PodcastsBusinessStrategy Meets Finance

Strategy Meets Finance

Steve Coughran
Strategy Meets Finance
Latest episode

337 episodes

  • Strategy Meets Finance

    Why Most Contractors Price to Win Instead of Price to Profit | Ep 244

    2026/06/25 | 20 mins.
    How much cash is hiding in your business? See if you qualify for a Free Financial Health Check 
    Financial Intelligence Toolkit 
    Winning work and profiting from work are two completely different things. Most contractors are only doing one of them.
    In this episode Steve breaks down why pricing to be competitive and pricing to actually make money require fundamentally different thinking, where the gap almost always starts, and what to do about it before the next bid goes out the door.
    _______________________________________
    Disclaimer:
    The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.

    This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.
    LinkedIn | YouTube 
    coltivar.com
  • Strategy Meets Finance

    The #1 Thing I Fix First When a Business Is Struggling | Ep 243

    2026/06/22 | 17 mins.
    How much cash is hiding in your business? See if you qualify for a Free Financial Health Check 
    Financial Intelligence Toolkit 
    When Steve walks into a struggling business, people expect him to start with leadership, culture, or strategy. He never does.
    In this episode he walks through the one thing he fixes first in every struggling business, why everything else is pointless without it, and what it actually looks like when a business finally has real financial visibility versus just a stack of reports nobody fully understands.
    If you are running your business off gut feel and hoping the numbers work out, this one is going to challenge that.
    _______________________________________
    Disclaimer:
    The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.

    This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.
    LinkedIn | YouTube 
    coltivar.com
  • Strategy Meets Finance

    If I Were Running a Construction Business, Here's Exactly What I'd Do | Ep 242

    2026/06/18 | 14 mins.
    How much cash is hiding in your business? See if you qualify for a Free Financial Health Check 
    Financial Intelligence Toolkit 
    Steve gets asked this question all the time. If you were running my business, where would you start?
    In this episode he answers it directly. He walks through exactly what he would do in the first 90 days running a $10 million specialty contracting business, the specific sequence of moves, and why the order matters as much as the moves themselves.
    If you have ever felt like you are working hard but not sure you are working on the right things, this one lays it out clearly.
    _______________________________________
    Disclaimer:
    The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.

    This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.
    LinkedIn | YouTube 
    coltivar.com
  • Strategy Meets Finance

    Why Contractors Run Out of Cash (And the Four Levers That Fix It) | Ep 241

    2026/06/15 | 17 mins.
    How much cash is hiding in your business? See if you qualify for a Free Financial Health Check 
    Financial Intelligence Toolkit 
    Most specialty contractors know cash flow is important. What they do not know is what actually controls it.
    In this episode Steve walks through the four levers that determine whether a contracting business has cash or not. They are not complicated, but if you do not know what they are, you cannot pull them. And if you are busy and still broke, at least one of them is working against you right now.
    _______________________________________
    Disclaimer:
    The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.

    This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.
    LinkedIn | YouTube 
    coltivar.com
  • Strategy Meets Finance

    The 3 Biggest Strategy Mistakes Business Owners Make | Ep 240

    2026/06/11 | 13 mins.
    How much cash is hiding in your business? See if you qualify for a Free Financial Health Check 
    Financial Intelligence Toolkit 
    Most business owners have sat through a strategy session that felt productive in the room and changed nothing back at the office.
    In this episode Steve breaks down the three biggest mistakes he sees business leaders make when doing strategy. Not because they are not smart or ambitious, but because nobody ever showed them what strategy actually requires before the vision work even starts.
    If your team keeps doing strategy but keeps staying stuck, this one is for you.
    _______________________________________
    Disclaimer:
    The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.

    This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.
    LinkedIn | YouTube 
    coltivar.com
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About Strategy Meets Finance
Welcome to Strategy Meets Finance, the podcast for business owners and entrepreneurs who want to start, grow, and run a business that lasts.Most business owners struggle because they treat strategy and finance as separate. But without a clear strategy, your finances won’t support long-term growth. And without strong financial planning, even the best business ideas fall flat.On this show, we bring both sides together—so you can grow your business with confidence, improve cash flow, increase profit, and make better decisions.Hosted by Steve Coughran, a former CFO and founder of Coltivar, each episode shares simple tools, real examples, and practical advice from working with companies of all different sizes. You’ll learn how to set smart goals, fix money leaks, build stronger teams, and create lasting value.
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