Investing Unscripted

Why do banks count your deposits as liabilities? We're breaking down how banks actually buy and sell money, plus how to evaluate loan books and bank earnings.

00:49 Why Talk Bank Stocks

03:41 Banks Buy And Sell Money

07:24 Bank KPIs That Matter

09:36 Why Banks Look Revenue-Less

13:26 Deposits As Liabilities

18:53 Interest Rates And Margins

22:41 Fixed Rate Loan Squeeze

24:11 Deposit Rates Lag Reality

25:04 Net Interest Margin Basics

25:55 Types of Banks Explained

29:15 Universal Banks And Mergers

30:40 Specialty Models Live Oak Schwab

33:19 Loan Book Risk And Bank Runs

35:31 Collateral Versus Unsecured Debt

39:20 Screening Tools And Valuation Cycles

43:00 Common Investor Mistakes Fintech Hype

46:28 Where We Are In The Cycle

48:45 Bank Picks And Closing Thoughts

Companies mentioned: AX, BAC, C, COF, GS, JPM, LOB, MS, PNC, SCHW, SOFI, TFC, WFC

Find where to listen & subscribe, portfolio contests, and contact information at https://investingunscripted.com

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To get 15% off any paid plan at fiscal.ai, visit https://fiscal.ai/unscripted

Listen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTube

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Join our Patreon

Subscribe to our portfolio on Savvy Trader. Use code Unscripted2026 for 30% off a one-year subscription!
Learn more about your ad choices. Visit megaphone.fm/adchoices

Are the mega-caps officially a buy? We're breaking down the valuations, moats, and hidden risks for every Magnificent Seven stock.

00:42 Why Mag Seven Now

05:04 Market Benchmark Setup

05:38 Alphabet AI Optionality

13:40 Apple AI Strategy

21:10 Amazon AI Adjacent Case

35:18 Nvidia Expectations Shift

40:22 Index Fund vs Stock Pick

44:28 Meta Bear Case

51:34 Tesla Hype vs Reality

55:44 Microsoft Copilot Monetization

01:00:23 Portfolio Contest Callback

01:02:32 Buy or Short Mag 7

Companies mentioned: AMD, AMZN, AVGO, GOOG, GOOGL, INTC, MSFT, NVDA, TSLA

Find where to listen & subscribe, portfolio contests, and contact information at https://investingunscripted.com

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To get 15% off any paid plan at fiscal.ai, visit https://fiscal.ai/unscripted

Listen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTube

*****************************************

Join our Patreon

Subscribe to our portfolio on Savvy Trader. Use code Unscripted2026 for 30% off a one-year subscription!
Learn more about your ad choices. Visit megaphone.fm/adchoices

In this midyear live stream, Jason and Jeff look back at a chaotic first half of 2026, dissecting how the broader market continues to push ahead despite global geopolitical tensions. The hosts dive into a data-backed re-evaluation of their personal portfolios, checking in on massive year-to-date winners like Datadog and Texas Instruments, while reflecting on painful laggards like The Trade Desk. They outline exactly how to value speculative, pre-revenue plays like QuantumScape following its fresh Honda partnership, crown a new winner in the monthly portfolio contest, and deliver a harsh warning on consumer-packaged goods like Celsius as they face private-label replication from big-box competitors.

01:21 Welcome and Community Chat

03:27 Today’s Agenda Midyear Check

06:25 Market Vibes and Sector Moves

17:41 Top Portfolio Winners YTD

23:49 Adding to Winners Debate

30:21 Worst Performers

39:04 QuantumScape Buy Debate

47:03 Portfolio Contest Winner

52:58 Celsius Stock Breakdown

Companies mentioned: ASML, CELH, COST, CRWD, DDOG, FTNT, HMC, ISRG, LLY, META, MRNA, NOW, NVO, PEP, QS, TTD, TXN

Find where to listen & subscribe, portfolio contests, and contact information at https://investingunscripted.com

*****************************************

To get 15% off any paid plan at fiscal.ai, visit https://fiscal.ai/unscripted

Listen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTube

*****************************************

Join our Patreon

Subscribe to our portfolio on Savvy Trader. Use code Unscripted2026 for 30% off a one-year subscription!
Learn more about your ad choices. Visit megaphone.fm/adchoices

What the hell is going on with tech valuations? Nick Rossolillo joins us to break down the trillion-dollar AI infrastructure cycle and why "commodity" hardware is running wild.

02:04 Chip Stock Investor Process

05:00 AI Trade Big Picture

06:18 Hyperscaler CapEx Wave

10:24 Who Pays For AI

11:16 AI Beyond Consumers

16:58 Valuations And Risk

22:40 Memory Stocks Spotlight

26:13 Is Memory A Commodity

28:21 Upgrade Cycles And Stickiness

32:00 Making Memory Less Commodity

35:04 OPEC Analogy Supply Control

36:43 Flash Memory Challengers

38:52 Apple Micron China DRAM

39:56 Portfolio and Research Ads

41:44 Power Generation Constraints

44:03 AI Labs and IPO Rumors

45:57 LLM Risks and Regulation

52:24 SpaceX Valuation Debate

57:52 Where to Find Nick

Companies mentioned: AMD, AMZN, ASML, MU, ORCL, QS, RKLB, TSLA

Check out https://chipstockinvestor.com

Find where to listen & subscribe, portfolio contests, and contact information at https://investingunscripted.com

*****************************************

To get 15% off any paid plan at fiscal.ai, visit https://fiscal.ai/unscripted

Listen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTube

*****************************************

Join our Patreon

Subscribe to our portfolio on Savvy Trader. Use code Unscripted2026 for 30% off a one-year subscription!
Learn more about your ad choices. Visit megaphone.fm/adchoices

We're opening up our watchlists! From luxury supercars to social media platforms, we break down why we haven't bought Ferrari, Reddit, or Rocket Lab…yet.

03:48 Watchlist Episode Setup

06:14 Ferrari Luxury Thesis

11:27 Lululemon Value Debate

19:15 Options Lessons Puts Calls

23:44 BBB Foods Watchlist Pick

29:29 Rocket Lab Valuation Debate

34:16 Options Strategy For Volatility

35:32 TransMedics Mission And Doubts

42:01 Reddit Business Model Fears

47:48 AI Data And Growth Metrics

51:22 Pick One Stock Today

Companies mentioned: ISRG, LULU, MTH, RACE, RDDT, RKLB, TBBB, TMDX, TOST

Find where to listen & subscribe,  portfolio contests, and contact information at https://investingunscripted.com

*****************************************

To get 15% off any paid plan at fiscal.ai, visit https://fiscal.ai/unscripted

Listen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. 

Follow the show on:

Spotify (https://open.spotify.com/show/4SBtOWGEOmD9pmltgIXO8r?si=6213b1574ff04bce)

Apple Podcasts (https://podcasts.apple.com/us/podcast/chit-chat-stocks/id1437766060

YouTube https://www.youtube.com/@ChitChatStocks

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Join our Patreon: https://www.patreon.com/investingpod

Subscribe to our portfolio on Savvy Trader (https://savvytrader.com/investingunscripted). Use code Unscripted2026 for 30% off a one-year subscription! 

Find where to listen & subscribe,  portfolio contests, and contact information at https://investingunscripted.com

*****************************************

To get 15% off any paid plan at fiscal.ai, visit https://fiscal.ai/unscripted

Listen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTube

*****************************************

Join our Patreon

Subscribe to our portfolio on Savvy Trader. Use code Unscripted2026 for 30% off a one-year subscription!

Learn more about your ad choices. Visit megaphone.fm/adchoices