25 episodes
- Digital banking profitability and banking infrastructure modernization are entering a new phase. In this episode of The Issuer Academy podcast, host Merusha Naidu is joined by Keerthi Iyengar, Chief Operating Officer at Constantinople, and Jeff Parker, CEO of Paymentology. Together, they navigate how banking-as-a-service platforms and cloud-native infrastructure are fundamentally reshaping the financial services industry, enabling tier 2 and tier 3 banks to compete with digital disruptors without sacrificing trust, compliance, or community connection.
- Stablecoins are no longer just a crypto conversation. They are becoming a practical layer of global payment infrastructure. In this episode of The Issuer Academy: Innovate. Scale. Impact, host Merusha Naidu is joined by Stefan Colins, COO at Venly Finance, and Tim Joslyn, CTO at Paymentology, to explore how stablecoins, cards, wallets, and traditional rails are converging to make payments faster, cheaper, and almost invisible to end users.
Localisation as a Superpower: Building in South Africa’s Payments Market with Bank Zero
2026/03/31 | 17 mins.Digital banking, fintech innovation, and payments infrastructure are reshaping financial services worldwide. And South Africa is becoming one of the most interesting markets to watch. In this episode of The Issuer Academy podcast, host Merusha Naidu is joined by Lezanne Human, Co-founder at Bank Zero, and Jeff Parker, CEO of Paymentology. Together, they explore how a branchless, zero-fee digital bank is partnering with a global payments infrastructure leader to unlock South Africa’s massive untapped market and redefine alliance banking across emerging markets.- Cross-border payments remain one of the biggest barriers to financial inclusion across Africa. While people travel, trade, and work across borders every day, their money often doesn’t move as freely. In this episode of The Issuer Academy podcast, host Merusha Naidu is joined by Smangele Khumalo, Chief Operating Officer at Chikwama Pay. Together, they discuss how the company is building a borderless digital bank designed for the way Africans live and trade.
Embedded Finance and Earned Wage Access: How Payroll Is Redefining Financial Wellness
2026/02/24 | 29 mins.Embedded finance, payroll-linked lending, and earned wage access are reshaping financial wellness across the GCC. In this episode of The Issuer Academy podcast, host Merusha Naidu is joined by Dr. Allan Villegas, Co-founder and CEO of Liabify, and Tim Joslyn, CTO of Paymentology. Together, they share insights on how earned wage access, alternative credit scoring, and financial wellness platforms are transforming the way people interact with money across the GCC and other emerging markets.
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About The Issuer Academy: Innovate. Scale. Impact
Welcome to The Issuer Academy: Paymentology’s Podcast to Innovate, Scale, and Provide Impact. Every week, we unlock the secrets behind transformative card programmes and next-generation payment experiences.
Through in-depth conversations with industry leaders, real-world case studies, and technical deep-dives, we explore how advanced payment solutions can overcome traditional barriers and open new markets.
Whether you're a startup founder, a retail banking executive, or a fintech enthusiast ready to reimagine the future of payments, join us as we decode emerging trends, debunk industry myths, and share the strategic insights that fuel innovation and impact across the globe.
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