The Steve Harvey Morning Show

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
Business Podcast
Entrepreneurship
Small Business
Business Growth
Financial Literacy
Wealth Building
Black Entrepreneurs
Minority Business
Leadership
Executive Leadership
Business Funding
Marketing Strategies
Personal Development
Startup Advice
Sales Training
CEO Interviews
Founder Stories
Professional Development
Economic Empowerment
Business Success
Networking
Brand Building
Innovation
How to start a business
Small business funding
Entrepreneur success stories
Business leadership podcast
Wealth building strategies
Black entrepreneur podcast
Minority business development
Marketing for small businesses
Business growth strategies
Startup funding opportunities
Executive leadership training
Financial literacy education
Success mindset podcast
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Damon Haley
Co‑founder of Glow and Flow Beauty, discussing his transition from entertainment and sports marketing into the beauty-supply industry, his mission to elevate service for Black and Brown communities, and the franchising model he is rolling out nationwide. Hosted by Rushion McDonald on Money Making Conversations Masterclass, the conversation highlights Haley’s business philosophy, community-driven approach, and long-term vision to create ownership opportunities through franchising.
🎯 Purpose of the Interview
The interview aims to:
1. Highlight Damon Haley’s entrepreneurial journey
How he moved from high-level event production and marketing (Nike, Pepsi, Coke) into beauty retail.
2. Explain why the beauty-supply industry needs Black ownership
Haley outlines the disconnect between Black consumer spending and the lack of Black-owned beauty-supply stores.
3. Promote Glow and Flow Beauty’s mission
A service-first retail model designed to uplift, educate, and serve Black and Brown consumers with dignity.
4. Introduce Glow and Flow’s franchising opportunity
Haley frames franchising as a path for individuals to enter business ownership with support and a proven model.
5. Inspire listeners to embrace change and pursue entrepreneurship
He shares personal experiences overcoming naysayers and trusting his instincts.
📌 Key Takeaways from the Interview 1. The Beauty Industry Is a Huge, Under-Owned Space for Black Entrepreneurs
Black consumers spend heavily on beauty, but historically have not owned the supply-chain or retail footprint.
Haley wants to change that by bringing ownership and pride back to local communities.
2. Glow and Flow Beauty Focuses on Service, Experience, and Community
The stores celebrate culture (Breast Cancer Month, Black History Month, Hispanic Heritage Month).
Customer care is central—Haley emphasizes smiles, water for coughing customers, and creating “fabulousness.”
3. Franchising Eliminates the “Start From Zero” Problem
Haley believes franchising is more accessible than starting independently because: You get a proven model.
You get supply-chain support.
You avoid costly mistakes.

4. Hair Is the Cornerstone of the Business
Glow and Flow launched its own synthetic hair brand, SLAY (with 3 Ys).
Synthetic hair dominates due to affordability.
Human hair is sourced from Asia, Africa, and Southeast Asia.
5. Inventory & Capital Are Major Barriers to Entry
Beauty supply requires heavy up‑front inventory investment.
Glow and Flow stays heavily stocked to maintain customer trust.
6. Data + Marketing Experience = Competitive Advantage
Haley leverages his corporate marketing background (Nike, Foot Locker) to optimize retail presentation, customer experience, and product mix.
7. His Long-Term Vision: 40 Stores Nationwide
His exit strategy is to build 40 Glow and Flow stores (McDonald jokes he’d smile at 100).
8. E-commerce and Community Outreach Expand Their Reach
GlowAndFlowBeauty.com sells products and SLAY hair online, with shipping and local pickup.
Stores support community fundraisers by including materials in shoppers’ bags (up to 5,000 per month).
💬 Notable Quotes (From the Transcript) On the power of beauty in the community
“When we look good, we feel good. When we feel good, we be good, we do good.”
On why Black beauty ownership matters
“We’re buyers… we’re consumers… we just don’t own.”
On moving into the beauty industry
“We’ve had the short end of the stick — not only from recycling our Black dollars, but the concept of service.”
On franchising
“You don’t start from zero with a franchise… you have a corporation behind you.”
On entrepreneurship and criticism
“There’s jealous, envy, and naysayers… but I’ve never been fearful of change.”
On customer service
“I try to give you other stuff… I give you a smile… if you cough, I’m gonna give you some water.”
On the importance of hair
“Hair is the cornerstone of our beauty industry.”
On long-term ambitions
“I would love to have maybe 40 Glow and Flows nationwide.”
#SHMS #BEST #STRAW
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
Business Podcast
Entrepreneurship
Small Business
Business Growth
Financial Literacy
Wealth Building
Black Entrepreneurs
Minority Business
Leadership
Executive Leadership
Business Funding
Marketing Strategies
Personal Development
Startup Advice
Sales Training
CEO Interviews
Founder Stories
Professional Development
Economic Empowerment
Business Success
Networking
Brand Building
Innovation
How to start a business
Small business funding
Entrepreneur success stories
Business leadership podcast
Wealth building strategies
Black entrepreneur podcast
Minority business development
Marketing for small businesses
Business growth strategies
Startup funding opportunities
Executive leadership training
Financial literacy education
Success mindset podcast
Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Dr. Yolanda D. McElroy (aka “Dr. Yo-Yo”).
🎯 Purpose of the Interview
To spotlight Dr. McElroy’s work as a pharmacist, educator, and author of the children’s book It’s Not Candy, which promotes medication safety. The interview also highlights her consulting company, MediManage, and her mission to improve health outcomes through education and community engagement.
🧠 Key Takeaways 1. Professional Background
Dr. McElroy is a registered pharmacist in Louisiana with over 30 years of experience in retail and hospital settings.
She began her academic journey at Grambling State University (HBCU) studying chemistry before transferring to pharmacy school.
2. MediManage Consulting
Founded to promote medication safety and improve health outcomes.
Focuses on educating communities about proper medication use, adherence, and preventing medication-related problems.
3. Medication Safety Advocacy
Medications are a leading cause of accidental poisoning deaths in children.
Parents often leave medications and chemicals within reach of children.
Emphasizes the importance of locking up medications and educating both adults and children.
4. Target Age Groups
Focuses on children ages 3–10 to instill early awareness of medication safety.
Also highlights teens as a vulnerable group due to increased drug experimentation and access to medications at home.
Notes the importance of educating parents and senior citizens as well.
5. Book: It’s Not Candy
Inspired by her ministry work with youth in mental health hospitals.
Based on real-life experiences and includes a song to make learning fun and memorable.
Demonstrates how medications can resemble candy, making it difficult for children (and adults) to distinguish.
Aims to equip families with knowledge to prevent accidental overdoses and misuse.
6. Challenges in Pharmacy Profession
Pharmacists face heavy workloads, including vaccinations, insurance calls, and patient counseling.
Many are overworked and under-supported, leading to burnout and even strike considerations.
7. Book Creation Journey
Took years to develop after encouragement from her pastor.
Extensive research into publishing options and budgeting.
Partnered with a publishing company and built a team including an editor and illustrator.
Advises aspiring authors to be patient, budget generously, and seek support and education.
💬 Notable Quotes
“Medications are a leading cause of accidental poisoning deaths in children.”
“If you’re not sure, ask a professional. Ask your pharmacist.”
“We want to get them early and instill that training so they can make good decisions.”
“Many medication-related injuries are preventable.”
“If there’s no room at the table, bring a folding chair.”
“Our children are important and their lives are valuable.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
Business Podcast
Entrepreneurship
Small Business
Business Growth
Financial Literacy
Wealth Building
Black Entrepreneurs
Minority Business
Leadership
Executive Leadership
Business Funding
Marketing Strategies
Personal Development
Startup Advice
Sales Training
CEO Interviews
Founder Stories
Professional Development
Economic Empowerment
Business Success
Networking
Brand Building
Innovation
How to start a business
Small business funding
Entrepreneur success stories
Business leadership podcast
Wealth building strategies
Black entrepreneur podcast
Minority business development
Marketing for small businesses
Business growth strategies
Startup funding opportunities
Executive leadership training
Financial literacy education
Success mindset podcast
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cherina & Mowbray Rowand.
🔷 Interview Summary
Cherina and Mowbray Rowand—co-founders of the Rowand Group and creators of One Stop Taxes—share how they built the largest Black-owned tax preparation service in the U.S., scaling to 1,000+ virtual locations. [CHERINA &...AND iHeart | Txt]
They discuss:
Their entrepreneurial philosophy
Their complementary roles as partners
The transition from brick-and-mortar to a virtual franchise model
Scaling strategies, team building, and infrastructure
Wealth-building through diversification (restaurants, real estate, hospitality)
Their creation of the Black Tax Festival to educate and unify entrepreneurs
The conversation blends practical business strategy, mindset, and community impact.
🎯 Purpose of the Interview
The interview serves several key purposes:
1. Educate aspiring entrepreneurs
Demonstrates how to start, scale, and systematize a service business
Highlights real-world lessons in scaling, hiring, and structuring companies
2. Promote economic empowerment
Focuses on helping underserved communities access: Entrepreneurship
Tax knowledge
Financial systems

3. Showcase a scalable business model
Emphasizes low-barrier entry franchising and virtual platforms
4. Inspire through lived experience
Shows how vision, persistence, and partnership can create generational wealth
🔑 Key Takeaways 1. Entrepreneurship = Service + Ownership
Entrepreneurship is framed as serving people first, then building a business around that service [CHERINA &...AND iHeart | Txt]
2. Complementary partnership is critical
Mowbray = visionary (ideas)
Cherina = implementer (execution systems)
Their success comes from balancing vision with structure
3. Scaling requires evolving your team
What works at $1M won’t work at $10M+
Businesses must upgrade: Attorneys
CPAs
Systems

4. Systems > hustle
They scaled by creating a repeatable system and training others
Their franchise model enables others to replicate success
5. Virtual model unlocked growth
Eliminating physical offices reduced cost and increased reach
Their early adoption of virtual tax prep became a major advantage
6. Timing + vision = breakthrough
They launched virtual tools before mainstream trust in digital transactions
COVID accelerated their already-built infrastructure
7. Lowering barriers drives scale
No startup cost, free training, and back-end revenue sharing allowed rapid adoption [CHERINA &...AND iHeart | Txt]
8. Marketing starts with relationships
Begin with: Warm network
Strategic partnerships (car dealerships, apartments, etc.)

9. Financial literacy is a wealth gateway
Many entrepreneurs lack: Proper documentation
Financial systems

Their platform and events aim to fix that gap
10. Community + recognition drive engagement
The Black Tax Festival builds community, education, and motivation
Recognition (awards, visibility) encourages performance
11. Diversification builds long-term wealth
They reinvested profits into: Restaurants
Real estate
International assets (Dominican Republic hospitality)

💬 Notable Quotes On entrepreneurship
“Entrepreneurship [is] being able to set your own path… being a servant to other people.” [CHERINA &...AND iHeart | Txt]
On partnership dynamics
“He’s the big idea guy… I’m the implementation person.” [CHERINA &...AND iHeart | Txt]
On vision vs execution
“Let me get the vision out first… then we start figuring out the pieces.” [CHERINA &...AND iHeart | Txt]
On scaling infrastructure
“The same thing that works at $1 million is not the same thing that works at $10 million.” [CHERINA &...AND iHeart | Txt]
On early-stage hustle
“We didn’t have a ton of support… but we had a lot of drive.” [CHERINA &...AND iHeart | Txt]
On innovation and skepticism
“When you tell a person we own a virtual tax company, they’re like, ‘What is that?’” [CHERINA &...AND iHeart | Txt]
On reducing barriers
“We don’t have any startup cost… we train for free… we lowered that point of entry barrier.” [CHERINA &...AND iHeart | Txt]
On wealth gap realities
“We’re left out of rooms because we don’t have the proper paperwork… financials.” [CHERINA &...AND iHeart | Txt]
On mission-driven events
“Hopefully [people] leave better than we found them.” [CHERINA &...AND iHeart | Txt]
🧭 Bottom Line
The Rowands’ story is a blueprint for modern entrepreneurship:
Start with service
Build systems
Scale through people and technology
Reinforce success with community and education
Convert income into assets and ownership
Their model isn’t just about making money—it’s about making wealth accessible and transferable.
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
Business Podcast
Entrepreneurship
Small Business
Business Growth
Financial Literacy
Wealth Building
Black Entrepreneurs
Minority Business
Leadership
Executive Leadership
Business Funding
Marketing Strategies
Personal Development
Startup Advice
Sales Training
CEO Interviews
Founder Stories
Professional Development
Economic Empowerment
Business Success
Networking
Brand Building
Innovation
How to start a business
Small business funding
Entrepreneur success stories
Business leadership podcast
Wealth building strategies
Black entrepreneur podcast
Minority business development
Marketing for small businesses
Business growth strategies
Startup funding opportunities
Executive leadership training
Financial literacy education
Success mindset podcast
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Stephanie Wall.
Purpose of the Interview
To share Dr. Wall’s expertise as a neuroscience coach, criminal justice professor, author, and mentor.
To discuss her mission through 1 Million Lives Transform, a global movement helping women unmute their voices and lead with authenticity and confidence.
To provide actionable strategies for overcoming self-doubt, fear, and imposter syndrome in professional and personal settings.
Key Takeaways
Background and Roles
Served 20 years in law enforcement and continues teaching criminal justice and ethical leadership.
Founder of 1 Million Lives Transform, focused on empowering women to reclaim their voices.

Unmuting Your Voice
Many professionals mute themselves due to fear, lack of confidence, or imposter syndrome.
Techniques: Awareness: Recognize when you’re silencing yourself.
Pause and breathe before responding.
Stand up when speaking in meetings to command attention and project confidence.
Use phrases like “I’d like to build on that point” to engage respectfully.


Mindset and Fear
What you tell yourself matters more than external criticism.
Replace negative self-talk with affirmations and surround yourself with positive influences.
Neuroscience supports that repeated positive input rewires thought patterns.

Boundaries and Time Management
Learn to say “No” as a complete sentence.
Set boundaries for phone calls and social interactions to protect productivity.
Busy professionals should establish communication rules (e.g., “Do you have a minute?”).

Authenticity and Leadership
Authenticity is key—embrace your natural gifts and use them to transform spaces.
Leadership requires mindset shifts when moving from peer to manager roles.
Mentorship should be intentional and specific, not generic (“pick your brain” requests need structure).

1 Million Lives Transform
A movement to help women rewrite their narratives, reclaim confidence, and lead boldly.
Focus on self-awareness, boundaries, and empowerment strategies.

Notable Quotes
“Notice in that moment that you are muting yourself.”
“Stand up when you speak—you command the room.”
“No is a complete sentence.”
“Our gifts are not for us; they are for other people.”
“What you say to yourself does more damage than anything anyone else could say.”
“Authenticity isn’t lip service—it’s showing up as who you truly are.”
“Boundaries are not selfish; they are necessary.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
Business Podcast
Entrepreneurship
Small Business
Business Growth
Financial Literacy
Wealth Building
Black Entrepreneurs
Minority Business
Leadership
Executive Leadership
Business Funding
Marketing Strategies
Personal Development
Startup Advice
Sales Training
CEO Interviews
Founder Stories
Professional Development
Economic Empowerment
Business Success
Networking
Brand Building
Innovation
How to start a business
Small business funding
Entrepreneur success stories
Business leadership podcast
Wealth building strategies
Black entrepreneur podcast
Minority business development
Marketing for small businesses
Business growth strategies
Startup funding opportunities
Executive leadership training
Financial literacy education
Success mindset podcast
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Shaan Patel.
Founder and CEO of Prep Expert, a leading online test prep company. The conversation explores Patel’s journey from struggling test-taker to perfect SAT scorer, bestselling author, and successful entrepreneur. He shares how his personal experience inspired a mission to help students unlock scholarship opportunities and academic success.
👨🏽‍🏫 About Dr. Shaan Patel
• Founder & CEO of Prep Expert
• Scored a perfect SAT after self-study
• Secured over $500,000 in scholarships
• Partnered with Mark Cuban after appearing on Shark Tank
• Author of a bestselling SAT prep book published by McGraw-Hill
💡 Key Themes & Takeaways
📚 From Side Hustle to Scalable Business
• Started Prep Expert in college dorm room
• First course led to 376-point average score improvement
• Grew from local classes to a national online platform
• Now serves over 100,000 students with $100M+ in scholarships earned
💻 Online Learning & Accessibility
• Offers live, online SAT/ACT prep, tutoring, and admissions consulting
• Courses taught by 99th percentile instructors
• Emphasizes interactive, classroom-like experience with office hours and support
• Adapted quickly to online learning post-COVID
🎯 Mission-Driven Education
• Brand motto: “Change your score, change your life”
• Teaches life skills like time management and goal setting
• Aims to eliminate student debt through scholarship access
• Long-term goal: Help students earn $1 billion in scholarships
📈 Entrepreneurial Lessons
• Faced early rejection from publishers before landing a book deal
• Used storytelling to stand out on Shark Tank
• Built brand through word-of-mouth and authenticity
• Now generates 2M+ annual website visits
🌟 Vision for the Future
• Expand impact through scholarships and mentorship
• Continue empowering students to achieve academic and financial freedom
• Promote meritocracy and the American dream through education.
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.