The Steve Harvey Morning Show

Each week, Sam and Alex will hop in their time machine and spend time in the past in hopes of understanding the chaos that is sure to be our future. From pop culture to political news to scientific markers and medical breakthroughs, they and a guest will hold up a mirror to society and ask ourselves, “Did we really learn anything, or did we just become dumber?”
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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Adonis Lockett.
Titles: Private Capital Expert, Real Estate Investor, Educator
Background: Former engineer for NASA, Boeing, Lockheed Martin, Caterpillar
Host: Rushion McDonald
Podcast: Money Making Conversations Masterclass
Adonis Lockett details his transition from aerospace engineering into real estate and private capital, explaining how he built wealth not just by flipping houses—but by operating on “the money side of real estate.” The interview demystifies private lending, access to capital, and how everyday individuals can participate in wealth-building without owning property themselves.
Purpose of the Interview
The interview aims to:
Expose a lesser-known path to real estate wealth—private money and capital brokering.
Challenge myths about cash buyers, flipping profits, and bank lending.
Educate listeners on leverage and capital access, especially those rejected by traditional banks.
Provide a practical alternative income stream that can be part-time or full-time.
Introduce Adonis’s “Smart Money Blueprint” as an educational pathway into private capital.
Key Themes & Takeaways 1. Engineering Was a Backup—Entrepreneurship Was the Goal
Adonis earned a degree in Electrical & Mechanical Engineering, never intending to stay long-term in corporate.
His engineering career provided income stability while he explored entrepreneurship.
He viewed employment as predictable—but limiting.
Takeaway: A high-paying job can fund your exit, not define your destiny.
2. The Leap Into Real Estate—and the Reality Behind It
His first deal closed in 62 days, earning more than his annual engineering salary.
He quit corporate at age 23, but what followed were four to five years of financial struggle.
He survived by borrowing money monthly while peers thrived in corporate roles.
Key insight: Early wins can be misleading—longevity requires business mastery, not just intelligence.
3. Ego vs. Education
Adonis admits his biggest mistake was underestimating the need to learn business.
He relied on intelligence and people skills instead of mentorship and systems.
Perseverance saved him—but mentorship could have shortened the learning curve.
Takeaway: Hustle without instruction costs time and money.
4. “The Money Isn’t in Real Estate—The Money Is in the Money”
This is the core philosophy of the interview.
Most “cash buyers” are not using their own cash.
Over 70% of cash purchases are funded by private lenders, not banks.
Private lenders deploy capital faster, with fewer requirements, and higher flexibility.
Key idea: Control the capital, and you control the transaction.
5. Understanding the Private Lending Model
Adonis explains how people make money without buying houses:
He acts as a capital broker, connecting investors to private lenders.
He earns 1–2% fees on loan amounts—often tens of thousands per deal.
He carries no risk, no liability, and no capital exposure in many cases.
Example:
A $600,000 investment loan × 2% = $12,000 fee for facilitating the introduction.
6. Why Private Money Beats Banks
Banks require:
Credit checks
Tax returns
Debt-to-income ratios
Long approval timelines
Private lenders often:
Skip credit checks
Ignore DTI
Deploy funds in 3–5 days
Focus solely on deal viability
Takeaway: A bank’s “no” is often exactly why private lenders say “yes.”
7. The Smart Money Blueprint
Adonis created the Smart Money Blueprint to teach this system:
Focuses on the money side of real estate
Self-paced education (10+ hours)
Hands-on deal execution
Live support until students close 10 deals
Designed to eliminate costly trial-and-error
Core promise: Learn to be “the bank” without needing money.
8. Flipping Isn’t What It Looks Like on TV
Adonis breaks down common investor mistakes:
Gross profit ≠ net profit
Fees, holding costs, and market shifts erase margins
Most “$100K flips” net closer to $30K–$40K
Lesson: Education protects profits.
9. Relationships Create Wealth—Not Transactions
Early in his career, Adonis underestimated relationships.
His business scaled once he aligned with high-volume investors and repeat partners.
Capital flows through trust networks, not ads.
Takeaway: Relationships are currency.
10. Flexible Path to Income
The private money model can be:
Part-time: 2–4 hours per week
Full-time: Income replacement or exponential growth
Key point: This is about leverage, not labor.
Notable Quotes
“The money isn’t in real estate—the money is in the money.”
“Most cash buyers aren’t cash buyers at all.”
“I was flat broke for years after quitting corporate—people don’t talk about that part.”
“A bank’s no is often the reason a private lender says yes.”
“Perseverance kept me alive—but mentorship would have saved me years.”
“You don’t need money to be the bank—you need knowledge.”
Overall Impact
This interview reframes real estate success away from property ownership and toward capital intelligence. Adonis Lockett offers listeners a nontraditional, scalable, and low-risk path to wealth—particularly powerful for:
Professionals stuck in high-paying jobs
Entrepreneurs denied bank loans
Real estate investors seeking leverage
Individuals looking for alternative income streams
Final message: If you understand money, you don’t need to chase property—property comes to you.
#SHMS #BEST #STRAW
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Amy DuBois Barnett.

📝 Summary of the Interview
Amy DuBois Barnett, a trailblazing media executive and author, joined Rushion McDonald to discuss her career, her upcoming debut novel If I Ruled the World, and her insights on success, authenticity, and navigating the evolving media landscape. The conversation covered her historic role as the first Black woman to helm a major mainstream U.S. magazine, her experiences in media and publishing, the importance of Black voices, and her journey toward becoming a novelist.
🔑 Key Takeaways 1. Career Milestones & Legacy
Amy made history as the first Black woman editor-in-chief of a major mainstream U.S. magazine (Teen People).
She held leadership roles at Harper’s Bazaar, Ebony, Honey Magazine, and digital platforms like BET and The Grio.
Her editorial style focused on humanizing success, sharing personal stories and lessons rather than just promoting content.
2. New Novel: If I Ruled the World
Set in late 1990s/early 2000s New York, the novel follows Nikki, a woman navigating the fashion and music magazine world.
Themes include misogyny in hip hop, professional ambition, friendship, and self-discovery.
The title is inspired by the Nas and Lauryn Hill song, and Lauryn Hill was the first cover of Honey Magazine under Amy’s leadership.
Amy envisions the novel as a TV series, and is actively working toward that goal.
3. Importance of Preorders
Preorders are critical for debut novelists to hit bestseller lists.
All preorders count toward first-week sales, which are essential for making lists like the New York Times Bestseller.
4. Authenticity & Black Media
Amy emphasized the need for authentic Black voices in media, especially in today’s political climate.
She praised independent platforms and figures like Roland Martin, Joy Reid, and Don Lemon for maintaining integrity.
5. Success Principles
Success requires more than talent—it’s about energy, attitude, collaboration, and kindness.
She highlighted the importance of networking through genuine relationships, not just transactional exchanges.
Believing in oneself is essential: “The universe will not give you an opportunity that you don’t think you deserve.”
6. Pivoting & Resilience
Amy’s career involved multiple pivots—from finance to fashion to media.
She stressed the importance of recognizing when to pivot and manifesting goals through vision and hard work.
7. Print vs. Digital Media
Print magazines offer permanence and thoughtful journalism, while digital media provides speed and volume.
She misses the visual artistry of print, like cover shoots and fashion spreads.
8. Personal Notes
Amy’s son is a music producer and DJ, studying at Drexel University.
Rushion and Amy have a long-standing friendship dating back to 2012, when she was at Ebony and he was producing the Steve Harvey show.
💬 Notable Quotes
“You have to believe that you deserve all of the opportunity.”
“Networking is not about handing out business cards. It’s about building relationships.”
“Magazines have a permanence that made you incredibly careful.”
“I’m manifesting big things.”
“We are out here flawed and just trying to find success, love, and fulfillment like everyone else.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed El' Deity Princey.
📝 Summary of the Interview
El' Deity Princey is a transformational master coach, author, and speaker with a background in social science, neuroscience, and trauma recovery. In this powerful and deeply personal interview, she shares her journey from childhood trauma and dysfunction to becoming a high-achieving coach helping others reprogram their minds, cut toxic ties, and build wealth-driven lives. Her book, Monetize a Mind That’s Colonized, and her coaching business, 11 Master Consulting, are tools she uses to empower others to transcend adversity and manifest success.
🔑 Key Takeaways 1. Mindset is the Foundation of Wealth
“Energy is currency.” True prosperity begins with internal transformation.
Reprogramming the subconscious mind is essential to breaking free from societal conditioning and limiting beliefs.
2. Cutting Toxic Ties
Toxic relationships—whether personal, familial, or professional—drain energy and hinder growth.
“When you cut toxic ties, you thrive.”
Applies to both employees and employers: focus on those who contribute positively to your mission.
3. Coaching vs. Therapy
Coaching focuses on present and future goals, while therapy often addresses past trauma.
El' Deity emphasizes accountability, strategy, and results in her coaching practice.
4. Routine Builds Wealth
Daily habits, environment, and self-care routines are critical to building internal and external wealth.
“Everyone has a gift. Everyone has a talent.” Routine helps unlock and monetize those gifts.
5. Healing from Trauma
She shares her personal experience with Adverse Childhood Experiences (ACES) and how childhood PTSD mirrors veteran PTSD.
Her journey from dysfunction and cult-like environments to academic and personal success is a testament to resilience.
6. Manifestation Requires Action
Her concept of “Coagulation Law” emphasizes that belief alone isn’t enough—resources and action are required to manifest goals.
Life is like Monopoly: strategy and movement are key to winning.
7. Empowering Language
Words shape reality. Avoid saying “I’m struggling”—instead, affirm your intelligence and capability.
“Speak life into yourself.”
8. Client Success Stories
She helped a client leave a toxic home, pursue her talents, and attract a supportive partner—demonstrating how mindset shifts lead to real-world success.
9. Accessibility & Services
Offers free live coaching on TikTok three times a week.
Book: Monetize a Mind That’s Colonized is available on Amazon under her real name, Princess Halo.
Coaching and courses available through 11 Master Consulting.
💬 Notable Quotes
“When you master your emotions, you master your reality.”
“Healing doesn’t take years—it takes intention.”
“I got tired of begging for crumbs of love and began to give myself loads of love.”
“Your self-image is what you attract.”
“Are you tired yet? If yes, it’s time to pivot.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Stacey Gholar.
🔹 Summary of the Interview
Stacey Gholar, founder of Bloom Creative Agency, shares her journey from being a young mother in Chicago to becoming a brand strategist and creative entrepreneur with over 20 years of experience in marketing, media, and business. She emphasizes the importance of aligning personal identity with brand strategy, especially in the digital age. Stacey discusses her approach to brand audits, the role of social media, the impact of AI, and her passion for empowering women through entrepreneurship and skincare.
🔹 Key Takeaways 1. What Is a Brand Strategist?
A brand strategist helps individuals and businesses define and articulate their brand clearly.
“You are the brand, but you have to put the brand together in a way that people can articulate what you do.”
2. Social Media Strategy
Stacey conducts social media audits to ensure alignment between personal and business branding.
She recommends having separate personal and business accounts, but acknowledges blending them when appropriate.
3. Discovery Process
Her process starts with a discovery call to understand the client’s “why” and goals.
She believes passion must drive entrepreneurship—not just money.
4. Digital Branding & AI
Stacey identifies as a digital brand specialist, helping Gen X women and others pivot into digital spaces.
She uses AI tools like ChatGPT and Google Gemini to enhance productivity but values human connection.
“AI is an asset… but I don’t solely rely on it.”
5. Email Marketing
Email is still vital: “If you're solely on social media, you can lose your business in a minute.”
She advocates for funnel systems and community building outside of social platforms.
6. Going Viral vs. Being Valuable
“You don’t need to go viral. You just need to be valuable.”
She went viral unintentionally with a review of Harold’s Chicken, but stresses the importance of sustainable value over fleeting attention.
7. Brand Refresh & Outreach
Most of her clients come through word of mouth, but she’s expanding her reach via social media.
She encourages clients to step out of their comfort zones and engage in community-driven initiatives.
8. Skincare Line
Stacey founded Skin Light Skincare at age 50 to promote pro-aging and natural beauty.
She now focuses on organic body oils that are clean, hydrating, and hormone-safe.
🔹 Notable Quotes
“Experience has been the best teacher for me.”
“You don’t need to go viral. You just need to be valuable.”
“If you stop learning, you stop growing.”
“I want you to be a part of building your brand—not just me doing it for you.”
“Social media is great, but word of mouth is still real.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.