Strategy Meets Finance

Know your numbers, fix your cash flow, and build a business that works for you. Schedule a call with us.
Margins are getting squeezed from every direction, and most companies are reacting too slowly to keep up. Often the people slowing things down are the very leaders who should be driving the change.
In this episode Steve explains why so many businesses are stuck moving slow, how a profitable income statement can still hide a business that is destroying value, and why financial visibility can be both a roadblock and a crutch. Then he walks through three fixes you can start on today, including an uncomfortable thought experiment that changes how you look at your overhead.
If your business feels like it is working harder just to stay in place, this one is for you.
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Disclaimer:
The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.
This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.
LinkedIn | YouTube 
coltivar.com

Know your numbers, fix your cash flow, and build a business that works for you. Schedule a call with us.
Ask one of your direct reports to name the three to five things that define success in their role. If the answer is vague, you have a clarity problem, and it is costing you more than you think.
In this episode Steve shares the moment as a CFO that showed him how broken the typical review process is, and why job descriptions alone leave your team guessing. He walks through how to turn responsibilities into specific success measures, how to use them in one-on-ones, and how to tie every role back to the one metric that tells you whether your strategy is working.
If your team is busy but you still feel frustrated with the results, this one is for you.
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Disclaimer:
The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.
This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.
LinkedIn | YouTube 
coltivar.com

Know your numbers, fix your cash flow, and build a business that works for you. Schedule a call with us. 
Most business owners look at the bottom of their income statement, see a profit, and assume the business is doing well. That number ignores one of the biggest costs in the business: invested capital.
In this episode Steve breaks down the difference between accounting profit and economic profit, why invested capital changes the whole picture, and how looking only at the P&L can lead you to reward the wrong things. He also shares what showed up when he mapped economic profit across hundreds of construction companies, and what that means if you're in the majority.
If your bonuses, growth decisions, and KPIs only look at the P&L, this one will change what you measure.
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Disclaimer:
The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.

This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.
LinkedIn | YouTube 
coltivar.com

Know your numbers, fix your cash flow, and build a business that works for you. Schedule a call with us. 
Most business owners focus all their attention on profit. But some of the biggest cash flow problems in a business have nothing to do with profit at all.
In this episode Steve covers the second half of the eight levers of cash flow, the four that impact invested capital. Accounts receivable, work in progress, accounts payable, and capital expenditures. These are the levers that explain why a business can be profitable and still run out of cash.
If you have not listened to part one yet, start there first.
______________________________________
Disclaimer:
The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.

This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.
LinkedIn | YouTube 
coltivar.com

Know your numbers, fix your cash flow, and build a business that works for you. Schedule a free call with us. 
Most business owners know cash flow matters. Very few know the specific levers that actually control it.
In this episode Steve kicks off a two-part series on the 8 levers of cash flow, starting with the 4 that drive profit. He walks through each one, why the order matters, and why the lever most owners reach for first is usually the one with the least upside.
Part two covers the four invested capital levers that most business owners overlook entirely.
_______________________________________
Disclaimer:
The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.

This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.
LinkedIn | YouTube 
coltivar.com