The Hidden Cost of Inherited Wealth: When Money Creates Guilt, Isolation, and Identity Confusion with Chase Collins
This isn’t a conversation you hear every day. In fact, most people will never talk about it out loud. But money—whether you have too much or not enough—always brings feelings with it: guilt, pressure, shame, confusion.
In this powerful episode, I sit down with Chase Collins, a fifth-generation trust fund inheritor and the founder of Trust Your Trust Fund.
Chase opens up about the real emotional cost of inherited wealth: the guilt of receiving money you didn’t earn, the isolation of being treated like a walking dollar sign, and the identity crises that come with trying to define your worth outside your bank account.
You’ll hear:
What it feels like to inherit money… and still feel completely lost.
How Chase’s family history—spanning Texaco, massive real estate losses, and generational silence—shaped his financial beliefs.
The most common emotional and behavioral mistakes trust fund inheritors make.
How to create your own financial identity when you’ve been labeled “the heir” or “the trust fund baby.”
Why inherited guilt can quietly sabotage your ability to live a meaningful life—and how to move through it.
The difference between giving out of guilt… and giving from alignment.
Whether you’ve inherited wealth, expect to one day, or are simply curious about the hidden dynamics of money and family legacy, this episode will challenge what you think you know about “having it all.”
Be sure to like and follow the show on your favorite podcast app!
Keep the conversation going on Instagram @everyonestalkinmoney
Thank you to our sponsors!
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The Sneaky Ways We Sabotage Our Money - 40 Money Lessons for 40 Part 5
Most of us think money mistakes are big, obvious moves — but more often, it’s the small, everyday decisions that quietly drain our wealth.
In this final episode of 40 Money Lessons at 40, Shari uncovers the subtle ways we sabotage our financial progress and shows you how to spot, stop, and redirect those habits.
Learn how to align your spending with your values, avoid common traps, and make every dollar work harder for the life you want.
In this episode, you’ll learn:
Why “great deals” and clearance finds often cost more than they save.
How to rethink social spending and avoid lifestyle creep.
Practical strategies to buy quality over quantity and reduce financial regret.
Ways to keep your money aligned with what truly matters — without deprivation.
40 Money Lessons at 40 - Part 1
40 Money Lessons at 20 - Part 2
40 Money Lessons at 40 - Part 3
40 Money Lessons at 40 - Part 4
Be sure to like and follow the show on your favorite podcast app!
Keep the conversation going on Instagram @everyonestalkinmoney
Thank you to our sponsors!
Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.
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Learn more about your ad choices. Visit megaphone.fm/adchoices
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How to Tackle Debt — Without Cutting Coffee, Joy, or Your Sanity - Part 2 of 4 Financial Confidence Bootcamp
This is Part 2 of our Financial Confidence Bootcamp — Four Weeks. Four Habits. One Confident You. Check out Episode 1 of my Financial Confidence Bootcamp
If you’ve been stuck in the debt shame spiral — avoiding statements, swiping with guilt, or believing you have to give up everything fun until you’re debt-free — this episode will change how you think about paying off what you owe.
We’re breaking down exactly how to tackle debt without cutting out joy, living on rice and beans, or putting your life on hold.
I’ll walk you through my full Debt Detox Framework, the same step-by-step process I use with clients to help them pay down thousands while still traveling, going out to dinner, and building a life they love.
You’ll hear:
Why debt isn’t a moral failure — and what it actually is
The four-step plan to pay it off without burning out
How to build a budget that includes guilt-free joy
Simple systems and boundaries that keep you from sliding back into debt
Debt isn’t the end of your financial story — it’s just one chapter. And by the end of this episode, you’ll know exactly how to turn the page with confidence.
Be sure to like and follow the show on your favorite podcast app!
Keep the conversation going on Instagram @everyonestalkinmoney
Thank you to our sponsors!
Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.
Ava - Help build your credit score with Meetava.com. Use promo code: Money
Learn more about your ad choices. Visit megaphone.fm/adchoices
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How to Stop Overachieving and Start Actually Living: Reclaiming Joy, Meaning, and Money Alignment with Danielle McGeough, PhD
You’ve done everything “right”—built the career, raised the kids, earned the credentials, checked all the boxes—and yet, something still feels... empty.
In this conversation, Shari Rash sits down with Danielle McGeough, PhD, a recovering overachiever, educator, and certified Elite Life Coach who’s spent the past two decades helping people move from surviving their routines to creating lives that actually feel good.
Danielle is also the creator and host of the Plan Goal Plan podcast (ranked in the top 1.5% globally), where she blends research, ritual, and real-world strategy to help high achievers find meaning, motivation, and joy again.
Together, Shari and Danielle dive into how our obsession with “doing more” often disconnects us from what truly matters—and how redefining success can transform not just your mindset, but also how you spend your time, money, and energy.
✨ This episode is part of a special podcast swap — catch Shari’s conversation with Danielle on Plan Goal Plan the same day for part two of this deeper dive into achievement, burnout, and balance.
You’ll hear:
Why achievement doesn’t always equal fulfillment—and what to do when you hit that wall
How to move from to-do goals to to-be goals
The daily “Top 3” practice that helps you reconnect with what matters
How to align your time and money with your core values
Simple ways to bring more joy, creativity, and delight into everyday life
Check out Danielle’s Stuck assessment - Ways that you are stuck
Be sure to like and follow the show on your favorite podcast app!
Keep the conversation going on Instagram @everyonestalkinmoney
Thank you to our sponsors!
Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.
Ava - Help build your credit score with Meetava.com. Use promo code: Money
Learn more about your ad choices. Visit megaphone.fm/adchoices
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Budgeting that Actually Works (and fits your life!) - Part 1 of 4 Financial Confidence Bootcamp
This is Part 1 of my 4-Part Financial Confidence Bootcamp, and we’re starting with the money habit everyone loves to hate: budgeting.
If you’ve ever opened your budgeting app and immediately felt like you were failing, this episode will change the game.
I’m breaking down how to build a budget that fits your real life—not the one social media tells you to have.
You’ll hear:
Why guilt-driven budgets never stick
My Money CHIC Framework for creating a guilt-free, flexible plan
The simple 5-minute money check-in that keeps you consistent
Systems that make your budget run on autopilot (so you don’t have to think about it)
No shame. No spreadsheet stress. Just confidence, clarity, and cash flow that actually supports your life.
Tune in, take notes, and get ready to finally feel in control of your money.
Be sure to like and follow the show on your favorite podcast app!
Keep the conversation going on Instagram @everyonestalkinmoney
Thank you to our sponsors!
Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.
Ava - Help build your credit score with Meetava.com. Use promo code: Money
Learn more about your ad choices. Visit megaphone.fm/adchoices
New York Times Top 4 Money Podcast with over 24 million downloads! Hosted by Shari Rash, InvestmentNews Best Wealth Manager & Advisor Under 40.
Ever wake up at 3 a.m. in a full-blown panic, wondering if you’ll ever have “enough” money? Maybe you’re making more than ever, but somehow, the worry never goes away. You stress over every purchase, second-guess every money move, and still feel like you’re one wrong decision away from losing it all.
Here’s the truth: It’s not just about the dollars—it’s about what’s happening in your head.
Welcome to Everyone’s Talkin’ Money, the podcast that finally tells it like it is: your emotions, thoughts, and habits around money are what’s keeping you stuck— not just your paycheck. Shari Rash is a money expert who wants to help you ditch shame, rewrite the rules, and help you feel powerful with your finances. Don't worry, this show isn’t another snooze-fest finance podcast. She's here to help you unf*ck your finances and finally build wealth in a way that actually feels good.
If you’re tired of finance bros yelling at you for buying a damn latte and sick of money advice that doesn’t fit your life, hit subscribe. It’s time to unravel your money mess, rewrite your story, and start building wealth—on your terms.
South Africa