Financial Tips: She educates listeners on financial literacy, wealth building, and investment strategies.
Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Sonia Balfour-Fears. 🎯 Purpose of the Interview The interview aims to: Educate listeners on financial literacy, wealth building, and investment strategies. Address the Black wealth gap and how to close it through education and discipline. Encourage people of all ages and income levels to begin their financial journey. Highlight Sonia’s unique role as a financial advisor and Global Sports & Entertainment Director at Morgan Stanley. 🔑 Key Takeaways 1. Understanding the Black Wealth Gap Closing the gap starts with education, access, and discipline. Financial literacy must be taught early and consistently, especially in underserved communities. Sonia emphasizes engaging youth and promoting intentional financial planning. 2. Mother-Daughter Wealth Management Team Sonia and her daughter formed the first African-American mother-daughter wealth management team at Merrill Lynch. Their generational approach showed that both young and older clients seek guidance, though their goals may differ. 3. Starting Small Is Okay You don’t need $1 million to begin investing. Start with savings, build an emergency fund, then invest. Emergency fund rule: Single: 6 months of expenses Couple: 3 months of expenses 4. Investment Strategy Focus on long-term investing, not chasing “hot stocks.” Diversification is key—consider S&P 500 index funds over individual stocks. Risk tolerance matters: Aggressive = 100% equities Conservative = more fixed income (bonds) 5. Cryptocurrency & Caution Morgan Stanley offers Bitcoin only to accredited investors with \$1M+ in assets. High risk means it’s not suitable for retirement funds or small investors. 6. It’s Never Too Late to Start A caller in her 60s asked if it was too late to invest—Sonia said absolutely not. With life expectancy into the 90s, there’s still time to build wealth. 7. Dividends vs. Bonds Dividend-paying stocks now often yield more income than traditional bonds. They’re a smart option for generating income in today’s market. 🗣️ Notable Quotes “Education is the greatest component to increase the Black dollar.” “Discipline is key—just like waking up early or exercising daily.” “Start where you are. If it’s $100 a month, start there.” “It’s never too late. If you’re 60, you still have 30 years to invest.” “Don’t chase hot stocks. Invest when the market is down, not at all-time highs.” “Risk tolerance is like gambling—are you on the penny slots or betting it all on black?” 👤 About Sonia Balfour-Fears Financial Advisor and Global Sports & Entertainment Director at Morgan Stanley. One of fewer than 2% of Morgan Stanley advisors with this designation. Advocate for financial literacy, especially in Black communities. Pioneer of the first African-American mother-daughter wealth management team. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
--------
26:21
--------
26:21
Health Tip: Educates communities about proper medication use, adherence, and preventing medication-related problems.
Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Dr. Yolanda D. McElroy (aka “Dr. Yo-Yo”). 🎯 Purpose of the Interview To spotlight Dr. McElroy’s work as a pharmacist, educator, and author of the children’s book It’s Not Candy, which promotes medication safety. The interview also highlights her consulting company, MediManage, and her mission to improve health outcomes through education and community engagement. 🧠 Key Takeaways 1. Professional Background Dr. McElroy is a registered pharmacist in Louisiana with over 30 years of experience in retail and hospital settings. She began her academic journey at Grambling State University (HBCU) studying chemistry before transferring to pharmacy school. 2. MediManage Consulting Founded to promote medication safety and improve health outcomes. Focuses on educating communities about proper medication use, adherence, and preventing medication-related problems. 3. Medication Safety Advocacy Medications are a leading cause of accidental poisoning deaths in children. Parents often leave medications and chemicals within reach of children. Emphasizes the importance of locking up medications and educating both adults and children. 4. Target Age Groups Focuses on children ages 3–10 to instill early awareness of medication safety. Also highlights teens as a vulnerable group due to increased drug experimentation and access to medications at home. Notes the importance of educating parents and senior citizens as well. 5. Book: It’s Not Candy Inspired by her ministry work with youth in mental health hospitals. Based on real-life experiences and includes a song to make learning fun and memorable. Demonstrates how medications can resemble candy, making it difficult for children (and adults) to distinguish. Aims to equip families with knowledge to prevent accidental overdoses and misuse. 6. Challenges in Pharmacy Profession Pharmacists face heavy workloads, including vaccinations, insurance calls, and patient counseling. Many are overworked and under-supported, leading to burnout and even strike considerations. 7. Book Creation Journey Took years to develop after encouragement from her pastor. Extensive research into publishing options and budgeting. Partnered with a publishing company and built a team including an editor and illustrator. Advises aspiring authors to be patient, budget generously, and seek support and education. 💬 Notable Quotes “Medications are a leading cause of accidental poisoning deaths in children.” “If you’re not sure, ask a professional. Ask your pharmacist.” “We want to get them early and instill that training so they can make good decisions.” “Many medication-related injuries are preventable.” “If there’s no room at the table, bring a folding chair.” “Our children are important and their lives are valuable.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
--------
21:55
--------
21:55
Education: Test preparation for professional certifications, IT, cybersecurity, healthcare, and college admission exams.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Christopher Gray. CEO and co-founder of Path. Gray discusses how his AI-powered platform is transforming test preparation for professional certifications, IT, cybersecurity, healthcare, and college admission exams. 🔑 Key Themes & Highlights The Vision Behind Path Path provides unlimited practice questions, full-length exams, and personalized study plans. Uses AI to generate high-quality test prep content at a fraction of traditional costs. Addressing Educational Barriers Many students struggle with standardized tests due to expensive prep courses. Path makes test preparation affordable, helping low-income students access scholarships and selective schools. Professional Certifications & Career Growth Covers IT, cybersecurity, healthcare, and teaching certifications. Helps individuals pass exams like CompTIA Security+ and Praxis to secure high-paying jobs. AI-Powered Test Preparation Provides unlimited practice exams and step-by-step solutions. Predicts users’ test scores before they take official exams, reducing financial risk. Expanding Access to Education Offers prep for SAT, ACT, GED, LSAT, GMAT, GRE, and MCAT. Supports career changers and adults seeking new opportunities through certification programs. 📘 About Christopher Gray & PathChristopher Gray is an entrepreneur dedicated to making education more accessible. His platform, Path, leverages AI to provide affordable and effective test preparation for students and professionals. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
--------
28:07
--------
28:07
Brand Building: She shares strategy and techniques in marketing to promote your business.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Stephanie Stuckey. The chair of Stuckey’s, a historic snack and candy company. She shares her journey of revitalizing the brand, her family’s legacy, and the importance of entrepreneurship and branding. 🔑 Key Themes & Highlights Reviving an American Icon Stephanie took over Stuckey’s in 2019, aiming to restore its legacy. She discusses the challenges of rebuilding a brand that had lost its original assets. The History of Stuckey’s Founded by her grandfather during the Great Depression in 1937. Grew into a nationwide chain with 370 stores across 40 states. The Importance of Branding & Social Media Stephanie leveraged LinkedIn and other platforms to rebuild brand awareness. She emphasizes authenticity and storytelling in marketing. Business Strategy & Growth Transitioned from outsourcing products to owning a manufacturing facility. Expanded retail presence from 200 to 5,000 stores, including Hobby Lobby and Food Lion. Lessons in Entrepreneurship Discusses the importance of adaptability, partnerships, and strategic decision-making. Shares insights on overcoming setbacks and scaling a business. 📘 About Stephanie StuckeyStephanie Stuckey is an entrepreneur, author, and advocate for brand revitalization. She is dedicated to restoring Stuckey’s as a leading snack brand while preserving its rich history. #STRAW #BEST #SHMS Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
--------
31:15
--------
31:15
Brand Building: She created her hair care product at her kitchen and now it's a national brand.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Miko Branch. 📝 Summary of the Interview Miko Branch shares the inspiring journey of building Miss Jessie’s, a premium hair care brand for curly hair, alongside her late sister Titi Branch. The brand was born at their kitchen table in Brooklyn and named after their paternal grandmother, Jessie Mae Branch. Miko discusses the importance of authenticity, education, and innovation in product development, and how Miss Jessie’s became a trusted name in the textured hair care industry. The conversation highlights the brand’s commitment to empowering individuals to embrace their natural hair and the evolving trends in beauty and self-expression. 🎯 Purpose of the Interview To showcase the entrepreneurial journey behind Miss Jessie’s. To highlight the importance of authenticity, education, and innovation in building a brand. To discuss the impact of natural hair acceptance and evolving beauty standards. To inspire listeners with a story of resilience, creativity, and cultural pride. 🔑 Key Takeaways 1. Authentic Beginnings Miss Jessie’s was founded in a Brooklyn brownstone at the kitchen table. Inspired by their grandmother Jessie Mae Branch, who was the first female CEO they ever saw. Quote: “She ran her family from her kitchen table.” 2. Product Innovation First product: Curly Pudding—a game-changer for curly hair. Products are designed for all textured hair types: wavy, curly, kinky, transitional, and multicultural. Quote: “We just try to come up with a solution to be helpful.” 3. Education is Key Miss Jessie’s provides detailed information on hair types and how to use products. The website includes guides for identifying hair texture and selecting the right products. Quote: “Information and communication is key to success.” 4. Social Media & Word of Mouth Early growth came from chat forums and word-of-mouth before social media existed. Social media is now an additional platform to connect and educate customers. Quote: “Way before social media, women were chatting and spreading the word.” 5. Inclusivity & Representation Products are for everyone—men, women, children, and all ethnicities. Focus on embracing natural beauty and rejecting outdated beauty ideals. Quote: “Hair has no color… we’re all looking for solutions.” 6. Salon as R&D Hub Their salon served as a testing ground for product development and customer feedback. Quote: “We built our business in the salon… it became our R&D and testing ground.” 7. Natural Hair Movement Natural hair is no longer a trend—it’s a cultural shift. Seen on public figures like Oprah and Michelle Obama. Quote: “Natural hair is preferred… it’s how people want to express themselves.” 💬 Notable Quotes “We started our business in our brownstone at our kitchen table.” “We didn’t go to business school—we went to Jessie Mae Branch’s kitchen.” “Curly Pudding did everything it said it was going to do.” “We realized our work was not finished—we had to educate.” “Natural hair is not a trend—it’s here to stay.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy. Follow, favorite, and subscribe now so you never miss a moment!
Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all.
Join millions who tune in every day, and make Steve and the crew part of your morning routine!
South Africa