The Steve Harvey Morning Show

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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Demond Martin.
Co‑founder and CEO of Well With All, a Black‑owned purpose‑driven wellness brand—joins Rushion McDonald to discuss health equity, entrepreneurship, his life story, his upcoming book Friends of the Good, and his new $1M AI Health Equity Prize.
Martin shares how his difficult upbringing in the projects and rural North Carolina shaped his commitment to giving back. After a successful 21‑year career as the only Black partner at a major hedge fund, he launched Well With All to merge consumer products, wellness, and social impact. The brand donates 20% of its profits to health‑equity initiatives.
He discusses product innovation, the importance of supplements in underserved communities, the power of Black longevity, and the need to prepare younger generations for healthier futures. He also explains his upcoming book—which uses Aristotle’s philosophy of “friends of the good” to show how meaningful relationships enable success.
The conversation is energetic, inspirational, and focused on using business as a force for social good.
🎯 Purpose of the Interview
The interview aims to:
1. Introduce Well With All
A wellness company offering supplements and energy drinks while funding health‑equity solutions.
2. Share Martin’s Personal Journey
From poverty, trauma, and instability → to White House, Harvard Business School, and a top hedge fund.
3. Promote His Book, Friends of the Good
A philosophy‑driven exploration of friendship, mentorship, and community.
4. Announce the $1 Million AI Prize
A major initiative to scale AI tools that close health‑equity gaps.
5. Encourage Health Awareness in Underserved Communities
Particularly around longevity, dietary choices, energy consumption, and supplement use.
🔑 Key Takeaways 1. Health Equity Drives the Mission
Martin emphasizes that health is a human right and disparities in nutrition, maternal health, and mental‑health access must be addressed.
2. Well With All = Social Impact + Consumer Products
The company donates 20% of profits and creates healthier alternatives (energy drinks, supplements) to replace harmful daily habits like sugary sodas.
3. Personal Story Fuels Commitment
He overcame poverty, a traumatic home life, and limited opportunity—and believes he survived because others poured into him.
4. Mentorship Changed His Life
Major turning points included:
Student body president at UNC Charlotte
Assistant to the White House Chief of Staff
HBS acceptance
Training under hedge‑fund leader Phil Gross
5. Expertise Matters
His success with Well With All is grounded in 21 years as an investor specializing only in consumer companies.
6. AI Can Close Health Gaps
The $1M Well With All Prize supports AI tools already impacting at least 1,000 lives with the potential to scale to 100,000+.
7. Black Longevity Documentary
His company created a film (NAACP Image Award–nominated) featuring Black elders aged 85–106 to redefine narratives around Black health.
8. The Power of Friendship
His book teaches readers how to identify “friends of the good,” the relationships that define one’s path and joy.
🗣️ Notable Quotes from Demond Martin (from the transcript)
(All quotes sourced from:)
On Health Equity
“Health is a human right. Everyone deserves nutritious food… everyone deserves to see a doctor.”
“Where With All is not just a brand—it's a movement.”
On His Upbringing
“I grew up in the projects… lived in a trailer… had a heroin addict as a stepfather. I’ve seen things that gave me perspective.”
On Perspective and Survival
“If this was me at 14… I’d be dead or in jail.”
On His Mission
“I need to start giving back today. I’ve lived a life of giving back—my parents and grandparents instilled that in me.”
On Product Philosophy
“Small, incremental choices add up. Replacing one sugary soda a day is 45,000 fewer calories a year.”
On Expertise
“All I did for 21 years is invest in consumer companies. That was my expertise.”
On Friendship & His Book
“Show me your friends, I’ll show you your future.”
“Friendship is one of the most essential elements of joy.”
On Confidence & Mastery
“Five years into my career, I knew I knew what the hell I was doing.”
On AI
“We’re not rewarding ideas—we’re rewarding impact.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Dr. Yolanda D. McElroy (aka “Dr. Yo-Yo”).
🎯 Purpose of the Interview
To spotlight Dr. McElroy’s work as a pharmacist, educator, and author of the children’s book It’s Not Candy, which promotes medication safety. The interview also highlights her consulting company, MediManage, and her mission to improve health outcomes through education and community engagement.
🧠 Key Takeaways 1. Professional Background
Dr. McElroy is a registered pharmacist in Louisiana with over 30 years of experience in retail and hospital settings.
She began her academic journey at Grambling State University (HBCU) studying chemistry before transferring to pharmacy school.
2. MediManage Consulting
Founded to promote medication safety and improve health outcomes.
Focuses on educating communities about proper medication use, adherence, and preventing medication-related problems.
3. Medication Safety Advocacy
Medications are a leading cause of accidental poisoning deaths in children.
Parents often leave medications and chemicals within reach of children.
Emphasizes the importance of locking up medications and educating both adults and children.
4. Target Age Groups
Focuses on children ages 3–10 to instill early awareness of medication safety.
Also highlights teens as a vulnerable group due to increased drug experimentation and access to medications at home.
Notes the importance of educating parents and senior citizens as well.
5. Book: It’s Not Candy
Inspired by her ministry work with youth in mental health hospitals.
Based on real-life experiences and includes a song to make learning fun and memorable.
Demonstrates how medications can resemble candy, making it difficult for children (and adults) to distinguish.
Aims to equip families with knowledge to prevent accidental overdoses and misuse.
6. Challenges in Pharmacy Profession
Pharmacists face heavy workloads, including vaccinations, insurance calls, and patient counseling.
Many are overworked and under-supported, leading to burnout and even strike considerations.
7. Book Creation Journey
Took years to develop after encouragement from her pastor.
Extensive research into publishing options and budgeting.
Partnered with a publishing company and built a team including an editor and illustrator.
Advises aspiring authors to be patient, budget generously, and seek support and education.
💬 Notable Quotes
“Medications are a leading cause of accidental poisoning deaths in children.”
“If you’re not sure, ask a professional. Ask your pharmacist.”
“We want to get them early and instill that training so they can make good decisions.”
“Many medication-related injuries are preventable.”
“If there’s no room at the table, bring a folding chair.”
“Our children are important and their lives are valuable.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Nicole Roberts Jones.
🎯 Purpose of the Interview
The interview aims to:
Introduce Dr. Nicole Roberts Jones’ work helping entrepreneurs and professionals “bankroll their brilliance”.
Encourage listeners to monetize their unique talents and create multiple streams of income.
Inspire individuals to align their purpose with their profession for greater impact and fulfillment.
Share strategies for overcoming fear, embracing authenticity, and building scalable businesses.
🧠 Key Takeaways 1. From Casting to Coaching
Nicole’s early career in talent management and casting helped her develop a gift for recognizing people’s potential. She now uses that gift to help entrepreneurs and executives identify their “DNA” (Distinct Natural Ability) and turn it into income.
“I could see you and how you could fit into the script… That’s really what I do with entrepreneurs now.” – Dr. Nicole Roberts Jones
2. Purpose Is Your Power
Nicole emphasizes that purpose is the one thing you never get fired from. Aligning your work with your purpose leads to higher performance and deeper fulfillment.
“When you bless somebody with the thing that you do, they’re gaining—and you’re gaining for God.” – Dr. Nicole Roberts Jones
3. Multiple Streams of Income
She teaches clients to diversify their income by creating products, programs, and services that don’t require their constant presence—what she calls “money while you sleep” or “mailbox money.”
Examples include:
Lawyers creating online courses for clients who can’t afford billable hours.
Gymnasts licensing their training methods and renting out facilities.
“Your comfort zone is where your dreams go to die.” – Dr. Nicole Roberts Jones
“If you are physically tied to the money you make, you’re capping your potential.” – Rushion McDonald
4. Stop Giving Away Your Brilliance
Nicole warns against giving away intellectual property for free. She encourages professionals to recognize the value of their expertise and package it into paid offerings.
“You’re giving away your cookie for free… You have value that people will pay for.” – Dr. Nicole Roberts Jones
5. Create a Methodology
She helps clients build a blueprint for their expertise, turning routines and habits into teachable systems. Her metaphor: “You can’t see the label from inside the jar,” meaning people often overlook their own value.
“It’s really helping someone produce the value that is coming out of you effortlessly.” – Dr. Nicole Roberts Jones
6. Authenticity Is a Business Strategy
Nicole encourages people to embrace their full personality, even if it’s “too much” for some. She believes that being yourself is the key to attracting the right audience and opportunities.
“Stop letting people turn down your light. This is who I am. God made me this way.” – Dr. Nicole Roberts Jones
💬 Memorable Quotes
“Corporate doesn’t need more of corporate.”
“Faith is the substance of things hoped for, the evidence of things not seen.”
“Each of us were born to disrupt whatever system we’re called to work in.”
🌟 Impact of the Interview
This episode is a masterclass in personal branding, purpose alignment, and entrepreneurial strategy. Nicole’s energy and clarity make her insights actionable and inspiring, especially for professionals looking to pivot, scale, or rediscover their value.
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Alicia Lyttle.
SUMMARY OF THE ALICIA LYTTLE INTERVIEW
From “Money Making Conversations Master Class” with Rushion McDonald [
1. Purpose of the Interview
The purpose of this interview was to:
Showcase Alicia Lyttle, CEO and co‑founder of Air Innovations, known widely as the “Queen of AI.” [
Educate small business owners, entrepreneurs, and nonprofits on how to leverage AI for growth.
Highlight her mission to empower the African American community to not only keep up with AI—but lead in it. [
Demonstrate how AI tools can transform operations, content creation, finances, and productivity in minutes instead of months.
Inspire listeners through her entrepreneurial journey, professional pivots, and personal resilience.
2. High-Level Summary
Alicia Lyttle returns to the show two years after her last appearance, now positioned at the forefront of the global AI movement. She explains how her work has shifted from annual summits to monthly AI Business Summits, teaching tens of thousands of entrepreneurs how to use AI hands‑on for content, marketing, operations, and scaling.
She breaks down how simple tools—such as NotebookLM, ChatGPT, Jasper, Gemini, and HeyGen—can turn a single piece of content into newsletters, PowerPoints, videos, study guides, and more. She stresses that AI is now accessible, especially with free versions like ChatGPT.
Alicia also shares her origin story in AI, beginning with a 15‑year‑old speaker at Walmart Tech Live describing IBM Watson. This sparked her fascination and ultimately led her to pivot her entire company toward full-time AI training and consulting by 2022—despite skepticism from her peers.
She details the massive growth of her brand, including 21,000+ live summit attendees and explosive social media expansion. The interview also addresses AI’s role in finance, healthcare, government, job disruption, and how individuals can future‑proof themselves.
Her personal story of overcoming a restrictive ex-husband who told her she would “never speak again” underscores her powerful message: no one should silence your gifts. Now she speaks to thousands, leads major events, and helps others build new careers in AI.
3. Key Takeaways A. AI Is Evolving Fast—and So Must We
AI is changing so quickly that entrepreneurs cannot afford to wait for annual updates. This is why Alicia shifted to monthly training summits. People need ongoing education to stay competitive.
B. Hands‑On AI Education Is the Key
Alicia doesn’t just lecture—she walks participants through real demonstrations:
Uploading YouTube links
Creating summaries
Generating emails, mind maps, PowerPoints, quizzes, videos, and more
…all from a single input.
Her approach eliminates fear and teaches entrepreneurs how to use AI immediately.
C. Accessibility Has Changed the Game
The release of ChatGPT, especially the free version, democratized AI. Before that, tools like IBM Watson were too complex and expensive. Now anyone with a laptop and internet connection can build websites, write content, or automate business flows in minutes. [
D. The African American Community Must Lead—Not Follow
Alicia emphasizes that historically, Black communities have been “last in line” in tech innovation, but this AI era presents a once‑in‑a‑generation opportunity to jump ahead.
She sees it as her mission to speak everywhere Black entrepreneurs are to ensure they seize this moment.
E. AI Will Replace Tasks—But People Can Future‑Proof Themselves
Jobs are already shifting. Companies are laying off non–AI‑literate employees.
Alicia urges people to:
Become AI‑fluent
Join AI committees at work
Pursue certification
Use AI to become their company’s internal expert
“There’s no maybe—you have to learn AI,” she warns.
F. AI is Transforming Every Sector: Finance, Healthcare, Government
She provides insights on…
AI receptionists (“Monica” and “Leslie”) that boost customer interaction to 92%
Financial analysis using secure ChatGPT setups
AI mental health companions
Government calls for national AI leadership
G. Alicia Monetizes Through Education, Certification & Consulting
Her business model includes:
Free monthly summits
Paid masterclasses
Corporate consulting
AI certifications
Live Atlanta workshops
She teaches others to become AI consultants too.
H. Her Personal Triumph Story Inspires Thousands
A powerful moment is when she recounts her ex-husband saying:
“There’s only one quarterback on a team—and you will never speak again.”
Yet today, 1,200+ people attend her live events, and tens of thousands join her virtual trainings.
Her success proves resilience and purpose overcome adversity.
4. Key Quotes On AI Opportunity
“Never has there been a better time in history to start, build, or scale a business than right now.”
On Training Entrepreneurs
“Open your laptops… use the same prompt I use. See what results you get.”
On the Power of AI Tools
“You can take one episode and repurpose it into all these different content ways.”
On Pivoting Her Entire Company
“In 2022, I said we’re closing this business and going all in on AI.”
On Being Black in Tech
“My mission is to make sure our community is not left behind—but ahead of the curve.”
On Personal Resilience
“You will be speaking on the best stages… people will come to see you.”
(A friend’s response after she was told she’d “never speak again.”)
On Future-Proofing Careers
“Those using AI will replace you. You have to learn how to leverage AI.”
On AI as a Human-First Technology
“AI plus human intelligence—that’s what takes things to the next level.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mowbray and Cherina Rowand
Co-founders of The Rowand Group and One Stop Taxes, the largest Black-owned virtual tax preparation service in America. The interview highlights their business evolution, scaling strategies, community impact, and the creation of the Black Tax Festival.
🧭 Interview Outline 1. Background & Origins
Both from Memphis, Tennessee; met in high school.
Started tax preparation in 2010 as a mom-and-pop operation.
Transitioned from brick-and-mortar to virtual model by 2015.
2. Business Philosophy
Entrepreneurship is defined as service to others.
Mowbray is the visionary; Cherina is the implementer.
Emphasis on scaling with structure: legal, accounting, HR.
3. One Stop Taxes
Grew from a single office to over 1,000 virtual franchise locations.
Offers free training, no startup costs, and shared revenue model.
Built a platform allowing clients to submit documents and sign remotely.
4. Virtual Tax Model
Designed for convenience and accessibility.
Clients and tax preparers never need to meet in person.
Platform includes document upload, e-signature, and cloud storage.
5. Franchise & Training
Learning Management System (LMS) for onboarding.
Training includes tax prep, customer acquisition, and platform use.
Strategic partnerships with local businesses (e.g., dealerships, daycares).
6. Black Tax Festival
Annual event held in Atlanta
Combines networking, education, and recognition.
Includes IRS updates, business workshops, and the Titan Awards.
Open to all entrepreneurs, not just tax professionals.
7. Expansion & Diversification
Own restaurants in Memphis and the Dominican Republic.
Franchised Fat Tuesday and Esco Restaurant (did \$1M in first 6 weeks).
Own a yacht for rental experiences in the DR.
Plans to develop a restaurant strip near FedExForum in Memphis.
💡 Key Takeaways
Vision + Execution = Growth: Their complementary roles fuel business success.
Virtual is Scalable: Transitioning to virtual allowed exponential growth.
Community Impact Matters: Black Tax Festival fosters education and recognition.
Diversification is Strategic: Restaurants and real estate expand their brand.
Mentorship & Learning: They study successful entrepreneurs like Tilman Fertitta.
Faith & Family Drive: Their journey is rooted in love, planning, and purpose.
🗣️ Notable Quotes
“Entrepreneurship means being a servant to other people.”
“The same thing that works at \$1M doesn’t work at \$15M.”
“We had to fire ourselves from some jobs and hire professionals.”
“We built a platform where you can do taxes from your couch.”
“We started before social media—we know belly-to-belly marketing.”
“Recognition matters—people don’t get it at home or work.”
“We’re trying to bridge the wealth gap through proper paperwork.”
“We bought a yacht in the Dominican Republic to rent for experiences.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.