The Clever Girls Know Podcast With Bola Sokunbi

New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now
If you just had a baby, or you're about to, your life has changed in a big way. And your finances? They've changed too. In this episode, I'm breaking down 8 essential money moves every new parent needs to make right now to protect their family and build long-term financial security.
These are practical, real-life steps you can take immediately—even if you're exhausted and short on time. Because the truth is: the decisions you make in these early months can have a lasting impact on your financial future.
You'll learn key tips on: 
How to update your budget for your new reality
Why your emergency fund needs to grow—and by how much
What to know about adding your baby to health insurance
Why life insurance is critical once you have a child
Updating your beneficiaries and create a will
Starting to save for college with a 529 plan
Thinking through your income and career plan as a parent
Why automating your savings is a game-changer
 
For new and expecting parents:
Whether you're a new mom, expecting your first baby, or growing your family, these money tips will help you feel more confident and prepared with your finances.
 
More Clever Girl Finance Resources:
👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here
❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages
❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
❤ Follow us on Instagram: @clevergirlfinance

New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now
If you've ever felt like wealth is only for "other people," you're not alone. I used to think the same thing—until I realized that building wealth isn't about luck, or hype. It's about having a system. In this video, I'm breaking down the 4 pillars of wealth that helped me become a millionaire, and how you can start using them in your own life today. 
 
You'll learn: 
What the 4 pillars of wealth are
How to turn your income into long-term wealth
Why you don't need to do everything at once
How to build a strategy that actually fits your life
Whether you're just starting your financial journey or looking to level up, this framework will help you build wealth with intention—not guesswork.
 
More Clever Girl Finance Resources:
👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here
❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages
❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
❤ Follow us on Instagram: @clevergirlfinance

New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now
On this episode of the Clever Girls Know Podcast, I'm sitting down with one of you—a Clever Girls Know Podcast listener and community member—to talk about what it really looks like to start from scratch and stay consistent.
I'm interviewing Nancy Ceus-Decoteau, an aspiring educator and entrepreneur who began her financial journey during the pandemic in 2020. What started with discovering Clever Girl Finance and using free worksheets turned into a complete mindset shift around money.
Since then, Nancy has launched her own childcare business, is working toward her bachelor's degree to become a teacher, and is actively building a foundation for long-term financial freedom. Her story is a reminder that wealth-building doesn't start with perfection—it starts with a decision to do better, one step at a time.
What Nancy Discussed
How she started her financial journey during the pandemic in 2020
Feeling unprepared with money and deciding to take budgeting seriously
Discovering Clever Girl Finance and using free worksheets to organize her finances
Building her first budget and creating a clear financial plan
Gaining confidence through learning, reading, and applying financial concepts
Starting her childcare business and stepping into entrepreneurship
Developing discipline and responsibility with money as a business owner
Navigating challenges with saving and staying consistent
Balancing school, business, and financial goals at the same time
Staying committed to long-term financial freedom despite setbacks
Defining what financial freedom looks like for her future
Advice for others who are just beginning their financial journey
 
How to Keep Up With Nancy
Follow on Instagram: @nancy_poo92
Follow her business journey: @nurturedbynd
 
More Clever Girl Finance Resources:
👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here
❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages
❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
❤ Follow us on Instagram: @clevergirlfinance

New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now
Life has been life-ing lately… and my wallet felt it! From planned car expenses to unexpected damage costs, I had thousands of dollars hit all at once. But instead of stressing, I leaned on my systems, my savings, and my mindset, and stayed on track.
 In this live, I'm sharing:
What happened (real numbers, real life)
How my emergency fund showed up for me
Why I still kept saving (yes, even now!)
A mindset check-in from Chapter 1 of Clever Girl Millionaire
How to stay grounded when life throws financial surprises your way
If you've ever felt like unexpected expenses derail your progress, this is for you. You're not off track. You're learning how to navigate real life with your money.
 
Savings binder mentioned: 
https://amzn.to/477mSWT
 
More Clever Girl Finance Resources:
👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here
❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages
❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
❤ Follow us on Instagram: @clevergirlfinance

New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now
You just started a new job, and that's a huge win. But before your first paycheck turns into lifestyle upgrades, there are key financial moves you need to make right away. 
On this episode, I'm breaking down 7 smart money moves to make when starting a new job, so you can turn your new income into real, long-term wealth, not just higher expenses.
 If you've been wondering:
What should I do with my first paycheck?
How much should I contribute to my 401(k)?
How do I avoid lifestyle inflation?
What financial steps should I take at a new job?
This episode will walk you through exactly what to do. 
You'll learn: 
How to choose the right benefits (and avoid costly mistakes)
How to maximize your employer retirement match
Why updating your tax withholding matters
How to avoid lifestyle inflation with a higher salary
How to build or strengthen your emergency fund
Why tracking your first paychecks is critical
And how to set your next income goal
 
More Clever Girl Finance Resources:
👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here
❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages
❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
❤ Follow us on Instagram: @clevergirlfinance