The Investor's Chair With Ivyn Sambo

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R500 a month. R200 into a savings account, R300 into the JSE split across
two ETFs. Five years later, here's exactly what you'd have and why the bank's guaranteed 16% is the number that should worry you most.

I break down every rand: what the savings account paid, what each ETF
returned, what the fees actually cost, and what inflation quietly took
back while you waited.

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Stop Buying Groceries with Your Stokvel! Do THIS Instead to Buy Real Estate! 
Are you tired of waiting your turn in the traditional stokvel just to spend the payout on December groceries? In this video, we break down exactly how ordinary South Africans are hacking the system to get onto the property ladder using a Property Stokvel.
I cover the exact 7 steps to go from pooling money with your friends to officially owning land, rental units, and real estate together. We discuss everything from setting the rules in a constitution and opening the right bank accounts, to buying smart and sharing the profits.
Turn "I can't afford it" into "We can!" Start small, stay committed, and let's grow together. Don't forget to like, subscribe, and share this with your future property partners!

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Think investing is only for the wealthy? Think again. RSA Retail Savings Bonds are government-guaranteed, 100% fee-free, and open to anyone with R500 and an SA ID. In this video, I break down all three bonds the Fixed Rate, the Inflation-Linked, and the Top-Up—who each one is built for, the real numbers, the tax rules, and the fine print you actually need to know before you invest.

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Is Capitec about to lose its crown?  PEP is launching its own bank, and with over 2,500 stores across South Africa, they are coming straight for the mass market. From zero-fee structures to completely skipping the dreaded month-end queues, here is exactly how PEP Bank could beat Capitec at its own game

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Thinking about buying shares in Apple, Tesla, or Nvidia but only have a few hundred rand to invest this month? STOP before you open that direct offshore account!

In this video, we break down why direct international investing is a massive trap for small budgets and how hidden forex fees, SWIFT transfers, and high broking minimums can wipe out 30% of your capital on day one.