Everyone's Talkin' Money

Most money advice is not necessarily wrong. It is just incomplete.

“Spend less than you make.”

“Save more.”

“Avoid debt.”

“Max everything out.”

“Invest aggressively.”

“You should know this by now.”

Those rules may sound responsible, but they do not always answer the real questions women are asking when they are already doing well on paper.

In this episode, Shari Rash, founder of GWA Wealth, breaks down why generic money advice often falls short for women with income, savings, investments, taxes, goals, family responsibilities, and real-life complexity.

You’ll learn:

why making good money and having a plan for your money are not the same thing

how common financial rules can keep you stuck

and what to ask instead when basic advice no longer fits your life.

Because women do not need watered-down money advice. They need advice that actually accounts for the lives they are living.

Money should not be managed by generic rules that were never built for your life. Money should be a tool that helps you live life on your terms.

Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions.
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“I’ll save what’s left over” sounds responsible — but it usually does not work.

Because most of the time, nothing is left over. Money without a plan gets absorbed into convenience, lifestyle creep, random spending, extra cash sitting in checking, or vague “I work hard, it’s fine” decisions.

In this episode, Shari Rash, founder of GWA Wealth, breaks down how to decide what to do with your next extra dollar before it disappears.

This is not about being rigid or budgeting every penny. It is about giving your money direction. Shari walks through a simple framework to help you decide whether extra money should protect your stability, fund something coming up, capture an opportunity, grow for the future, or support the life you actually want.

You’ll learn how to think through cash reserves, investing, taxes, short-term goals, long-term wealth, lifestyle spending, and flexibility — so your next dollar has a clear job.

Because every dollar does not need the same job. But every dollar does need a job.

Money should not just come in and disappear. Money should be a tool that helps you live life on your terms.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions.

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You can be doing fine with money and still not feel good about it.

Maybe nothing is falling apart. You’re earning, saving, paying your bills, and making responsible decisions. But there is still one money question that keeps following you around.

What should I do with this cash?

Should I be investing more?

Am I on track?

Do I need tax planning?

Should I finally call a financial planner?

In this episode, Shari Rash, founder of GWA Wealth, talks about how to feel better about your money by the end of summer — not by fixing everything, but by closing one open loop.

You’ll learn how to identify the financial question that keeps nagging at you, separate facts from feelings, stop using research as procrastination, and choose one next step that creates real momentum.

Because feeling good about money does not mean every number is perfect. It means your money is no longer one giant question mark.

Money should not just accumulate, disappear, or sit there because you are unsure what to do next. Money should be a tool that helps you live life on your terms.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions.
Learn more about your ad choices. Visit megaphone.fm/adchoices

The year is not over — but it is moving.

In part one of the Mid-Year Money Check-In, Shari looked at cash flow, cash reserves, savings, investing, retirement accounts, and whether your money is actually doing what you want it to do.

Now in part two, we are looking ahead.

Because a lot of financial stress does not come from true surprises. It comes from predictable things that did not have a plan.

Taxes. Holiday spending. Travel. Family obligations. Home projects. Insurance premiums. Lifestyle creep. Charitable giving. Year-end decisions. The things you keep saying you will deal with later.

In this episode, Shari walks through the second half of your mid-year strategy check-in so you can stop letting predictable expenses, vague goals, and delayed decisions sneak up on you.

This is not about budgeting because you are broke. This is about lifestyle planning because your life costs money — and your money deserves direction.

You’ll learn:

Why tax planning should not wait until next spring

What to review before year-end if your income, bonus, business revenue, or investments changed

How to plan for upcoming expenses before they become stressful

Why predictable expenses feel chaotic when you keep pretending they are surprises

How lifestyle creep shows up when your defaults quietly get more expensive

Why being able to afford something does not automatically mean it is the best use of your money

How to revisit your January goals without shame

Why a goal that no longer fits your life is not a moral obligation

How to choose one to three financial priorities for the rest of the year

The goal is not to fix everything in one sitting. The goal is to create visibility, make one or two stronger decisions, and stop letting the lack of a decision become the decision.

Money should not just accumulate, disappear, or sit there because you are unsure what to do next. Money should be a tool that helps you live life on your terms.

If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions.
Learn more about your ad choices. Visit megaphone.fm/adchoices

July is the perfect time to ask one important question: is your money actually doing what you want it to do?

This is not about starting over, beating yourself up, or assuming the first half of the year was a financial disaster. It may have been just fine. You may be earning, saving, paying your bills, and doing a lot right.

But sometimes “fine” is exactly where money gets stuck.

In part one of this two-part mid-year money check-in, Shari Rash, founder of GWA Wealth, walks through how to review your cash flow, savings, and investments with more strategy and less shame.

This episode is for the woman who has money coming in, is responsible with it, but still has the same questions sitting there six months later:

What should I do with this cash?

Should I be investing more?

Am I saving too much?

Am I on track?

Why do I still feel like I do not have a clear plan?

Shari explains why doing nothing is still a decision, why positive cash flow does not automatically mean your money has direction, and how to tell whether your cash is creating flexibility or sitting in limbo.

You’ll learn:

Why a mid-year check-in is about strategy, not shame

How to ask what has changed — and what has not changed — since January

Why making good money and having a plan for your money are not the same thing

How to review where your monthly surplus is actually going

Why cash needs a clear job

How to tell the difference between useful cash and idle cash

Why waiting for perfect confidence before investing can cost you time and money

What to check in your retirement accounts, IRAs, brokerage accounts, and old 401(k)s

Why your future does not need perfection — it needs participation

This is part one of a two-part series. Start here by reviewing your cash, savings, and investments. Then come back next week for part two of the mid-year check-in.

Money should not just accumulate, disappear, or sit there because you are unsure what to do next. Money should be a tool that helps you live life on your terms.

If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step.

Talkin’ Points → where your money gets smarter.

Real talk, practical tips, zero guilt straight to your inbox. Sign up here. 

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions.

Learn more about your ad choices. Visit megaphone.fm/adchoices