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The Steve Harvey Morning Show

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The Steve Harvey Morning Show
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  • The Steve Harvey Morning Show

    Financial Tips: promote his book Generational Wealth Begins with Generational Knowledge

    2026/06/21 | 37 mins.
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Joaquin Wallace.
    🎯 Purpose of the Interview
    To explore Dr. Wallace’s groundbreaking work in financial literacy, particularly his concept of the “financial genetic code”, and to promote his book Generational Wealth Begins with Generational Knowledge. The interview aims to empower marginalized communities with tools for financial healing, literacy, and long-term wealth building.
    🗝️ Key Takeaways 1. Background & Recognition
    Dr. Wallace is a recipient of the Wells Fargo Living History Makers Award.
    Featured in the Contemporary Black Biography series.
    Former college basketball coach and educator with a strong focus on discipline and mentorship.
    2. Seven-Stage Generational Wealth Model
    Outlined in his book, the model includes:
    Internal/External Ecosystem – influences from family, community, and environment.
    Financial Genetic Code – inherited financial narratives and behaviors.
    Financial Healing – reprogramming harmful financial habits.
    Financial Edification – literacy and inclusion.
    Financial Well-being – stability and health.
    Generational Knowledge – estate planning, insurance, long-term care.
    Generational Wealth – successful transfer of assets.
    “Without financial well-being, there is no generational wealth.”
    3. Financial Genetic Code
    A trademarked concept by Dr. Wallace.
    Unlike DNA, it can be rewritten through education and therapy.
    Influenced by early experiences, family habits, and community norms.
    Examples include “scar tissue narratives” (trauma from past financial events).
    4. Credit & Financial Literacy
    Credit score is critical but misunderstood.
    Utilization rate should be under 30%.
    Payment history and inquiries significantly affect scores.
    Many people are unaware of the difference between consumer scores and business scores.
    5. Barriers to Financial Growth
    Lack of trust in financial systems due to past trauma.
    Misinformation passed down from family and community.
    Zip codes and overleveraging can impact loan approvals.
    Financial professionals may unknowingly transfer their own biases to clients.
    6. Role of Financial Professionals
    Dr. Wallace identifies five key roles:
    Financial Educator
    Financial Counselor
    Financial Therapist
    Financial Advisor
    Financial Planner
    He emphasizes matching individuals with the right professional based on their needs and emotional readiness.
    7. Book Insights
    Generational Wealth Begins with Generational Knowledge is an Amazon bestseller.
    Includes self-assessments after each chapter.
    Designed for both professionals and everyday readers.
    Encourages readers to identify their financial stage and take actionable steps.
    💬 Notable Quotes
    “You are your credit score.”
    “Inherited financial narratives create encoded financial behaviors.”
    “Any answer sounds correct if you don’t ask the right question.”
    “Consistency creates consistent outcomes.”
    “Financial literacy is not the end-all—it’s just one piece of the puzzle.”
    “We do what we know. If we don’t know, we just continue to do.”
    📌 Final Thoughts
    Dr. Joaquin Wallace offers a transformative framework for understanding and improving financial behavior, especially in underserved communities. His concept of the financial genetic code bridges psychology, education, and economics, making financial wellness more accessible and actionable.
    #SHMS #STRAW #BEST
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Brand Building: He grew up in low‑income neighborhood to become a successful real estate investor, contractor, and entrepreneur.

    2026/06/21 | 19 mins.
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Michael Woodward.
    Interview Overview
    Guest: Michael Woodward
    Host: Rushion McDonald
    Show: Money Making Conversations Masterclass
    Focus: Entrepreneurship, real estate, education, overcoming poverty, and building generational wealth
    Company Featured: Woodward Property Group
    Michael Woodward shares his journey from growing up in low‑income neighborhoods in Miami to becoming a successful real estate investor, contractor, and property management entrepreneur based in Atlanta. The conversation blends personal history, mindset lessons, and practical business guidance, especially for listeners from underserved communities.
    Purpose of the Interview
    The purpose of the interview is to:
    Demystify success for everyday people by showing how discipline, education, and calculated risk can lead to financial freedom
    Inspire listeners to move beyond circumstances of poverty or limitation
    Teach practical strategies around education choices, real estate investing, side hustles, credit management, and seizing opportunity
    Highlight community impact, mentorship, and “reaching back” to help others
    Rushion McDonald consistently frames the discussion around helping the audience “stop reading other people’s success stories and start planning your own."
    Key Themes & Takeaways 1. Poverty Is Relative — and Often Invisible
    Woodward explains that many people grow up in poverty without realizing it because everyone around them shares the same conditions. He distinguishes between government definitions of poverty and lived experience.
    Takeaway: Awareness is the first step to change; normal does not always mean acceptable.
    2. Early Business Lessons Came from the Community
    Woodward credits his grandmother—who ran an informal candy business in the housing projects—as his first exposure to entrepreneurship. Watching her manage inventory, customers, and cash taught him foundational business principles.
    Takeaway: Entrepreneurship often begins long before formal education—especially in underserved communities.
    3. Education as a Strategic Tool, Not Just a Degree
    Initially planning to become a lawyer, Woodward changed direction after realizing law school would not provide the financial or social return he hoped for unless he reached elite status. A mentor guided him toward education as a pathway for impact.
    He strongly recommends the Occupational Outlook Handbook as a practical guide for choosing careers based on income, longevity, and demand.
    Takeaway: Choose education intentionally—based on outcomes, not prestige.
    4. Service Before Profit: Two Decades in Education
    Woodward spent over 20 years as a teacher and assistant principal, mentoring students, organizing college tours, and running summer STEM programs—often during his breaks.
    Takeaway: Long‑term service builds perspective, discipline, and purpose that later pays dividends in business.
    5. Turning a Side Hustle into Financial Freedom
    While working in education, Woodward renovated homes at night and on weekends. Over time, rental income exceeded his school salary, allowing him to retire from education and focus on real estate full‑time.
    Takeaway: Side hustles can become exit strategies when managed consistently and patiently.
    6. Opportunity Comes from Relationships
    A chance relationship with a Lowe’s executive changed Woodward’s business trajectory. When asked if he could do high‑end kitchens, he said yes—then partnered with the right experts to deliver. This led to contracts in seven Lowe’s stores across metro Atlanta.
    Takeaway: You don’t have to know everything—just know who to call.
    7. High‑End Thinking Changes Income Ceilings
    Woodward explains the difference between standard and high‑end construction, describing six‑figure kitchens and appliances that cost more than many homes.
    Takeaway: Understanding premium markets unlocks entirely different financial opportunities.
    8. Two Core Business Rules: Persistence and Credit
    When asked what advice he gives most often, Woodward gives two principles:
    Never give up
    Protect your credit
    He shares how poor credit once forced him to reinvest profits just to buy tools, slowing growth. Managing credit later removed those barriers.
    Takeaway: Credit is leverage. Without it, growth is harder and more expensive.
    Notable Quotes
    On poverty:
    “A lot of people living in poverty don’t know that they’re impoverished because everybody around them looks just like them.”

    On education choices:
    “I wanted to make a difference… and education allowed me to do that.”

    On opportunity and courage:
    “You don’t have to know everything. Just get the people in your corner that do.”

    On advice to entrepreneurs:
    “Never give up. And protect your credit. Credit is everything.”

    On consistency:
    “My phone number has been the same for 23 years. I ain’t going nowhere.

    Overall Impact
    The interview positions Michael Woodward as a practical role model—someone who combines humility, preparation, faith, and execution. Rather than promoting quick wins, the conversation emphasizes long‑term discipline, community uplift, and strategic decision‑making.
    Core message: Sustainable success is built step‑by‑step—through education, relationships, credit discipline, and the courage to say yes before you feel ready.
    #SHMS #BEST #STRAW
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Business Tips: Founder and CEO of a leading employee engagement and workplace culture consulting firm.

    2026/06/20 | 24 mins.
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Heather Younger.
    Founder and CEO of a leading employee engagement and workplace culture consulting firm:
    🎙️ Interview Summary
    Guest: Heather R. Younger
    Role: CEO, workplace culture consultant, author, speaker
    Topic: Employee engagement, workplace culture, self-leadership, and overcoming fear
    🧭 Purpose of the Interview
    To explore Heather Younger's journey as a workplace culture expert, her insights into employee engagement, and her new book The Art of Self-Leadership. The conversation centers on empowering individuals to lead themselves, navigate workplace challenges, and overcome fear to unlock personal and professional growth.
    🔑 Key Takeaways 1. Employee Advocacy & Engagement
    Heather has read over 30,000 employee surveys and facilitated 100+ focus groups.
    She emphasizes active listening and creating safe spaces for employees to express concerns.
    Her mission is to amplify the voices of employees, especially during organizational transitions like mergers.
    2. Self-Leadership & Personal Growth
    Heather encourages individuals to be their own advocates and not wait for others (including HR) to “save” them.
    She promotes intentional reframing—shifting negative thoughts into rational, empowering ones.
    Her new book, The Art of Self-Leadership, includes exercises like fear mapping to help readers identify and overcome internal barriers.
    3. Navigating Fear in the Workplace
    Heather outlines five ways fear holds people back professionally:
    Fear of feedback – avoiding growth due to fear of criticism.
    Fear of retribution – hesitating to speak up.
    Fear of speaking truth to power – lacking psychological safety.
    Inherited fears – generational or cultural fears that shape behavior.
    Fear of regret – not taking action and living with “what ifs.”
    4. Daily Practices for Mental Strength
    Reflect nightly on what went well and what you controlled.
    Practice gratitude and mindfulness.
    Prioritize sleep, hydration, and mental clarity.
    Treat each day as a chance to iterate and improve.
    💬 Notable Quotes
    “I needed to be the change I was seeking.”
    “Feedback is a gift—even if it hurts.”
    “You have to fight tooth and nail for your own mental space.”
    “Don’t wait to be invited—ask.”
    “See yourself as a work in progress, not a finished product.”
    📚 Book Mentioned
    Title: The Art of Self-Leadership
    Focus: Empowering individuals to lead themselves through fear, change, and uncertainty
    📞 Contact Info
    Website: HeatherYounger.com
    LinkedIn: Heather R. Younger
    Social Media: Active on YouTube, Facebook, Twitter, Instagram

    #STRAW
    #BEST
    #SHMS #AMI
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Real Estate: He educates listeners on building generational wealth through real estate, financial literacy, and strategic investing.

    2026/06/20 | 30 mins.
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Johnny Lynum.
    🎯 Purpose of the Interview
    To share Johnny Lynum’s journey from military service to becoming a successful real estate investor and wealth advisor, and to educate listeners on building generational wealth through real estate, financial literacy, and strategic investing.
    🗝️ Key Takeaways 1. Military Background & Transition
    Johnny Lynum is a retired Lieutenant Colonel in the U.S. Air Force, with 20 years of service as a developmental engineer and intelligence officer.
    His military career provided discipline and structure, but his passion for entrepreneurship led him to real estate investing.
    2. Real Estate Journey
    Started with a VA loan to buy his first property.
    Built a portfolio of 115 doors worth over $10 million, primarily in Panama City, Florida and Montgomery, Alabama.
    Leveraged his knowledge and connections to invest remotely while living in Northern Virginia.
    3. Investment Philosophy
    Real estate is a tangible, relatable investment.
    Emphasizes leverage—using other people’s money to control larger assets.
    Advocates for buying back time through passive income strategies tailored to different life stages (30s, 40s, 50s).
    Encourages strategic investing and not just chasing instant gratification.
    4. Books & Education
    Author of: Millionaire Real Estate Success Strategies: What They Forgot to Teach You in School
    Upcoming: The Financial Security Blueprint – focuses on biblical principles, alternative investments, and building lasting wealth.

    Offers free downloads of his book via johnnylynam.com/newbook.
    5. Faith & Legacy
    Strong emphasis on faith and service.
    Inspired by his mother’s legacy planning and life insurance setup for her grandchildren.
    Focused on building generational wealth and educating his children and others.
    6. Tax-Smart Investing
    Discusses strategies like bonus depreciation, oil and gas investments, and self-directed IRAs to minimize tax liabilities.
    Encourages understanding the IRS tax code to identify government-incentivized investment areas.
    7. Building a Brand
    Active on LinkedIn, YouTube Shorts, and Facebook.
    Partnered with LinkedIn to create real estate content.
    Promotes financial literacy and faith-based wealth building.
    💬 Notable Quotes
    “I had to go from broke Johnny to woke Johnny.”
    “You don’t have to be an expert at everything, but you can be the leader in the room.”
    “My God is a God of abundance.”
    “Real estate became my vehicle and my pathway to building wealth.”
    “You’re a blessing to your blessing.” — on generational wealth.
    “Success leaves clues.”
    “You have to take that leap of faith and take that action.”
    📌 Final Thoughts
    Johnny Lynum’s story is a powerful example of how discipline, faith, and strategic action can transform lives. His journey from humble beginnings and military service to building a multimillion-dollar real estate empire is both inspiring and instructive. He emphasizes the importance of education, mentorship, and legacy, making this interview a masterclass in wealth creation and purposeful living.
    #SHMS #STRAW #BEST
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Over the Odds: Pregnant teen, high school dropout, earned her GED, and now runs a multi-million dollar law firm.

    2026/06/20 | 30 mins.
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Attorney Tessie D. Edwards.
    A family and criminal law attorney based in Atlanta, Georgia. Here's a breakdown of the key highlights and themes from the episode:
    🔑 Key Themes & Takeaways 1. Early Life & Adversity
    Tessie Edwards grew up in a challenging environment marked by poverty, teen pregnancy, and systemic injustice.
    She became a mother at 16, dropped out of high school, and had her second child by 18.
    Despite these challenges, she never lost sight of her dream to become a lawyer.
    2. Turning Point
    A pivotal moment came when someone told her that her daughter looked like her. That realization sparked a deep desire to become someone her daughter could look up to.
    3. Relentless Pursuit of Education
    Earned her GED, then an associate degree to qualify for military service.
    After a brief stint in the military (cut short due to pregnancy and miscarriage), she pursued higher education.
    Graduated from Indiana University with five children and went on to law school with her then-husband.
    4. Professional Success
    Now runs a multi-million dollar law firm in Atlanta, Georgia.
    Has handled over 2,000 criminal cases and is deeply committed to serving families in crisis.
    Her firm has been serving the Atlanta community for over 15 years.
    5. Support System
    Credits her success to a strong support network: her husband (who co-runs the firm), her children, her brother, and her team.
    Emphasizes the importance of surrounding yourself with people who believe in your vision.
    6. Advice & Motivation
    Be clear about your goals and stay focused.
    Don’t wait for the “right time”—start now.
    Believe in your dream even when others don’t.
    Use adversity as fuel for your ambition.
    💬 Memorable Quotes
    “I feel thankful but not satisfied.”
    “My life was so divinely chosen… I was just given a dream and the courage to go after it.”
    “Let’s go, let’s go, let’s go!”
    #SHMS #STRAW #BEST
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
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About The Steve Harvey Morning Show
Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy. Follow, favorite, and subscribe now so you never miss a moment! Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all. Join millions who tune in every day, and make Steve and the crew part of your morning routine!
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