The Steve Harvey Morning Show

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Ledwith.
She is the founder of Scholar Ready, whose mission is to help students excel in standardized testing and scholarship applications.
🔑 Key Themes & Highlights
The Inspiration Behind Scholar Ready
Ledwith founded Scholar Ready after realizing many students struggled with scholarships due to weak essay-writing skills.
She personally secured scholarships to fund her college education, graduating with minimal student debt.

The Importance of Standardized Test Preparation
Scholar Ready helps students prepare for PSAT, SAT, and ACT exams to unlock scholarship opportunities.
Ledwith emphasized that test scores are crucial for college admissions and financial aid.

Overcoming Barriers to Higher Education
Many students fear essay writing and test-taking, limiting their scholarship potential.
Ledwith’s program provides personalized tutoring to build confidence and improve scores.

Scholarship Application Strategies
Students must research scholarship providers and tailor their essays accordingly.
She advises applicants to highlight unique qualities beyond grades and test scores.

Encouraging Persistence & Resilience
Ledwith stresses that rejection is part of the scholarship process and should not discourage students.
She encourages students to apply widely and refine their applications based on feedback.

📘 About Jennifer Ledwith
Jennifer Ledwith is an education entrepreneur dedicated to helping students succeed in college admissions and scholarship applications. Through Scholar Ready, she provides tutoring and workshops to improve test scores and essay-writing skills, ensuring students have the financial resources to pursue higher education.
#BEST
#STRAW
#SHMS

Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Stephanie Chung.
A trailblazer in private aviation and author of Ally Leadership: How to Lead People Who Are Not Like You.
✈️ Key Topics Discussed 1. Stephanie Chung’s Career Journey
Started as a baggage handler.
Rose to become President of JetSuite and Chief Growth Officer at Wheels Up.
One of the few African American women to lead in private aviation.
2. Understanding Private Aviation
Private jets offer flexibility and convenience—you fly on your schedule.
Access to 5,000+ airports vs. 500 for commercial airlines.
Used not just by celebrities, but also high-net-worth individuals and for humanitarian missions.
3. Ally Leadership Philosophy
Today’s workforce includes six generations, diverse ethnicities, genders, neurodiversity, and LGBTQ+ individuals.
Leadership must evolve to meet people where they are.
The book emphasizes inclusive leadership beyond race and gender.
4. Leadership Lessons
Importance of human connection and empathy.
Knowing your team beyond their job titles—understanding their lives and motivations.
Listening is as important as speaking.
5. Generational Differences in the Workplace
Millennials and Gen Z value work-life balance and flexibility.
Older generations often driven by fear of being replaced or missing opportunities.
Leaders must bridge these gaps with understanding and adaptability.
6. The Role of Fear
Fear can hinder growth, especially in older generations.
Fear of technology, being replaced, or taking time off.
Good leadership helps alleviate fear and fosters collaboration.
💬 Memorable Quotes
“You don’t have to be a celebrity to fly private. Most people who do, you’ve never heard of.”
“Ally leadership is not just about race or gender—it’s about everyone.”
“If it’s a problem with millennials, we raised them. Look in the mirror.”
“The differentiator isn’t just your product—it’s the human connection.”
“Decisions are made by people who look left, right, and forward—never behind. Stay in their line of sight.”
#STRAW
#BEST
#SHMS
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Joi Boyd.
Interview Purpose
The purpose of this interview is to explore the intersection of creativity, financial literacy, ownership, and personal resilience, using Ashley Joi Boyd’s journey as a Grammy‑nominated songwriter, music publisher, real estate developer, and author as a powerful case study.
Through honest conversation, Ashley reframes success in the entertainment industry beyond fame and hits, emphasizing business ownership, financial education, mindset, and long‑term wealth building. The interview also serves as an empowerment message—particularly for women—demonstrating that financial setbacks, including bankruptcy, can become turning points rather than permanent barriers.
Major Themes & Key Takeaways 1. Songwriting Is the Heart—and the Business—of Music
Ashley explains that songwriting is not just creativity; it is the foundation of lasting success in the music industry. While artists may earn from performances, writers and publishers earn from ownership, collecting royalties every time a song is played, streamed, or used globally.
Key takeaway: Creativity generates income, but ownership generates wealth.
2. Publishing Is Where the Real Money Lives
Ashley highlights that music publishing—not performing—is the most lucrative side of the industry. By owning her publishing company, she positioned herself to earn long‑term, recurring income rather than relying on one‑time payments or constant touring.
Key takeaway: Understanding back‑end revenue streams is critical in any industry.
3. Business Knowledge Creates Leverage
Raised in an entertainment household, Ashley learned early the importance of understanding contracts, rights, and percentages. She famously walked away from a publishing deal that demanded 75% ownership—choosing long‑term control over short‑term opportunity.
Key takeaway: Walking away from the wrong deal can be the right decision.
4. Opportunity Meets Preparation
Ashley’s collaboration on Justin Bieber’s hit “Yummy” did not happen overnight. It was the result of years of preparation, proven skill, respect for her craft, and being ready when the door opened.
Key takeaway: Access opens doors, but preparation determines what happens next.
5. Financial Collapse Can Become Financial Education
Ashley openly discusses filing for bankruptcy after the 2008 housing crash—a moment she describes as devastating but transformative. With no guidance at the time, she was forced to learn money management the hard way, reshaping her relationship with credit, debt, and planning.
Key takeaway: Bankruptcy is not the end—it can be the beginning of financial mastery.
6. Financial Literacy Is Often Untaught—but Essential
Ashley stresses that many people, especially women, are never taught how to manage money, credit, or wealth. This gap inspired her book Financially Fly: Mastering Money and Wealth for Women, written to create a safe, honest space for financial conversations.
Key takeaway: Making money is not the same as knowing how to keep or grow it.
7. Wealth Is About Structure, Not Just Cash
In defining generational wealth, Ashley emphasizes trusts, insurance policies, estate planning, and real estate—structures that protect families long after income stops.
Key takeaway: Generational wealth is built with systems, not just income.
8. Invest in Yourself First
One of Ashley’s most practical strategies is prioritizing yourself as a financial line item—saving consistently, protecting your credit, and building habits that support future freedom.
Key takeaway: If you don’t prioritize yourself financially, no one else will.
9. Mindset Drives Money Patterns
Ashley underscores that many financial struggles are rooted in scarcity mindset and emotional spending. Shifting to an abundance mindset and facing numbers honestly is the first step toward change.
Key takeaway: Your mindset controls your financial outcomes.
Notable Quotes
“Songwriting is the heart and soul of a song—it’s what makes it last.”
“The real money in music is on the back end.”
“I walked away from a deal because the business wasn’t right—and that changed everything.”
“Bankruptcy forced me to learn how to protect myself.”
“Just because you know how to make money doesn’t mean you know how to keep it.”
“Generational wealth is structure—trusts, insurance, planning.”
“Put yourself on your own balance sheet.”
“Your mindset controls everything around you.”
Overall Message
Ashley Joi Boyd’s interview is a masterclass in reclaiming control—creatively, financially, and mentally. Her story demonstrates that wealth is not defined by income alone, but by ownership, education, structure, and intention.
By openly sharing both her success and setbacks, Ashley empowers listeners to stop avoiding financial truth, build sustainable habits, and believe that long‑term wealth is possible—no matter where they are starting.
#SHMS #BEST #STRAW
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Lynn Richardson.
Renowned financial literacy expert, educator, and entrepreneur—joins Rushion McDonald for a wide-ranging, practical conversation about money mindset, financial mistakes, entrepreneurship, tax strategy, multiple streams of income, and estate planning.
Blending personal storytelling with direct instruction, Dr. Lynn breaks down why many people struggle financially despite earning good money, and why education, planning, and conversation—not income alone—are the keys to wealth-building, particularly within the Black community.
Her tone is candid, no‑nonsense, and empowering—earning her self-described reputation as the “Madea of money.”
Purpose of the Interview
The interview is designed to:
Normalize “money-making conversations” in households, businesses, and communities
Challenge myths about income, success, and financial security
Educate listeners on practical, legal strategies for budgeting, taxes, business structure, and generational wealth
Encourage financial transparency, planning, and action, especially among entrepreneurs and families
Shift mindset from survival and spending to strategy and stewardship
At its core, the interview reinforces that financial empowerment starts with education and honest dialogue—not luck, prayer alone, or higher income.
Key Takeaways 1. More Money Does Not Fix Money Problems
Dr. Lynn explains that earning more without changing behavior and mindset only magnifies financial issues. She shares her own journey of making tens of thousands per month while still living paycheck-to-Monday.
Core lesson:
Income is not the problem—money management is.
2. Silence and Shame Keep People Financially Stuck
Many people avoid addressing financial trouble due to pride, fear, or cultural conditioning (“don’t air dirty laundry”). Dr. Lynn emphasizes that the first step to financial recovery is speaking up and facing reality.
Core lesson:
Financial healing begins with honesty—not hiding.
3. Money Is Predictable Math, Not Mystery
Dr. Lynn demystifies money as a simple equation: if expenses exceed income, the outcome is guaranteed. Emotional avoidance turns math into bondage.
Core lesson:
“Money is more predictable than anything—one plus one always equals two.”
4. Children Are Financial Assets When Taught Properly
She explains a powerful tax strategy: hiring children (or relatives) in a home-based business and paying them up to the IRS threshold tax-free, while teaching them skills and entrepreneurship.
Core lesson:
Children shouldn’t just consume money—they can learn how it works.
5. Most Entrepreneurs Are Undereducated About Business
Dr. Lynn criticizes the rise of “janky businesses”—LLCs without proper structure, records, or protections—leaving owners exposed legally and financially.
Core lesson:
Talent without business education leads to unnecessary risk.
6. One Stream of Income Is Dangerous
She strongly reinforces that relying on a single income source is no longer viable for financial security. Wealth requires multiple, independent income streams.
Core lesson:
Job security is not wealth security.
7. Estate Planning Is a Responsibility, Not a Luxury
Dr. Lynn reframes estate planning as a life and legacy plan, not something only for the wealthy. Without a plan, the government decides what happens to your assets.
Core lesson:
Everyone has an estate—the question is who controls it.
Notable Quotes
“Money making conversations isn’t just a title—it’s a movement and a lifestyle.”
“Rich people stay rich because they act poor. Poor people stay poor because they act rich.”
“The first adjustment anybody needs to make is to open their mouth and talk to someone.”
“One stream of income is hazardous to your wealth.”
“If you don’t have an estate plan, the government has one for you.”
“You spend the money and it’s gone. I spend the money and I get it back—legally.”
Conclusion
This interview positions Dr. Lynn Richardson as both a financial truth-teller and a practical strategist. Her message is clear:
Wealth is built through education, planning, structure, and conversation
Financial mistakes are common—but avoidable
Generational wealth requires intentional action, not silence or hope
The episode reinforces Money Making Conversations Masterclass as a platform not just for inspiration—but for execution and accountability.
#SHMS #BEST #STRAW
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ryan Richmond and Greg Bowman.
Co‑owners of Popcorn Remix, a Georgia‑based gourmet popcorn brand known for more than 60 innovative flavors ranging from King Crab Legs to Charlene’s Banana Pudding to chocolate‑covered strawberry.
Together they share their partnership story, the origin of Popcorn Remix, the explosive growth of their brand, how they built a powerhouse fundraising platform (WePowerFundraisers.com), their expansion into major sports and entertainment venues, and the unique combination of hustle, creativity, faith, and community service that drives their success.
🎯 Purpose of the Interview
The interview was designed to:
1. Highlight the Popcorn Remix brand and its explosive growth
From a storefront in Conyers, GA, to Mercedes‑Benz Stadium, Truist Park, the Georgia World Congress Center, the Atlanta Dream, and major convention centers.
2. Showcase their entrepreneurship journey as Black founders
They share how they partnered, overcame limitations, created their own lane, and scaled a product category long dominated by major national brands.
3. Promote their fundraising platform (WePowerFundraisers.com)
A system that gives organizations up to 50% of gross sales, ships popcorn directly to supporters, and supports churches, schools, nonprofits, cheer teams, and more.
4. Inspire entrepreneurs
Greg and Ryan share candid advice on partnership, sacrifice, differentiating your product, and believing in your gifts.
💡 Key Takeaways
1. A Powerful Partnership Built on Hustle, Trust & Alignment
Greg and Ryan met years ago through a men’s empowerment group and eventually partnered after Greg conceived the popcorn concept.
Ryan didn’t have the money but had “all the hustle in the world”—and that’s the partnership foundation.
They call themselves the Visionary & Executioner, committing to outwork anyone and always show up for each other.
2. Popcorn Remix Was Created to “Remix” What Popcorn Could Be
The brand name came from their church’s theme, “Year of the Remix.”
They wanted flavors never seen before: butter pecan, crab legs, chocolate‑covered strawberry, cookies and cream, lemon pound cake, jerk chicken, etc. [
Only three people in the world know the signature butter pecan formula.
3. Their Innovation Extends Beyond Flavors — Even the Kernels Are Different
They use “mushroom” kernels (round, fluffy) instead of standard “butterfly” kernels to prevent breakage, reduce seed fragments, and support orthodontic patients. [
Their popcorn is fluffier, smoother, and more versatile for gourmet coating.
4. The Storefront Is an In‑Person Experience
The Conyers, GA store provides:
Free sampling of all 60+ flavors
Music based on the time of day
Engaging, fun staff
Fresh gourmet popcorn made on-site
The storefront is intentionally designed to be a “vibe.”
5. Live Activations Are Their Secret Weapon
Their background in music and entertainment helps them:
Work crowds
Convert curious customers into buyers
Perform high‑energy demos
Showcase “activation flavors” like Lemon Pound Cake, which comes with instructions
These activations drew attention at Falcons games, arenas, conventions, and more.
6. Popcorn Remix Is in Major Venues Across Georgia
They have partnerships with:
Mercedes‑Benz Stadium (all levels)
Truist Park / Atlanta Braves
State Farm Arena
Atlanta Dream
Georgia World Congress Center
Georgia International Convention Center
They’re a favorite for cheer, volleyball, and large-scale events.
7. Their Brand Went Viral — Celebrities and even the White House Took Notice
Celebrity/luminary support includes:
Whoopi Goldberg
Daymond John
Sherri Shepherd
Anthony Hamilton
Cathy Hughes (Radio One/TV One founder)
The White House (Hip-Hop 50th celebration invitation)
Their popcorn has literally made it to the White House.
8. Their Fundraising Platform Is a Game-Changer
WePowerFundraisers.com gives:
Up to 50% of gross sales to organizations
Automated direct‑to-door delivery
No upfront costs
10‑day fundraiser windows
Ten curated flavors for easy purchase
They’re now targeting national Greek organizations (“Divine Nine”) to scale. [
9. Massive Growth: $1.5 Million in 3 Years
They realized they “had something” when they hit $1.5 million in revenue, without debt, and only two founders running things.
They even had to turn down a $4M deal because they didn’t yet have the production capacity—prompting them to invest heavily in a new warehouse.
10. They Reinvented Their Ops with Subscriptions & TikTok Shops
They recently added:
A monthly popcorn subscription
A TikTok Shop that allows creators to sell Popcorn Remix and earn revenue
These innovations help them scale nationally.
🗣 Notable Quotes (with citations) On their partnership
“He said, ‘I ain’t got a whole bunch of money… but I got all the hustle in the world.’”
On their role to each other
“I refuse to be outworked… whenever you call, I’m available.”
On Popcorn Remix’s purpose
“We want to remix popcorn… make it unlike anything you’ve ever seen before.”
On competition
“When you're going against a giant, you gotta have something real… We had a rocket launcher.”
On their breakthrough moment
“We grossed $1.5 million in three years… from popcorn. I knew we had something.”
On celebrity validation
“When Whoopi sent the picture… and then the White House… that was it.”
On entrepreneurship
“Dreams don’t expire. How you start is not how you finish.”
On community fundraising
“It’s one thing to ask for something. It’s another to give something back.”
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.