocked when they arrive, the relationship-based relocation trap that sends people back when romance fails, and the subconscious seed-planting power of a single two-month visit at age 25 that can override New York fashion dreams and plant Ghana roots nine years deep. This isn't motivational pan-African talk from Instagram activists - it's a systematic breakdown of why the pressures of systemic racism make Black Americans emotionally crave "going home" to be with people who look like them, why Ghana is not a place to come looking for jobs because salaries won't match US/Canada pay scales, why local Ghanaians blame diasporans for rising rent and expensive hair braiding that used to be cheap, why people who moved back quickly in 2019 during Year of Return were running back to where they came from because they weren't prepared for Ghana's expensive reality, and why this is the place to build legacy businesses like Louis Vuitton (started by a homeless guy 150 years ago) - cashew exports, dried mango drinks, waist beads sold abroad, and farms that create generational wealth impossible to build in saturated Western markets.

    Critical revelations include:

    Why the pressures of systemic racism create an emotional pull to "go back to Africa" - you want to be home with your people, people who look like you, somewhere you feel you belong

    The job-hunting reality check: Ghana is not a place to come looking for a job - you can get a job, but most jobs won't pay the same as America or Canada

    Why local Ghanaians blame diasporans for cost of living increases: rent has gone up, hair braiding that used to be inexpensive is now expensive in some places, and locals point to diaspora influx as the cause

    The "Africa will be cheap" misconception: people think Africa will be easy and inexpensive, then get the wake-up call that Ghana is quite expensive, not as cheap as people think

    Why Year of Return 2019 relocators were moving back quickly: they went back to where they came from because either they were sold a dream or weren't prepared for the reality of moving back

    Why diasporans see opportunities locals don't: when you move to a new environment, you see things people there don't see - it's no big deal to them, but it's a business opportunity to you

    The informality advantage: Ghana's relationship-based, informal systems make it easier to just start doing something without as much red tape as Western countries where councils shut down home businesses for regulations

    Why 80% of people coming to Ghana think of business: they see the opportunity to start easier than somewhere else, without Western regulatory barriers that kill informal entrepreneurship

    Guest: Ivy Prosper - Former Social Media Manager, Year of Return Secretariat (Ghana Tourism Authority)

    Host: Derrick Abaitey

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About Konnected Minds Podcast

Konnected Minds: Success, Wealth & Mindset. This show helps ambitious people crush limiting beliefs and build unstoppable confidence.Created and Hosted by Derrick Abaitey YT: https://youtube.com/@KonnectedMinds?si=s2vkw92aRslgfsV_IG: https://www.instagram.com/konnectedminds/TikTok: https://www.tiktok.com/@konnectedminds?_t=8ispP2H1oBC&_r=1Podcast in Africa | Podcast in Ghana | Podcast in Nigeria | Best Podcast in Nigeria | Africa's best podcast
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