The Steve Harvey Morning Show

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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams.
Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:
🔑 Key Themes & Takeaways 1. OneUnited Bank’s Mission & Reach
Formed by merging four Black-owned banks in Boston, Miami, and Los Angeles.
First Black-owned digital bank (since 2005).
Serves customers in all 50 states.
Offers accessible, affordable financial services and promotes financial literacy.
2. Digital Banking for Underserved Communities
OneUnited provides: Mobile check deposit (via smartphone).
Early direct deposit (get paid 2 days early).
Access to 100,000+ surcharge-free ATMs (including Walgreens, 7-Eleven, Chase, Citibank).

Designed to combat financial deserts and predatory check-cashing services in Black communities.
3. Financial Literacy & Trust
Teri emphasizes the need for Black communities to trust Black-owned institutions.
OneUnited is FDIC-insured and uses cutting-edge technology, including AI.
Financial literacy is key to building generational wealth.
4. WiseOne AI Tool
An AI-powered financial assistant that: Tracks spending and subscriptions.
Offers insights on saving and debt reduction.
Aggregates data from multiple accounts to show net worth, cash flow, and financial health.

5. Youth Financial Literacy – “I Got Bank” Contest
15th annual contest for kids ages 8–12.
Participants submit an essay or artwork based on a financial literacy book.
Ten winners receive $1,000 savings accounts.
Book: I Got Bank by Teri Williams (available free at oneunited.com/book).
6. OneTransaction Concept
Focuses on six key financial transactions to build generational wealth: Homeownership
Life Insurance
Investments
Profitable Business
Credit Score
Savings

Encourages individuals to focus on just one to start their wealth-building journey.
Learn more: oneunited.com/one transaction
💬 Notable Quotes
“We are a real bank, not a fintech. We are FDIC-insured.”
“We are great with money. We just haven’t always had access.”
“Focus on one transaction. That’s all it takes to start building generational wealth.”
#SHMS #STRAW #BEST
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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jeremy Anderson.
SUMMARY OF THE INTERVIEW
The conversation between Rushion McDonald and Jeremy Anderson on Money Making Conversations Masterclass covers Jeremy’s personal transformation, his mission-driven approach to motivational speaking, the creation of Next Level Speakers Academy, the power of environment and mindset, and his philanthropic work in South Africa. The interview highlights values such as purpose over profit, taking ownership, perseverance, and maximizing one’s potential. [
PURPOSE OF THE INTERVIEW
The purpose of the episode is to:
1. Introduce Jeremy Anderson’s Work
Showcase Jeremy’s role as a premier motivational speaker, founder of Next Level Speakers Academy, and co‑founder of Next Level Living, which feeds a thousand children weekly in South Africa. [
2. Inspire Listeners Toward Purpose‑Driven Success
Encourage viewers to move from “wasted potential” to purposeful, impactful living by believing in themselves and pursuing their gifts.
3. Demonstrate How Jeremy’s Principles Apply Broadly
Rushion emphasizes that Jeremy’s business, branding, and mindset strategies apply not just to speakers, but to entrepreneurs, executives, and everyday people.
4. Promote Actionable Personal Growth
The interview seeks to motivate listeners to take ownership, adopt non‑negotiable success habits, and maximize opportunities.
KEY TAKEAWAYS 1. Wasted Potential is a Universal Struggle
Jeremy defines wasted potential as having greatness inside but failing to believe in it or pursue it. Many people don’t lack talent — they lack belief and action.
2. Purpose Over Profit
He warns new speakers not to chase “the bag.”
Impact first → income follows. If your heart is for people, success comes naturally.
3. Your Story Is Your Superpower
Every struggle someone has overcome is a testimony meant to help others. Keeping quiet keeps your gift hidden.
4. Maximize Every Opportunity
Whether you’re speaking, laying concrete, or running a small business, get every drop out of every engagement — testimonials, photos, referrals, and relationship‑building.
5. Environment and Mindset Matter
True growth starts by changing your internal environment.
Jeremy’s life changed when teachers chose to see the best in him, showing that belief from others can shift self-belief.
6. Non‑Negotiables Build Discipline
Success requires habits you don’t negotiate with: early rising, prayer, meditation, cold plunges, challenging discomfort, and consistent personal development.
7. Extreme Ownership Replaces Excuses
Greatness comes from responsibility, not excuses. Jeremy demands accountability from his teams and himself.
8. Brand Is Built on Transparency
Jeremy’s brand centers on perseverance, faith, and family—not perfection. He shares both triumphs and private struggles.
9. Giving Back Is Central to His Purpose
Next Level Living feeds 1,000 children weekly and sponsors students in South Africa through college. Impact must extend beyond business.
NOTABLE QUOTES FROM THE INTERVIEW On Purpose & Potential
“Don’t come to me for profits. Come to me for purpose. Don’t come to me for income. Come to me for impact.”
“It’s only a testimony if you testify.”
“Most people don’t believe and they don’t pursue — that’s wasted potential.”
On Mindset & Environment
“I wasn’t living a life of purpose… I had to stop blaming others and go all in on me.”
“Sometimes the shackles we have are in our mind.”
On Discipline
“Success requires non‑negotiables.” (Waking early, prayer, meditation, discomfort training)
“People want comfort — but everything great comes with discomfort.”
On Value
“If you want to be valuable, you must have value.”
“They’re not paying me top dollar because I'm motivational. I solve a problem.”
On Legacy & Family
“My brand is perseverance and family.”
“These things don’t happen to me — they happen for me.”
On Accountability
“No excuses — take ownership.”
“I’ve never met anyone who became great from excuses.”
On Giving Back
“We’ve been feeding a thousand starving children every week since 2018.”
“We put 60 kids through college — and we’re just getting started.”
#SHMS #STRAW #BEST
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Listen and Subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Jacque Rushin and Robyn Donaldson.
Dr. Jacque Rushin (award‑winning business executive, educator, mental health professional, humanitarian) and Robyn Donaldson (2025 Presidential Lifetime Achievement Award honoree for global STEM education) to discuss their celebration of Dr. Gladys B. West, a pioneering mathematician whose work laid the foundation for the GPS (Global Positioning System).
The conversation explores the intersection of Juneteenth, Black excellence, STEM education, and Dr. West’s life story, captured in her memoir It Began with a Dream. The guests highlight Dr. West as one of America’s last living “hidden figures”—a brilliant yet historically overlooked Black woman whose mathematical genius revolutionized everyday life.
They detail how Dr. West rose from sharecropper roots, excelled academically at Virginia State University, earned her master’s and PhD, spent 39 years contributing to government research, and ultimately developed the algorithms and modeling processes that power GPS. They also describe their collaborative effort to create the Westward Bound Program, a life‑skills and STEM‑focused curriculum inspired by Dr. West’s principles of wisdom, endurance, strategy, and precision.
Through humorous, emotional, and deeply insightful dialogue, the episode uplifts Dr. West’s accomplishments while discussing mental health, technology dependence, the importance of exposure to STEM pathways for underserved youth, and how the legacy of Black innovators must remain central in cultural celebrations like Juneteenth.
Purpose of the Interview
1. To honor and amplify Dr. Gladys West’s legacy
She is a living mathematical pioneer whose GPS contributions transformed global navigation and modern technology.
2. To connect her story to Juneteenth’s spirit of liberation and recognition
The guests highlight the “delayed recognition” of Black innovators and the importance of acknowledging hidden figures whose brilliance shaped society.
3. To promote STEM exposure in underserved communities
Robyn Donaldson emphasizes equitable access to STEM opportunities so children can compete in a global, tech‑driven world.
4. To introduce and promote the Westward Bound Program
The curriculum teaches STEM principles, life skills, and personal development inspired by Dr. West’s methodologies.
5. To highlight themes of resilience, humility, and lifelong learning
Dr. West’s quiet determination and academic persistence serve as a blueprint for young people and adults alike.
Key Takeaways
1. Dr. Gladys West is a “living hidden figure.”
Her research and mathematical modeling are the backbone of GPS, impacting navigation, transportation, military systems, and everyday digital tools.
2. Her journey exemplifies brilliance shaped by humility and hard work.
Born in 1930 to sharecropper parents, she excelled academically despite segregation, pursued multiple degrees, and overcame racial and gender barriers in government research settings.
3. Juneteenth is the perfect backdrop for honoring Dr. West.
Jacque stresses that Juneteenth represents “delayed freedom,” paralleling the delayed recognition of Black inventors and innovators.
4. STEM exposure is vital to equity.
Robyn insists that Black children are fully capable of STEM success—they simply lack exposure, not aptitude. Without STEM skills, young people risk being left behind in a robotics‑driven economy.
5. Technology should complement—not replace—human thinking.
Jacque cites Dr. West’s personal preference for physical maps over GPS to maintain cognitive sharpness and critical thinking, a warning about over‑dependence on AI and automation.
6. The Westward Bound Program bridges STEM, life skills, and personal development.
Built on the acronym “WEST”—Wisdom, Endurance, Strategy, Tracking—the program supports youth, adults, and entrepreneurs seeking direction and resilience.
7. Mentorship, community, and relationships are central themes.
Dr. West’s success was nurtured by professors and role models at her HBCU—mirroring how Jacque and Robyn now uplift the next generation.
8. Her story resonates globally and intergenerationally.
From college students to young children to adults, the principles from her memoir and program promote self‑belief, vision, discipline, and perseverance.
Notable Quotes
(All taken directly from the transcript.)
On Dr. West’s impact
“She’s a living hidden figure… her accomplishments have actually changed our way of living in every discipline of life.”
“Her technology… makes these things possible.”
On Juneteenth and recognition
“Juneteenth is about the delayed freedom of African Americans… and what Dr. West represents is the quiet, often overlooked brilliance that changes the world.”
On STEM access
“Our kids are not pursuing high‑paying STEM careers, not because of their aptitude, but simply because they have not been exposed.”
On Dr. West’s genius
“You don’t have to be loud to be a legacy.”
“She is just so humble, but she’s just brilliant. She’s like a mathematical genius.”
On technology & mental health
“She didn’t want to lose her critical thinking by depending on GPS… everything has a place, and it should complement you, not take over.”
On resilience & aspiration
“You have to believe there is something greater than what you’re standing in.”
“From sharecropper to pioneer—you can be someone from humble beginnings and change the world.”
#SHMS #STRAW #BEST
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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ric Ross.
A 37‑year veteran of the music industry who transitioned from a successful career in entertainment to entrepreneurship as co‑owner of Big Peach Running Co.—South Fulton, the first Black‑owned specialty running store in Georgia.
Ric shares his journey from music promotions to health and wellness entrepreneurship, the importance of serving community, how running shaped his life, and how he built a thriving retail business that focuses on education, proper footwear, and customer experience.
🎯 Purpose of the Interview
The interview aims to:
1. Spotlight Ric Ross’s transition from music to entrepreneurship
He discusses how a longtime passion for running evolved into a thriving business.
2. Highlight Big Peach Running Co.—South Fulton
A specialty running and walking store serving a predominantly Black community and breaking stereotypes.
3. Educate listeners on proper footwear, running basics, and health benefits
Ric stresses correct shoe fitting, foot analysis, and the role of running/walking in overall wellness.
4. Inspire aspiring entrepreneurs
He shares business planning insights, overcoming stereotypes, navigating funding, and building community-centered ventures.
5. Emphasize service, legacy, and purpose
Ric’s nonprofit and community work underscore his philosophy of giving back.
💡 Key Takeaways
1. Running = Freedom, Clarity, and Mental Escape
Ric describes running as deeply emotional and freeing—a “runner’s high” that places him in another world.
2. His Journey from Music Executive to Running Store Owner
Ric’s path began when he walked into Big Peach’s first store as a customer.
Later, after years in the music business, the founder Mike Costantino encouraged him to open a location.
He spent a year quietly developing a detailed business plan before presenting it to his wife and banks.
Banks praised his plan as “the best they’d ever seen,” emphasizing how preparation creates opportunities.
3. Why He Chose South Fulton
Ric intentionally wanted the store in his own neighborhood, a fast‑growing, majority‑Black community of over 100,000 residents.
People questioned him—“Black folks don’t run”—but he knew the market, the growth of Black running clubs, and the need for proper footwear among everyday people.
4. Education‑Driven Customer Experience
The store focuses on:
Foot analysis using the Aetrex Albert scanner
Proper shoe fitting
Education for runners and walkers
A no‑judgment environment for customers with foot issues
He intentionally branded the store “Run Walk” to remove intimidation.
5. Health Benefits of Running & Walking
Ric shares how running lowered his blood pressure and improved his heart health, reinforced by his doctor's advice.
He emphasizes realistic lifestyle choices: eat what you enjoy—but control portions and stay active.
6. Competing in a Big-Box Retail Market
Despite large competitors, Big Peach’s success is tied to:
Community representation
Personalized service
Being the first Black‑owned specialty run store in Georgia
Cultural inclusiveness (e.g., redesigning their mascot “Peachy” to reflect the community) [
7. Community Impact Stories Drive His Motivation
Moments such as a 94‑year‑old man walking without a cane after being fitted for proper shoes remind Ric why the business matters.
8. Hiring Challenges in a Post‑Covid Workforce
He notes it’s difficult to find employees who are:
Personable
Hungry to learn
Good at customer engagement
He also addresses stereotypes about customers expecting discounts from Black-owned businesses.
9. Advice for Aspiring Entrepreneurs
Ric offers foundational guidance:
Credit is king—maintain excellent credit to access capital
Be willing to sacrifice
Know your market
Learn continuously [
10. His Purpose: Music + Running + Serving
Ric founded the Music Education Group, a nonprofit now in 26 schools across 4 districts, teaching life skills through music, film, and digital media.
He discovered later in life that service had always been his purpose.
🗣 Notable Quotes (with citations) On running
“When I lace up and hit that road, I’m in a whole other world… it’s freedom.”
On opening his store
“I knew my avatar. I knew who I was marketing to.”
On entrepreneurship
“Credit is king… we may not have a million in the bank, but I can pop that 800 score on them.”
On community impact
“We are so glad you all are in the community”—he says this erases all doubt on difficult days.
On finding purpose
“My passion was music and running. My purpose is serving.”
On representation
“It’s time for Peachy to look like the community.”
#SHMS #STRAW #BEST
Just tell me what you’d like!
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The Steve Harvey Morning Show for Tuesday, February 24th, 2026: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Your House Is My House" | Ask The CLO | Entertainment News | Random Questions | Mike Epps Is Tired Of Apologizing | Nephew Tommy's Prank - "Tombstone" | Strawberry Letter - "I Give Her What She Needs" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Punch The Monkey | Would You Rather | Steve Harvey's Closing Remarks
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