The Steve Harvey Morning Show

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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten.
Purpose of the Interview
The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital.
Key Takeaways
Funding Opportunities & Qualifications
Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding.
Basic qualifications include: Credit score of 680+
Existing credit lines (at least $10,000)
A clear business mission and low-risk profile.


Avoiding Scams
Beware of unsolicited emails/texts promising easy money.
Do your homework: Check companies on Better Business Bureau (BBB).
Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express).

Never share sensitive information without verifying legitimacy.

Importance of a Business Plan
Funding is not free money—you need a strategic plan.
Katrina calls it a “money mission”: know exactly how funds will be deployed.
Without a plan, money disappears quickly, leading to debt and bad credit.

Family & Friends Lending
Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties.
Decide upfront if it’s a gift or a loan.


Services Offered by New Day for You Financial
SBA loans, equipment loans, purchase order financing.
Lines of credit and 0% interest credit cards (18–21 months).
Credit card stacking for higher funding amounts.
Credit restoration referrals for those with poor credit.

Success Story
Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan.

Notable Quotes
“If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.”
“We don’t want to be out here racking up good debt and then you’re not going to be responsible.”
“You have to vet companies. Go to BBB, Google them, and check their credibility.”
“If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.”
“We say if you don’t get anything, we don’t get paid.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Valerie Obaze.
Founder of R&R Skincare.
🎯 Purpose of the Interview
The interview aims to:
Highlight Valerie Obaze’s entrepreneurial journey in founding R&R Skincare.
Challenge stereotypes about Africa’s capabilities and resources.
Promote African-made beauty products and their global relevance.
Inspire others, especially women and diaspora Africans, to invest in and build businesses rooted in African heritage.
🧠 Key Takeaways 1. Breaking African Stereotypes
Valerie and Rushion discuss how Africa is often misrepresented in Western media.
Valerie emphasizes that ignorance is not always malicious, but it’s time to reframe the narrative through firsthand experience and platforms like social media.
“Ignorance doesn’t always have to be an insult. If you don’t know, you just don’t know better.” – Valerie Obaze
2. The Birth of R&R Skincare
Inspired by the birth of her daughter, Valerie sought natural skincare solutions.
She discovered liquid shea oil, which became her first product.
The brand name “R&R” stands for Rebecca Rose (her daughter’s name) and also Rest & Relaxation.
“I wanted to create a product that makes using these raw materials from the continent enjoyable.” – Valerie Obaze
3. From Garage to Global
Valerie started in her mother-in-law’s garage, turning it into a compliant mini factory.
She had no formal business plan, relying on her PR and branding background.
The brand now has three stores: one in Lagos and two in Accra, including one at the airport.
4. Authenticity and African Pride
Valerie insists on maintaining the African identity of her brand.
She uses locally sourced ingredients and ensures cruelty-free testing.
The brand supports women in the supply chain, creating economic opportunities.
“We don’t intend to hide that in any way. We just wanted to make raw materials sexy.” – Valerie Obaze
5. Expansion to the U.S.
Valerie is expanding R&R Skincare to the U.S., leveraging social media, activations, and PR expertise.
Products are manufactured in Africa, but distributed from U.S. warehouses to ensure timely delivery.
“We found our tribe over here… and this was the right time to come back to America.” – Valerie Obaze
🧴 Product Highlights
Shea Oil – First product, moisturizing and healing.
Body Butter – Whipped, light, and rich in essential oils.
Liquid Black Soap – Modern take on traditional African cleansing.
Hand Cream – Convenient and portable for dry conditions.
🌍 Big Picture Vision
Valerie’s goal is to grow an African brand globally, showcasing the richness of African resources and empowering local economies.
“This is just a small representative of the entire continent and what it is capable of.” – Valerie Obaze
#SHMS #STRAW #BEST
Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
Business Podcast
Entrepreneurship
Small Business
Business Growth
Financial Literacy
Wealth Building
Black Entrepreneurs
Minority Business
Leadership
Executive Leadership
Business Funding
Marketing Strategies
Personal Development
Startup Advice
Sales Training
CEO Interviews
Founder Stories
Professional Development
Economic Empowerment
Business Success
Networking
Brand Building
Innovation
How to start a business
Small business funding
Entrepreneur success stories
Business leadership podcast
Wealth building strategies
Black entrepreneur podcast
Minority business development
Marketing for small businesses
Business growth strategies
Startup funding opportunities
Executive leadership training
Financial literacy education
Success mindset podcast
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Yasmine Cheyenne.
📝 Summary of the Interview
Yasmine Cheyenne, an Air Force veteran, mental wellness advocate, and author, joined Rushion McDonald to discuss her journey from a disadvantaged upbringing to becoming a published author and wellness coach. She shared insights from her books—The Sugar Jar and her latest, Wisdom of the Path—which focus on boundaries, healing, and self-empowerment. The conversation explored her military experience, personal transformation, and how she helps others confront fear and reclaim their lives.
🔑 Key Takeaways 1. Overcoming Fear and Taking Risks
Fear of failure and disappointment keeps many people stuck.
Yasmine encourages people to confront fear and take action anyway.
Her own decision to join the Air Force was a leap of faith that changed her life.
2. Military Discipline and Life Lessons
The Air Force taught her discipline, consistency, and resilience.
She applies these lessons to her personal and professional life.
Quote: “Do you want to bet on yourself? Be willing to believe in yourself.”
3. Writing as Empowerment
Her first book, The Sugar Jar, focuses on boundaries and self-care.
Her second book, Wisdom of the Path, is about using past experiences as wisdom, not shame.
Writing helped her transform her life and inspire others from similar backgrounds.
4. Boundaries and Self-Prioritization
Without boundaries, people become overwhelmed and resentful.
Saying “no” and advocating for yourself is essential to mental wellness.
Quote: “We have to get comfortable letting people be disappointed with us.”
5. Redefining “Selfish”
Being selfish is often misunderstood.
Prioritizing yourself is necessary for success and well-being.
Quote: “Every successful person has had to be selfish at some point.”
6. Wisdom of the Path
The book encourages readers to trust their instincts and take the next step.
It’s not a checklist—it’s a collection of relatable stories and reflections.
Quote: “Use those experiences that you’re judging yourself for as wisdom to help you move forward.”
7. Mental Wellness Practice
Yasmine helps people through coaching, writing, and speaking.
She emphasizes healing through storytelling and shared experiences.
8. Accessibility
Her books are available in print, digital, and audio formats.
She personally narrates the audiobook version of Wisdom of the Path.
💬 Notable Quotes
“Even if things fail, you have what it takes to get yourself to where you want to be.”
“Take the meat and leave the bone.”
“You already know what the next step is. What would happen if you just took it?”
“We’ve been an enemy toward ourselves for years and don’t even realize it.”
#SHMS #STRAW #BEST
Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
Business Podcast
Entrepreneurship
Small Business
Business Growth
Financial Literacy
Wealth Building
Black Entrepreneurs
Minority Business
Leadership
Executive Leadership
Business Funding
Marketing Strategies
Personal Development
Startup Advice
Sales Training
CEO Interviews
Founder Stories
Professional Development
Economic Empowerment
Business Success
Networking
Brand Building
Innovation
How to start a business
Small business funding
Entrepreneur success stories
Business leadership podcast
Wealth building strategies
Black entrepreneur podcast
Minority business development
Marketing for small businesses
Business growth strategies
Startup funding opportunities
Executive leadership training
Financial literacy education
Success mindset podcast
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Damon Haley
Co‑founder of Glow and Flow Beauty, discussing his transition from entertainment and sports marketing into the beauty-supply industry, his mission to elevate service for Black and Brown communities, and the franchising model he is rolling out nationwide. Hosted by Rushion McDonald on Money Making Conversations Masterclass, the conversation highlights Haley’s business philosophy, community-driven approach, and long-term vision to create ownership opportunities through franchising.
🎯 Purpose of the Interview
The interview aims to:
1. Highlight Damon Haley’s entrepreneurial journey
How he moved from high-level event production and marketing (Nike, Pepsi, Coke) into beauty retail.
2. Explain why the beauty-supply industry needs Black ownership
Haley outlines the disconnect between Black consumer spending and the lack of Black-owned beauty-supply stores.
3. Promote Glow and Flow Beauty’s mission
A service-first retail model designed to uplift, educate, and serve Black and Brown consumers with dignity.
4. Introduce Glow and Flow’s franchising opportunity
Haley frames franchising as a path for individuals to enter business ownership with support and a proven model.
5. Inspire listeners to embrace change and pursue entrepreneurship
He shares personal experiences overcoming naysayers and trusting his instincts.
📌 Key Takeaways from the Interview 1. The Beauty Industry Is a Huge, Under-Owned Space for Black Entrepreneurs
Black consumers spend heavily on beauty, but historically have not owned the supply-chain or retail footprint.
Haley wants to change that by bringing ownership and pride back to local communities.
2. Glow and Flow Beauty Focuses on Service, Experience, and Community
The stores celebrate culture (Breast Cancer Month, Black History Month, Hispanic Heritage Month).
Customer care is central—Haley emphasizes smiles, water for coughing customers, and creating “fabulousness.”
3. Franchising Eliminates the “Start From Zero” Problem
Haley believes franchising is more accessible than starting independently because: You get a proven model.
You get supply-chain support.
You avoid costly mistakes.

4. Hair Is the Cornerstone of the Business
Glow and Flow launched its own synthetic hair brand, SLAY (with 3 Ys).
Synthetic hair dominates due to affordability.
Human hair is sourced from Asia, Africa, and Southeast Asia.
5. Inventory & Capital Are Major Barriers to Entry
Beauty supply requires heavy up‑front inventory investment.
Glow and Flow stays heavily stocked to maintain customer trust.
6. Data + Marketing Experience = Competitive Advantage
Haley leverages his corporate marketing background (Nike, Foot Locker) to optimize retail presentation, customer experience, and product mix.
7. His Long-Term Vision: 40 Stores Nationwide
His exit strategy is to build 40 Glow and Flow stores (McDonald jokes he’d smile at 100).
8. E-commerce and Community Outreach Expand Their Reach
GlowAndFlowBeauty.com sells products and SLAY hair online, with shipping and local pickup.
Stores support community fundraisers by including materials in shoppers’ bags (up to 5,000 per month).
💬 Notable Quotes (From the Transcript) On the power of beauty in the community
“When we look good, we feel good. When we feel good, we be good, we do good.”
On why Black beauty ownership matters
“We’re buyers… we’re consumers… we just don’t own.”
On moving into the beauty industry
“We’ve had the short end of the stick — not only from recycling our Black dollars, but the concept of service.”
On franchising
“You don’t start from zero with a franchise… you have a corporation behind you.”
On entrepreneurship and criticism
“There’s jealous, envy, and naysayers… but I’ve never been fearful of change.”
On customer service
“I try to give you other stuff… I give you a smile… if you cough, I’m gonna give you some water.”
On the importance of hair
“Hair is the cornerstone of our beauty industry.”
On long-term ambitions
“I would love to have maybe 40 Glow and Flows nationwide.”
#SHMS #BEST #STRAW
Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
Business Podcast
Entrepreneurship
Small Business
Business Growth
Financial Literacy
Wealth Building
Black Entrepreneurs
Minority Business
Leadership
Executive Leadership
Business Funding
Marketing Strategies
Personal Development
Startup Advice
Sales Training
CEO Interviews
Founder Stories
Professional Development
Economic Empowerment
Business Success
Networking
Brand Building
Innovation
How to start a business
Small business funding
Entrepreneur success stories
Business leadership podcast
Wealth building strategies
Black entrepreneur podcast
Minority business development
Marketing for small businesses
Business growth strategies
Startup funding opportunities
Executive leadership training
Financial literacy education
Success mindset podcast
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Wednesday October 7th, 2026: Steve Harvey's Morning Inspiration | Show Open - Cast Intros | Nephew Tommy's Run That Prank Back - "You Didn't Fall, And You Ain't Getting No Money" | Ask The CLO | Trending & Entertainment News | Parallel Parking Contest In Philly | Nolan Wells Family Wants FBI Investigation | Nephew Tommy's Prank - "Your Doors" | Strawberry Letter - "So Glad The Weather Is Changing" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Kim K's Nannys | Would You Rather | Steve Harvey's Closing Remarks
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.