The Investor's Chair With Ivyn Sambo

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Got R1,000 sitting in your bank account doing nothing? In this episode I break down 5 practical ways South Africans can start investing with just R1,000. I cover the apps to use, how risky each option is, and what you could realistically earn in 12 months.

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Most South Africans don't start investing because they think they need thousands of rands and a finance degree. You don't. In this video I break down five things every beginner needs to get right before buying their first share from clearing expensive debt to using your tax-free savings account properly.

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R500 a month. R200 into a savings account, R300 into the JSE split across
two ETFs. Five years later, here's exactly what you'd have and why the bank's guaranteed 16% is the number that should worry you most.

I break down every rand: what the savings account paid, what each ETF
returned, what the fees actually cost, and what inflation quietly took
back while you waited.

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Stop Buying Groceries with Your Stokvel! Do THIS Instead to Buy Real Estate! 
Are you tired of waiting your turn in the traditional stokvel just to spend the payout on December groceries? In this video, we break down exactly how ordinary South Africans are hacking the system to get onto the property ladder using a Property Stokvel.
I cover the exact 7 steps to go from pooling money with your friends to officially owning land, rental units, and real estate together. We discuss everything from setting the rules in a constitution and opening the right bank accounts, to buying smart and sharing the profits.
Turn "I can't afford it" into "We can!" Start small, stay committed, and let's grow together. Don't forget to like, subscribe, and share this with your future property partners!

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Think investing is only for the wealthy? Think again. RSA Retail Savings Bonds are government-guaranteed, 100% fee-free, and open to anyone with R500 and an SA ID. In this video, I break down all three bonds the Fixed Rate, the Inflation-Linked, and the Top-Up—who each one is built for, the real numbers, the tax rules, and the fine print you actually need to know before you invest.