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The Steve Harvey Morning Show

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The Steve Harvey Morning Show
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  • The Steve Harvey Morning Show

    Keeping Faith: Many believers have been trapped by misguided notions that faith and wealth don’t mix.

    2026/09/13 | 27 mins.
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dexter B. Jenkins.
    He is a Pastor, real estate entrepreneur, financial strategist, and host of Let’s Talk Real Estate. He is also the author of the newly published The Real Estate Wealth Creator Blueprint: Keys to Overcoming Fear, lack of Money, and Inexperience to Possess the Land.
    “The Real Estate Wealth Creator Blueprint by Dexter B. Jenkins isn’t your typical feel-good faith and finance book. It’s a wake-up call, plain and simple. For far too long, many believers have been trapped by misguided notions that faith and wealth don’t mix, or worse, that seeking financial success is somehow ‘unholy.’ Dexter blows that myth out of the water.
    As a pastor and financial mentor, he challenges you to stop limiting God’s abundance with a middle-class mindset. Real estate is the tool, but your faith is the engine that drives wealth creation. This book forces you to confront your beliefs about money, faith, and God's will—and if you’re not ready for that, this book isn't for you. But if you’re tired of playing small and are ready to align your beliefs with action, The Real Estate Wealth Creator Blueprint is the no-nonsense guide that will take you there."

    The uploaded document features an insightful conversation with Dexter B. Jenkins, a real estate entrepreneur, financial strategist, and pastor, on Money Making Conversations Masterclass hosted by Rashawn McDonald. Here’s a breakdown of the key topics and highlights:
    Key Themes & Highlights
    Overcoming Fear in Real Estate
    Jenkins explains that fear is the biggest obstacle for first-time buyers.
    He emphasizes education and networking as tools to overcome fear.

    Faith & Financial Success
    He discusses the intersection of faith and wealth creation, referencing biblical principles.
    Jenkins highlights how faith can guide financial decisions and real estate investments.

    The Real Estate Wealth Creator Blueprint
    Jenkins shares his personal journey as a second-generation real estate investor.
    He outlines strategies for building wealth through real estate ownership.

    The Importance of Partnerships
    He stresses the value of teaming up with others to invest in real estate.
    Jenkins explains how clear roles and agreements can prevent conflicts in partnerships.

    Common Myths About Real Estate Investing
    He debunks the misconception that large amounts of money are required to invest.
    Jenkins highlights programs like VA loans and FHA loans that make real estate accessible.

    Financial Literacy & Generational Wealth
    He advocates for financial education to ensure wealth is preserved and passed down.
    Jenkins discusses mentorship and how learning from experienced investors can accelerate success.

    About Dexter B. Jenkins
    Dexter B. Jenkins is a faith-based financial mentor, pastor, and real estate investor. He is the author of The Real Estate Wealth Creator Blueprint, which provides strategies for overcoming fear, financial limitations, and inexperience in real estate. Through his work, Jenkins helps individuals build generational wealth by combining faith, financial literacy, and strategic investing.

    #STRAW
    #SHMS
    #BEST #AMI

    Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
    Business Podcast
    Entrepreneurship
    Small Business
    Business Growth
    Financial Literacy
    Wealth Building
    Black Entrepreneurs
    Minority Business
    Leadership
    Executive Leadership
    Business Funding
    Marketing Strategies
    Personal Development
    Startup Advice
    Sales Training
    CEO Interviews
    Founder Stories
    Professional Development
    Economic Empowerment
    Business Success
    Networking
    Brand Building
    Innovation
    How to start a business
    Small business funding
    Entrepreneur success stories
    Business leadership podcast
    Wealth building strategies
    Black entrepreneur podcast
    Minority business development
    Marketing for small businesses
    Business growth strategies
    Startup funding opportunities
    Executive leadership training
    Financial literacy education
    Success mindset podcast
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Follow Your Dreams: Jasmine promotes entrepreneurship and wealth-building within underserved communities.

    2026/09/13 | 20 mins.
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Jasmine Young.
    Founder and President of the Financial Literacy Institute, joins Rushion McDonald to discuss her journey from a small rural town in Alabama to becoming a financial literacy advocate, entrepreneur, and community leader. The conversation focuses on education, financial empowerment, HBCUs, generational wealth, entrepreneurship, and the role economic power plays in creating social change.
    Purpose of the Interview
    The interview was designed to:
    Share Jasmine Young's personal story and professional journey.
    Highlight the importance of financial literacy and financial education.
    Promote entrepreneurship and wealth-building within underserved communities.
    Discuss the value and impact of Historically Black Colleges and Universities (HBCUs).
    Raise awareness about the Black Wall Street Black Business Expo and its mission.
    Encourage individuals and families to build financial independence and generational wealth.
    Key Takeaways 1. Education Was Her Path to Opportunity
    Young grew up in rural Alabama and saw education as her pathway to a different future. She earned a full scholarship to Alabama A&M University and knew as early as high school that she wanted to become a CPA.
    Quote:
    "I knew that I was getting out, and I was going to use financial literacy as a way to do it."
    Her story demonstrates how education can create opportunities regardless of where someone begins.
    2. HBCUs Build Confidence and Leadership
    Young credits Alabama A&M University with shaping her personally and professionally.
    She explains that being surrounded by Black excellence helped develop her confidence and prepared her for challenges she would face in the broader workforce.
    Quote:
    "Going to an HBCU was the best thing I ever did."
    She argues that HBCUs provide not only academic preparation but also practical life and leadership skills.
    3. Financial Literacy Starts at Home
    One of the most compelling parts of the interview is Young's description of how her parents taught financial responsibility.
    Although her family lived in a rural area and did not appear wealthy by traditional standards, they taught budgeting, discipline, accountability, and long-term thinking.
    Examples included:
    Managing a weekly allowance.
    Paying for personal expenses.
    Learning to budget before adulthood.
    Understanding the value of money early.
    She believes these lessons created the foundation for her success.
    4. Wealth Is More Than Appearances
    As a child, Young was embarrassed by her rural upbringing. Later, she realized her family possessed something far more valuable than appearances: land ownership, self-sufficiency, and financial wisdom.
    Her family owned more than 78 acres of land and lived off resources available on their property.
    She learned that true wealth is often found in assets, knowledge, and long-term planning rather than outward displays of success.
    5. Financial Literacy Is Her Purpose
    Young explains that her passion for numbers eventually became her life mission.
    Through the Financial Literacy Institute, she works to increase financial knowledge and help families improve their economic outcomes.
    Quote:
    "My passion for financial literacy was actually my purpose."
    Her goal is to spread financial literacy one family at a time.
    6. Economic Power Creates Social Change
    A major theme of the interview is that financial empowerment and social justice are closely connected.
    Young argues that communities gain influence when they build wealth, support businesses strategically, and leverage their spending power.
    She believes economic participation is one of the most effective ways to create meaningful change.
    Quote:
    "The way for us to move the needle economically is we have to be civically engaged."
    7. The Legacy of Black Wall Street Matters Today
    Young created the Black Wall Street Black Business Expo to honor the entrepreneurs and wealth-builders of Tulsa's Greenwood District while encouraging modern business owners to continue that legacy.
    She views the event as both a celebration of Black excellence and a call to action.
    Key goals include:
    Supporting Black-owned businesses.
    Building generational wealth.
    Strengthening communities through entrepreneurship.
    Encouraging civic and economic engagement.
    8. Your Environment Does Not Define Your Potential
    Throughout the interview, Young challenges stereotypes about people from rural communities.
    She demonstrates that success is not determined by geography, background, or circumstances but by education, discipline, opportunity, and persistence.
    Her story serves as an example that individuals can achieve significant success regardless of where they start.
    Notable Quotes On education and opportunity
    "I knew that I was getting out, and I was going to use financial literacy as a way to do it."
    On HBCUs
    "Going to an HBCU was the best thing I ever did."
    On financial literacy
    "My passion for financial literacy was actually my purpose."
    On her upbringing
    "My parents gave my brother and me a basic foundation of how to be a responsible financial adult."
    On economic empowerment
    "The way for us to move the needle economically is we have to be civically engaged."
    On wealth-building
    "We've done it before, and Black Wall Street is an example of it."
    On leveraging economic power
    "The answer to all our social injustice issues is recirculating the Black dollar in our community."
    Overall Assessment
    The interview is a powerful discussion about financial literacy, education, entrepreneurship, generational wealth, and community advancement. Jasmine Young presents a compelling example of how discipline, education, and financial knowledge can transform lives. Her message is that true empowerment begins with understanding money, building assets, supporting community businesses, and using economic influence to create lasting social and financial change. The central theme is that financial literacy is not just about money. It is a tool for freedom, opportunity, and generational impact.
    #SHMS #BEST #STRAW
    Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
    Business Podcast
    Entrepreneurship
    Small Business
    Business Growth
    Financial Literacy
    Wealth Building
    Black Entrepreneurs
    Minority Business
    Leadership
    Executive Leadership
    Business Funding
    Marketing Strategies
    Personal Development
    Startup Advice
    Sales Training
    CEO Interviews
    Founder Stories
    Professional Development
    Economic Empowerment
    Business Success
    Networking
    Brand Building
    Innovation
    How to start a business
    Small business funding
    Entrepreneur success stories
    Business leadership podcast
    Wealth building strategies
    Black entrepreneur podcast
    Minority business development
    Marketing for small businesses
    Business growth strategies
    Startup funding opportunities
    Executive leadership training
    Financial literacy education
    Success mindset podcast


    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Home Ownership: Paul's conversation about Amazon selling tiny homes for under $50,000 and home affordability.

    2026/09/13 | 23 mins.
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Paul Dashevsky.
    A serial entrepreneur, real estate investor, and founder of Maxable. The discussion centers on the growing popularity of Accessory Dwelling Units (ADUs), commonly known as tiny homes, granny flats, or backyard homes.
    What begins as a conversation about Amazon selling tiny homes for under $50,000 develops into a broader discussion about housing affordability, rental income opportunities, caring for aging parents, property value enhancement, and the importance of properly planning and permitting ADU projects.
    Purpose of the Interview
    The interview aims to:
    Educate homeowners about ADUs and their benefits.
    Explain the realities behind purchasing and building tiny homes.
    Highlight how ADUs can generate income and increase property value.
    Provide guidance on avoiding costly mistakes when building an ADU.
    Explore the role ADUs may play in addressing housing shortages and affordability challenges.
    Key Takeaways 1. ADUs Are Not Necessarily Tiny
    Dashevsky explains that ADUs can range from very small structures around 150 square feet to homes as large as 1,200 square feet.
    Many modern ADUs are between 600 and 800 square feet, making them practical living spaces for singles, couples, retirees, and small families.
    2. Housing Costs Are Driving Demand
    One of the main reasons ADUs are becoming popular is the rising cost of traditional housing.
    Many cities and states have updated regulations to allow homeowners to build secondary housing units on their property as a way to increase affordable housing options.
    3. ADUs Offer Multiple Uses
    Dashevsky emphasizes the flexibility of ADUs, which can serve as:
    Rental properties
    Housing for aging parents
    Caregiver or nanny quarters
    Home offices
    Music studios
    Yoga studios
    Guest houses
    Retirement living spaces
    4. ADUs Can Produce Rental Income
    Many homeowners build ADUs specifically to generate revenue.
    By renting out a backyard unit, owners can:
    Offset mortgage payments
    Create passive income
    Build long-term wealth through real estate
    5. Buying an Amazon Tiny Home Is Not as Simple as It Seems
    One of the biggest misconceptions discussed in the interview is that a tiny home purchased online is move-in ready.
    Dashevsky points out that homeowners still need:
    Site preparation
    Foundations
    Utility connections
    Building permits
    Contractor assistance
    Inspections
    The advertised purchase price often excludes many of these costs.
    6. Contractor Selection Is Critical
    After renovating and building more than 350 homes, Dashevsky warns listeners that hiring the wrong contractor can be financially devastating.
    He stresses the importance of:
    Researching contractors
    Checking references
    Verifying licenses
    Avoiding high-pressure sales tactics
    Getting multiple bids
    7. Permits Matter
    Dashevsky strongly advises homeowners not to build ADUs without proper approvals.
    Legal construction provides:
    Better resale value
    Occupancy certification
    Rental eligibility
    Safety compliance
    Protection from future legal issues
    8. ADUs Can Increase Property Value
    According to Dashevsky, adding a second rentable dwelling generally increases a property's value because it creates an additional income-producing asset.
    For many homeowners, an ADU becomes both a lifestyle improvement and an investment vehicle.
    9. ADUs May Help Address Housing Challenges
    The interview concludes with a discussion about homelessness and affordable housing.
    Dashevsky highlights examples where local governments encourage ADU construction as a way to increase housing supply and create more affordable living options.
    Memorable Quotes On Housing Affordability
    "Housing's too expensive. We want options for all sorts of folks."
    On the Appeal of ADUs
    "The use cases are really significant and interesting."
    On Rental Income
    "I want to build a home in my backyard because I want some rental income."
    On Contractor Selection
    "You better do your homework."
    On Avoiding Contractor Scams
    "Don't trust that guy that just comes in your door and sweet talks you."
    On Amazon Tiny Homes
    "What you're buying is just a bunch of parts."
    On Permitting
    "Go down to your city's building department and ask them what they need from you so you can get it permitted correctly."
    On Real Estate Wealth
    "If you invest in real estate, if you have one rental unit, two rental units, that's a great way to build wealth."
    On Property Value
    "I think you add a tiny home or accessory dwelling unit to your property, you're only enhancing the value of that property."
    Executive Summary
    Paul Dashevsky's core message is that ADUs are far more than a housing trend. They are a versatile real estate tool that can generate income, provide housing for family members, increase property value, and expand affordable housing options. However, homeowners should approach ADU projects thoughtfully by researching regulations, working with qualified contractors, obtaining proper permits, and understanding the true costs involved before making a purchase.
    #BEST
    #STRAW
    #SHMS
    Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
    Business Podcast
    Entrepreneurship
    Small Business
    Business Growth
    Financial Literacy
    Wealth Building
    Black Entrepreneurs
    Minority Business
    Leadership
    Executive Leadership
    Business Funding
    Marketing Strategies
    Personal Development
    Startup Advice
    Sales Training
    CEO Interviews
    Founder Stories
    Professional Development
    Economic Empowerment
    Business Success
    Networking
    Brand Building
    Innovation
    How to start a business
    Small business funding
    Entrepreneur success stories
    Business leadership podcast
    Wealth building strategies
    Black entrepreneur podcast
    Minority business development
    Marketing for small businesses
    Business growth strategies
    Startup funding opportunities
    Executive leadership training
    Financial literacy education
    Success mindset podcast
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Career Talk: She helps people understand how to successfully navigate career transitions and professional growth.

    2026/09/13 | 26 mins.
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Telisha Roberts.
    Guest: Dr. Telisha Roberts, Founder and President of Creative Intentions
    Host: Rushion McDonald
    Topic: Career development, leadership growth, entrepreneurship, workforce readiness, and navigating today's changing job market.
    Purpose of the Interview
    The purpose of the conversation was to help students, early-career professionals, corporate employees, and aspiring entrepreneurs understand how to successfully navigate career transitions and professional growth. Dr. Roberts shared insights from her 26-year corporate career and explained how Creative Intentions helps individuals bridge the gap between potential and achievement. [
    The interview focused on preparing people for workplace success, leadership roles, entrepreneurship, and adapting to economic uncertainty, layoffs, and artificial intelligence-driven workforce changes. [
    Key Takeaways 1. Success Requires More Than Opportunity
    Dr. Roberts emphasized that securing a job, internship, or promotion is only the beginning. What determines long-term success is how effectively individuals navigate and perform once they enter those opportunities. [
    Takeaway: Getting the opportunity and succeeding in it are two different challenges.
    2. Always Have a Plan
    One of the strongest themes throughout the interview was intentional planning.
    Roberts shared that before leaving her 26-year corporate career, she spent roughly a year preparing and developing a plan to ensure a successful transition. She encourages others to proactively prepare for career changes instead of reacting after a crisis occurs. [
    Takeaway: Faith, passion, and ambition should always be supported by a structured plan.
    3. Career Development Is a Lifelong Process
    Creative Intentions supports:
    College juniors and seniors
    Early-career professionals
    Managers and executives
    Entrepreneurs
    Small business owners
    Roberts believes individuals need guidance at every stage of professional growth. [
    Takeaway: Professional development does not stop after graduation.
    4. Hard Work Alone Does Not Guarantee Promotion
    One of the most discussed topics in the interview was the misconception that simply working hard will automatically lead to advancement.
    Roberts explained that employees must learn how to communicate their value, connect their accomplishments to organizational goals, and demonstrate strategic impact. [
    Takeaway: Visibility, communication, and strategic alignment are as important as effort.
    5. Tell Your Own Story
    According to Roberts, many talented professionals fail to advance because they expect others to recognize their contributions automatically.
    She stresses that employees must be capable of:
    Articulating their value
    Demonstrating impact
    Understanding organizational priorities
    Forecasting future needs [
    Takeaway: If you cannot explain your value, others may overlook it.
    6. Mentorship Can Change Lives
    The creation of Creative Intentions was inspired by a young intern Roberts mentored who did not receive a job offer after her internship.
    The experience deeply affected Roberts and motivated her to create an organization dedicated to helping people gain the skills and support necessary for career success. [
    Takeaway: Investing in people can have a lasting impact on their lives and careers.
    7. Success Has No Easy Path
    Roberts repeatedly emphasized that whether someone pursues corporate leadership, entrepreneurship, content creation, or business ownership, all meaningful success requires discipline and hard work. [
    Takeaway: There are no shortcuts to sustainable success.
    8. Every Person Requires an Individualized Approach
    Unlike many coaching and training programs, Roberts believes there is no one-size-fits-all method for development.
    Her team uses assessments and personalized coaching to understand an individual's strengths, preferences, experiences, and leadership potential. [
    Takeaway: Effective development starts with understanding the individual.
    9. Confidence Often Comes Through Investment and Support
    Many people struggle because they do not recognize their own potential.
    Roberts noted that some individuals have never been encouraged to explore their gifts or strengths. Her work focuses on helping people discover abilities they may not yet see in themselves. [
    Takeaway: Confidence is often built through mentorship, support, and self-discovery.
    10. AI and Workforce Disruption Are Real Challenges
    Roberts directly addressed concerns about artificial intelligence and layoffs.
    She acknowledged that organizations are reallocating resources toward AI and that competition for jobs has intensified. However, she encourages professionals to remain proactive, strategic, and adaptable rather than fearful.
    Takeaway: Career resilience requires strategy, adaptability, and continuous learning.
    11. Stay Calm During Uncertainty
    A defining characteristic of Roberts' leadership philosophy is maintaining composure under pressure.
    She shared examples from both her corporate career and personal life to illustrate the importance of responding to challenges with clarity and purpose rather than panic. [
    Takeaway: Effective leaders remain calm while taking decisive action.
    Notable Quotes On Career Preparation
    "It's one thing to get the role, get the internship, get that opportunity. But it's another thing to actually be successful when you get there." [
    On Planning
    "You got to have that plan." [
    On Career Advancement
    "Being the hardest worker in the room will not get you promoted." [
    On Professional Visibility
    "If you cannot properly articulate your value to an organization... you are going to be quietly lost." [
    On Personal Branding
    "You have to learn how to tell your own story. No one is going to tell your story for you." [
    On Entrepreneurship
    "Being skilled and passionate is very different than running an actual business."
    On Success
    "There is no easy path to success." [
    On Hard Work
    "You're probably going to work harder than you ever have before."
    On Personal Growth
    "Someone took the time to invest in me." [
    On AI and Job Market Challenges
    "We have to learn how to be strategic. We have to learn how to get in front of the problem and be proactive instead of reactive."
    On Leadership During Uncertainty
    "We need to calm down. We need to operate with as much information as we can and as much peace as we can."
    Overall Message
    Dr. Telisha Roberts' central message is that career success is not accidental—it is intentional. Through planning, mentorship, self-awareness, hard work, strategic thinking, and the ability to communicate one's value, individuals can successfully navigate career transitions, leadership challenges, entrepreneurship, and an increasingly competitive workforce. Her work through Creative Intentions is focused on helping people bridge the gap between where they are today and where they aspire to be tomorrow.
    #SHMS #BEST #STRAW
    Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
    Business Podcast
    Entrepreneurship
    Small Business
    Business Growth
    Financial Literacy
    Wealth Building
    Black Entrepreneurs
    Minority Business
    Leadership
    Executive Leadership
    Business Funding
    Marketing Strategies
    Personal Development
    Startup Advice
    Sales Training
    CEO Interviews
    Founder Stories
    Professional Development
    Economic Empowerment
    Business Success
    Networking
    Brand Building
    Innovation
    How to start a business
    Small business funding
    Entrepreneur success stories
    Business leadership podcast
    Wealth building strategies
    Black entrepreneur podcast
    Minority business development
    Marketing for small businesses
    Business growth strategies
    Startup funding opportunities
    Executive leadership training
    Financial literacy education
    Success mindset podcast
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Financial Advice: Dr. Wallace empowers communities with tools for financial literacy and long-term wealth building.

    2026/09/13 | 37 mins.
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Joaquin Wallace.
    🎯 Purpose of the Interview
    To explore Dr. Wallace’s groundbreaking work in financial literacy, particularly his concept of the “financial genetic code”, and to promote his book Generational Wealth Begins with Generational Knowledge. The interview aims to empower marginalized communities with tools for financial healing, literacy, and long-term wealth building.
    đŸ—ïž Key Takeaways 1. Background & Recognition
    Dr. Wallace is a recipient of the Wells Fargo Living History Makers Award.
    Featured in the Contemporary Black Biography series.
    Former college basketball coach and educator with a strong focus on discipline and mentorship.
    2. Seven-Stage Generational Wealth Model
    Outlined in his book, the model includes:
    Internal/External Ecosystem – influences from family, community, and environment.
    Financial Genetic Code – inherited financial narratives and behaviors.
    Financial Healing – reprogramming harmful financial habits.
    Financial Edification – literacy and inclusion.
    Financial Well-being – stability and health.
    Generational Knowledge – estate planning, insurance, long-term care.
    Generational Wealth – successful transfer of assets.
    “Without financial well-being, there is no generational wealth.”
    3. Financial Genetic Code
    A trademarked concept by Dr. Wallace.
    Unlike DNA, it can be rewritten through education and therapy.
    Influenced by early experiences, family habits, and community norms.
    Examples include “scar tissue narratives” (trauma from past financial events).
    4. Credit & Financial Literacy
    Credit score is critical but misunderstood.
    Utilization rate should be under 30%.
    Payment history and inquiries significantly affect scores.
    Many people are unaware of the difference between consumer scores and business scores.
    5. Barriers to Financial Growth
    Lack of trust in financial systems due to past trauma.
    Misinformation passed down from family and community.
    Zip codes and overleveraging can impact loan approvals.
    Financial professionals may unknowingly transfer their own biases to clients.
    6. Role of Financial Professionals
    Dr. Wallace identifies five key roles:
    Financial Educator
    Financial Counselor
    Financial Therapist
    Financial Advisor
    Financial Planner
    He emphasizes matching individuals with the right professional based on their needs and emotional readiness.
    7. Book Insights
    Generational Wealth Begins with Generational Knowledge is an Amazon bestseller.
    Includes self-assessments after each chapter.
    Designed for both professionals and everyday readers.
    Encourages readers to identify their financial stage and take actionable steps.
    💬 Notable Quotes
    “You are your credit score.”
    “Inherited financial narratives create encoded financial behaviors.”
    “Any answer sounds correct if you don’t ask the right question.”
    “Consistency creates consistent outcomes.”
    “Financial literacy is not the end-all—it’s just one piece of the puzzle.”
    “We do what we know. If we don’t know, we just continue to do.”
    📌 Final Thoughts
    Dr. Joaquin Wallace offers a transformative framework for understanding and improving financial behavior, especially in underserved communities. His concept of the financial genetic code bridges psychology, education, and economics, making financial wellness more accessible and actionable.
    #SHMS #STRAW #BEST
    Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
    Business Podcast
    Entrepreneurship
    Small Business
    Business Growth
    Financial Literacy
    Wealth Building
    Black Entrepreneurs
    Minority Business
    Leadership
    Executive Leadership
    Business Funding
    Marketing Strategies
    Personal Development
    Startup Advice
    Sales Training
    CEO Interviews
    Founder Stories
    Professional Development
    Economic Empowerment
    Business Success
    Networking
    Brand Building
    Innovation
    How to start a business
    Small business funding
    Entrepreneur success stories
    Business leadership podcast
    Wealth building strategies
    Black entrepreneur podcast
    Minority business development
    Marketing for small businesses
    Business growth strategies
    Startup funding opportunities
    Executive leadership training
    Financial literacy education
    Success mindset podcast
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
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About The Steve Harvey Morning Show
Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy. Follow, favorite, and subscribe now so you never miss a moment! Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all. Join millions who tune in every day, and make Steve and the crew part of your morning routine!
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The Steve Harvey Morning Show: Podcasts in Family