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The Steve Harvey Morning Show

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The Steve Harvey Morning Show
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  • The Steve Harvey Morning Show

    Financial Tips: He introduces four financial pillars: management of wealth, real estate, business ownership and investing.

    2026/04/25 | 22 mins.
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. George C. Fraser.
    Interview Purpose
    The purpose of this interview is to educate, challenge, and mobilize listeners—particularly within the Black community—toward financial literacy, economic empowerment, and generational wealth creation. Dr. Fraser uses his platform to stress that financial freedom is not accidental; it is the result of disciplined habits, strategic thinking, and collective economic action. He also emphasizes the critical role of networking, education, and ownership in shifting long‑standing economic disparities.
    Core Themes Discussed 1. Financial Literacy as a Survival Skill
    Dr. Fraser repeatedly emphasizes that financial illiteracy is dangerous and self‑defeating. He notes that many people are never formally taught how money works, leading to avoidable financial hardship. He argues that talking openly about money—in families, churches, and communities—is essential for progress.
    2. The Three Rules of Financial Freedom
    Dr. Fraser outlines three foundational rules that, if consistently followed, lead to financial stability and independence:
    Housing costs should not exceed one week’s income
    Only borrow money to make money
    As income increases, cost of living should stay the same or decrease
    These rules are positioned as practical guardrails that protect individuals from overextension and debt traps.
    3. Habits That Keep People Broke
    The interview details six destructive financial habits, including impulse buying, misuse of credit cards, paying minimum balances, and failing to build an emergency fund. Dr. Fraser stresses that these habits compound over time and prevent long‑term wealth accumulation.txt).
    4. Generational Wealth Requires Structure
    Dr. Fraser introduces four pillars necessary for intergenerational wealth transfer:
    Proper management of accumulated wealth
    Real estate ownership
    Business ownership
    Intentional investing
    He explains that income alone does not create wealth; systems and ownership do.txt).
    5. From Consumption to Ownership
    A recurring message is the need to shift from being a consumer class to becoming a producer and merchant class. Dr. Fraser encourages entrepreneurship at every level—no matter how small—to build ownership and control economic outcomes.txt).
    6. Networking and Collective Economics
    Dr. Fraser highlights the importance of strategic networking and introduces concepts behind FraserNet and virtual economic ecosystems designed to connect Black professionals, businesses, and intellectual capital globally. He frames networking as an economic strategy, not a social activity.
    Key Takeaways
    Financial freedom follows rules, discipline, and education, not luck
    Talking openly about money is essential to breaking cycles of poverty
    Debt should only be used as a tool to produce returns
    Living below one’s means creates capital for investing
    Generational wealth requires planning, ownership, and systems
    Multiple income streams are no longer optional—they are necessary
    Networking is a vehicle for wealth creation and scale

    Notable Quotes
    “Your rent or mortgage should be no more than what you make in a week.”
    “Only borrow money to make money.”.
    “As your income increases, your cost of living should decrease or stay the same.”.
    “Stop living above your means. Stop living within your means. Live below your means—and invest the rest.”.
    “We are at the bottom of every economic statistic that matters. Education is the answer.”.
    “There should not be a Black person in America with a single stream of income.”
    “In America, somebody is always buying and somebody is always selling. Stop doing all the buying—sell something.”.
    Conclusion
    Dr. George C. Fraser’s interview serves as a call to action. It challenges listeners to confront unhealthy financial habits, embrace education, prioritize ownership, and build networks that support long‑term economic empowerment. The conversation underscores that true wealth is not about income alone, but about control, discipline, and legacy
    #SHMS #STRAW #BEST
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Career Change: #1 ranked real estate advises first-time and seasoned home buyers about selling and buying a home.

    2026/04/25 | 28 mins.
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Todd Kroupa
    A former firefighter turned top-producing real estate agent in Georgia. Todd explains his journey from a physically demanding fire department career to becoming a highly successful real estate broker, team leader, and luxury/equestrian property specialist.
    The conversation walks through:
    His transition from the fire service to real estate
    Opening and managing a 400‑agent office in Florida
    Relocating to Georgia and re-establishing his business
    How he advises both first-time homebuyers and experienced sellers
    Emotional decision-making in buying and selling
    Inspections, deal-breakers, and buyer/seller behavior
    Multi-generational housing trends post‑COVID
    Why real estate remains a wealth-building tool
    Advice for navigating neighborhoods, schools, and due diligence
    His eventual ranking as #1 single agent for Berkshire Hathaway in Georgia (2024–2025)
    Todd emphasizes integrity, long-term relationships, and guiding clients toward the right house — not just closing a deal.
    Purpose of the Interview
    The purpose of Todd Kroupa’s appearance is to:
    Share a motivational career-change story — moving from firefighter to top real estate agent.
    Educate listeners on the real estate process — including buying, selling, inspections, and market strategy.
    Give practical tips for first-time homebuyers, families, and multi-generational households.
    Promote best practices for choosing neighborhoods, navigating emotion in home buying, and avoiding pitfalls.
    Highlight Todd’s success and position him as a trusted resource for Georgia real estate clients.
    Key Takeaways 1. Career Transition & Motivation
    Todd became a firefighter in 1992, retired in 2014, and began real estate in 2002.
    Real estate appealed to him because it allowed him to continue helping people without the physical strain.
    He built and managed a 400-agent office before returning to working directly with clients — his true passion.
    2. Balancing Firefighting and Real Estate
    He often worked both jobs full-time, with limited days off.
    Eventually, maintaining both became impossible: “I can’t do this anymore,” he told his wife.
    3. Buyer Advice
    Buyers make decisions emotionally first, then logically.
    Within the first 3–5 minutes in a home, buyers often know if they like it.
    Lighting, paint color, home condition, and layout heavily influence emotional response.
    First-time buyers need extra guidance — like “teaching someone to drive for the first time.”
    4. Seller Advice
    Selling isn’t just about market timing — presentation matters.
    Neutral paint colors and bright white lighting help increase buyer appeal.
    Every showing is won or lost in the first few minutes.
    5. Inspections Matter — and Are Deal Breakers
    Top inspection walk‑aways:
    Mold
    Foundation issues
    Roof problems
    Todd stresses that if a buyer is uncomfortable before closing, “you won’t be comfortable after you close.”
    6. Emotion vs. Logic
    Many buyers get emotionally attached and ignore red flags.
    Todd’s rule: commissions should never drive decisions.
    7. Multi-Generational Living Is Rising
    Driven by COVID, high child-care costs, rising home prices.
    Families are choosing: ADUs (Accessory Dwelling Units)
    “In-law suites”
    Larger family compounds

    8. Real Estate as a Wealth Builder
    Unlike stock investments, real estate allows you to: Control, improve, alter, and live in the asset.

    Tax advantages like 1031 exchanges and mortgage deductions compound long-term value.
    9. Don’t Buy the Most Expensive House in the Neighborhood
    Surrounding homes cap your resale value.
    You may have to wait years for nearby homes to “catch up.”
    10. Neighborhood Due Diligence
    Realtors must avoid discrimination (Fair Housing Act).
    Buyers should: Visit neighborhoods at night and on weekends
    Speak with neighbors
    Review school ratings and county resources

    Notable Quotes (from the transcript) Career & Purpose
    “I love helping people. That’s why I became a fireman. Real estate was another way to help people.”
    “I wasn’t quite sure I wanted to manage long term… my heart was with clients.”
    Ethics & Commission
    “Commissions should never be above the people.”
    “If you’re focused on commissions, you need to pick a different industry.”
    Emotions in Home Buying
    “Buyers think they’re looking logically, but they’re looking emotionally first.”
    “Within the first 3–5 minutes, they already know if they like the home.”
    Inspections
    “If you’re not comfortable with the property now, you won’t be comfortable after you close.”
    Neighborhood Choice
    “Focus on the house, but look at the neighborhood — you can’t change your neighbors.”
    Wealth Building
    “With stocks you can’t control it, improve it, or live in it. With a home, you can.”
    Success & Determination
    “Someone told me when I moved to Georgia I wasn’t going to make it. Now I’m the number one salesperson in Georgia.”
    #SHMS #STRAW #BEST
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Financial Strategies: She explains the value of estate planning and clarifies the differences and roles of wills, trusts, and powers of attorney

    2026/04/25 | 28 mins.
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee
    Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work.
    Purpose of the Interview
    Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families.
    Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.]
    Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning.
    Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work.
    Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney
    A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.]
    Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death.
    Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed.
    2) Why Insurance Belongs in the Plan
    Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden.
    For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat.
    3) Minimizing Probate Costs and Taxes
    Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages.
    4) Special‑Needs and Elder Planning
    Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support.
    Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later.
    5) Business Continuity for Owners
    Establish operating agreements and buy‑sell agreements that spell out who runs the business if the principal is incapacitated; pair with business powers of attorney.
    6) Values, Audience, and Access
    Lee intentionally centers Black and Brown women and their families, grounding services in community uplift and transparent referrals to trusted financial pros (no paid referral arrangements).
    Contact approach: 15‑minute intake, then a four‑meeting process (legacy planning → design → review → signing).
    Notable Quotes (for pull‑quotes & captions)
    “Think of a will as a letter to the judge… a will still has to go through probate court.
    “A trust allows families to bypass probate altogether so they aren’t paying legal fees or leaving things to people who want to challenge the will.
    “Life insurance is a huge tool—it can help the family pay off the mortgage so they can keep the home and the equity.”
    “Estate planning is a strategy—not just documents.”
    “Even 18‑year‑olds should have powers of attorney—parents can’t just call doctors once kids are legal adults.”
    “I stay in my lane—I’m an attorney. I work closely with trusted financial professionals and make non‑compensated referrals.”
    “For special‑needs planning, don’t jeopardize need‑based benefits—use the right trust so support continues.
    “I want to build a sustainable practice that lets me serve my community and rest well, aligned with my family and values.”
    Quick Action Items (for listeners inspired by the episode)
    Draft or update POAs (financial and health) for every adult in the household, including college‑age children.
    Evaluate whether a revocable living trust makes sense to avoid probate and retain post‑death control.
    For business owners: review operating agreement / buy‑sell, add key‑person insurance, and create a business POA.
    Families with special‑needs dependents: consult on special‑needs trusts to protect benefits.
    #SHMS #STRAW #BEST
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Career Advice: Hewett emphasizes that integrity, faith, and foundation have sustained his life and career.

    2026/04/25 | 28 mins.
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Howard Hewett Interview (Part 2)
    Legendary R&B and soul singer Howard Hewett returned for Part 2 of his interview on Money Making Conversations Masterclass to continue discussing his iconic multi‑decade career, his transition from Shalamar to a solo artist, new collaborations, performing for multi‑generational audiences, the evolution of R&B, and his philosophy on life, legacy, work ethic, and spiritual grounding.
    This segment is rich with personal stories—from unexpected collaborations to the behind‑the‑scenes decision-making that shaped his career. Hewett also reflects on aging gracefully, staying relevant, maintaining integrity, and building a strong foundation that supports longevity in both life and music.
    🎯 Purpose of the Interview
    The conversation aims to:
    Highlight Howard Hewett’s career longevity, legendary catalog, and current creative projects.
    Explore his transition from group success (Shalamar) to building a respected solo career.
    Provide insight into new musical collaborations, including work with Ronnie Laws.
    Discuss the challenge of performing new music for audiences who crave the classic hits.
    Reflect on spirituality, life philosophy, integrity, and aging as keys to sustaining a fulfilling career.
    Offer guidance for artists, entrepreneurs, and creatives who must navigate uncertainty, fame, and reinvention.
    🔑 Key Takeaways 1. Collaboration with Ronnie Laws
    Hewett shared a humorous story about Ronnie Laws showing up at his door while doing Jehovah’s Witness outreach.
    Their new collaboration was inspired by a personal connection to Ronnie’s late wife and her love for “Ribbon in the Sky.”
    Covers require publishing approval, not necessarily permission from the artist, as long as royalties go to the right places.

    2. Transition from Shalamar to Solo Career
    Contrary to popular belief, Howard was not the first member to leave—Jeffrey Daniel and Jody Watley departed before him.
    His transition happened during the opportunity to record “Dancing in the Sheets” for the Footloose soundtrack.
    Initially, he and producer Leon Sylvers did not think Footloose would be a big movie—a now‑humorous regret.
    “Dancing in the Sheets” became Shalamar’s second-largest selling single after “Second Time Around.”
    3. The Challenge of Performing New Music
    Hewett explains that audiences overwhelmingly want the classics, not new songs.
    When artists introduce new material during concerts, the room’s energy often drops.
    He performs new music only when he can “set it up right” and bring the audience into the moment.
    4. Musical Identity & R&B Philosophy
    His solo style skewed romantic and intimate because that is authentically who he is as an artist.
    He rejects modern attempts to redefine R&B: “R&B is the foundation—of rock, hip‑hop, neo-soul, everything. You can’t replace a foundation.”

    He uses the “foundation of a house” as a metaphor for life, music, and spiritual grounding.
    5. Multi‑Generational Audience Connection
    Hewett loves seeing grandparents, parents, and children attend his shows together—evidence of music that lasts.
    His concerts are structured: Act 1: Howard Hewett solo classics (slow jams, connection, romance)
    Act 2: Shalamar dance hits (“Second Time Around,” “Make That Move,” “A Night to Remember”)

    6. Integrity, Spirituality, and Aging
    Hewett emphasizes that integrity, faith, and foundation have sustained his life and career.
    He began singing gospel in childhood; his mother was a gospel promoter who booked major gospel acts.
    At 70, he says he does not look or feel how he imagined 70 would look when he was younger.
    He encourages people to control what they allow into their lives—“stress, drama, or peace.”

    7. Entrepreneurship and Resilience
    As an entertainer, he equates his career to running a small business—no guaranteed income, no employer‑provided safety net.
    COVID forced him off the road for the first time in decades and taught him adaptability.
    He attributes his continued success to a solid foundation, timeless hits, and avoiding stress.

    8. Life Lessons: Worry, Faith, and the Power of the Tongue
    Hewett shared a powerful story about receiving a church pamphlet titled “Worry Is a Sign of Disbelief.”
    He spent years removing “worry” from his vocabulary and now avoids negative speech.
    He compares the tongue to a ship’s rudder—small but capable of steering life’s direction.

    🗣️ Notable Quotes ✔ On new music
    “When you do new material, it’s almost like singing in Japanese. People don’t want to hear it unless you set it up right.”

    ✔ On R&B
    “R&B is the foundation—of rock, hip-hop, neo-soul… you can’t replace a foundation.”
    ✔ On longevity
    “Integrity is one of the most important things. Let your yes be your yes.”
    ✔ On aging
    “When I turned 70, I thanked God it doesn’t look like what I thought it would look like when I was 30 or 40.”
    ✔ On stress
    “Stress is like a rocking chair—it gives you a lot to do, but you’re still in the same place when you get done.”
    ✔ On faith
    “If you’re truly a child of God, what are you worried about? Worry is a sign of disbelief"
    #SHMS #STRAW #BEST
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.
  • The Steve Harvey Morning Show

    Brand Building: Her Medase Cocktails journey is a masterclass example of entrepreneurship driven by vision, preparation, and authenticity.

    2026/04/25 | 28 mins.
    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Monica Cornitcher.
    Entrepreneurial journey, the inspiration behind Medase Cocktails, and the realities of launching, funding, and scaling a premium nonalcoholic spirits brand in a highly competitive market.
    Purpose of the Conversation
    The purpose of the episode is to:
    Educate aspiring entrepreneurs on how to build a differentiated consumer brand
    Demonstrate the importance of storytelling, market clarity, and operational discipline
    Highlight the growth of the nonalcoholic / zero‑proof beverage movement
    Inspire founders—especially founders of color—to own their niche, seek capital strategically, and scale intentionally.
    Key Takeaways 1. Business Built from Personal Need and Purpose
    Medase Cocktails was co‑founded by Monica and her lifelong friend during her friend’s battle with breast cancer, a time when alcohol was no longer an option—but celebration still mattered.
    The brand was created to allow people to celebrate authentically without alcohol
    It carries emotional depth rooted in friendship, gratitude, and loss
    Monica continues the mission after her co‑founder passed away in 2024
    Lesson: Purpose-driven businesses create deeper emotional connection and long-term brand equity.
    2. Differentiation Is Everything
    Monica deliberately rejected the “sparkling water with flavor” model common in nonalcoholic drinks.
    Her differentiators include:
    Authentic cocktail taste (Old Fashioned, Margarita, Moscow Mule)
    Organic juices, not artificial flavors
    Bold packaging that stands out on shelves
    Drinks designed to smell, taste, and feel like real cocktails
    Lesson: Competing on authenticity—not cost—is how you carve out market share in crowded spaces.
    3. Brand Names and Stories Matter
    The name “Medase” means “thank you” and reflects gratitude, friendship, and emotional support.
    Monica emphasizes:
    Every flavor name, color, and product decision has a story
    A strong brand narrative creates curiosity, loyalty, and investor interest
    Lesson: People invest in brands they feel—emotionally, not just intellectually.
    4. Venture Capital Is Not Just About Numbers
    While financials matter, Monica stresses that VCs also invest in founders and stories.
    What helped her secure venture capital:
    A compelling personal story
    Relevant founder skill sets (M&A, law, operations)
    Clear understanding of the market opportunity
    Lesson: Early-stage funding often depends on who you are and why you’re building, not just revenue.
    5. Research, Planning, and Discipline Before Launch
    Unlike many food startups, Medase did not begin in a kitchen.
    They:
    Conducted a feasibility study
    Built a formal business plan
    Worked with a Black female food scientist
    Set strict personal funding limits before seeking capital
    Lesson: Preparation reduces risk and builds long-term sustainability.
    6. Scaling Requires Operational Maturity
    As sales increased—especially on Amazon—Monica emphasized the need to move from “hustle mode” to operational excellence.
    Key scaling principles:
    Understand unit economics
    Track ROI for events and activations
    Adjust pricing as volume increases
    Build strategy across marketing, operations, and distribution
    Lesson: Hustle starts the business; operations grow it.
    7. Niche First, Expansion Later
    Medase does not try to be “everything to everyone.”
    Core customers include:
    People seeking a break from alcohol
    Health-conscious consumers
    Black men looking for alcohol replacements
    Consumers wanting cocktail taste without hangovers
    Lesson: Strong niches create loyal advocates who fuel organic growth.
    8. Smart Distribution Strategy
    Rather than rushing into retail, Monica prioritized direct-to-consumer channels:
    Amazon (top-performing channel)
    Brand website
    TikTok Shop
    Only after 6–7 months of traction did retail expansion become viable.
    Lesson: Control your margins and demand before entering expensive retail environments.
    Memorable Quotes
    “I wanted an authentic cocktail without compromise.”
    “Everything we do has a story behind it.”
    “Sometimes it’s not about the financials—it’s about the founder and the story.”
    “Don’t be everything to everybody. Find your market and stick with your market.”
    “Hustle starts the business, but operations give you scale.”
    “If it tastes too much like alcohol and you gave me a one-star review—thank you. That means I did my job.”
    Overall Message
    This episode is a real-world entrepreneurial blueprint showing how clarity of vision, emotional authenticity, disciplined planning, and niche focus can turn a personal idea into a scalable national brand.
    Monica Cornitcher exemplifies the modern founder:
    visionary, data-aware, emotionally intelligent, and unapologetically authentic.
    #SHMS #BEST #STRAW
    Support the show: https://www.steveharveyfm.com/
    See omnystudio.com/listener for privacy information.

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About The Steve Harvey Morning Show

Start your day with laughs, love, and real talk from Steve Harvey and his hilarious crew Shirley Strawberry, Carla Ferrell, Nephew Tommy, and Junior on the #1 morning radio show in America. Prank calls, life advice, celebrity guests, and nonstop energy. Follow, favorite, and subscribe now so you never miss a moment! Steve Harvey brings his unmatched charisma and wisdom to mornings across the country, mixing comedy, culture, and connection like no one else. Whether you need a laugh, a lift, or a little perspective, The Steve Harvey Morning Show delivers it all. Join millions who tune in every day, and make Steve and the crew part of your morning routine!
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