The Real Investment Show Podcast

Receiving an inheritance can be life-changing—but without a clear plan, it can also lead to costly mistakes. Richard Rosso & Jonathan McCarty walk through the critical steps to take after inheriting money, from protecting the assets and understanding tax implications to building a long-term financial strategy. Key topics include: 0:00 - INTRO 0:19 - Smarties Candies & Holographic Tombstones 3:21 - Baby Boomers, Inheritances, & Great Wealth Transfer 5:31 - Planning for an Inheritance 8:03 - The Stress of Care-giving 12:59 - What to Do with the Money 15:38 - Tax Implications for Inheritance Money 18:44 - Funding the Financial Security Cushion 20:07 - Paying off Debt & Using Credit Cards Wisely 22:23 - Implementation of Financial Plan 25:12 - Fallacies w Inherited Stock 26:26 - Testamentary Trusts 30:40 - Movie Stars' Poor Estate Plans 31:40 Candid Coffee Teaser 33:22 - The Emotional Impact of Inheritance Money 35:11 - Elvis' Estate Plan 37:06 - Leaving Behind as Little as Possible 38:40 - Dealing with all the Schtuff 41:26 - Generational Financial Insecurity 42:45 - How We Grew Up vs Now 45:01 - Lithographs & Gunsmoke 46:38 - Pintos & Car Colors ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/PfgdqYStb70 ------- Watch our previous show, "US–Iran Deal: What Investors Must Watch Next," https://youtube.com/live/1GbqGflIK4A ------- The latest installment of our new feature, Before the Bell, "2Oil vs Markets: The Ceasefire Test" is here: https://youtu.be/ktGa-pbc3ps ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InheritancePlanning #WealthManagement #FinancialPlanning #EstatePlanning #Investing

Markets are reacting fast to signs of a potential resolution between the U.S. and Iran—but what should investors actually focus on next? A ceasefire or diplomatic breakthrough can spark a powerful short-term rally, driven by falling oil prices, easing geopolitical risk, and improved sentiment. But history shows these moves are often just the beginning—not the end—of the real story. Jon Penn & Michael Lebowitz break down the key signals investors need to watch as the situation evolves. Key topics include: 0:00 - INTRO 1:06 - How Durable Will Iran Cease-Fire Be? 8:50 - How We've Reduced Risk 13:34 - Leaving Enough Meat on the Bone 15:40 - What Happens After Resolution? 19:43 - Guidance Will Matter More Than Earnings 20:58 - Cease-fire & Sentiment 24:34 - Who Do You Trust? 28:48 - Buy When Stocks Are Cheap 34:37 - Is Apple the Next Google? 40:53 - Getting Caught Up in the AI Race ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/1GbqGflIK4A ------- Watch our previous show, "Starter Home vs Renting: The Real Money Decisions," https://youtube.com/live/Iro2CW91YdM ------- The latest installment of our new feature, Before the Bell, "2Oil vs Markets: The Ceasefire Test" is here: https://youtu.be/ktGa-pbc3ps ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #OilPrices #SP500 #Investing #MarketOutlook #Geopolitics #OilPrices #Inflation #Investing

Markets are showing early signs of stabilization following a ceasefire announcement, but one key variable continues to dominate: oil prices. Before the news, oil and risk assets were moving in near-perfect opposition, signaling heightened geopolitical sensitivity. Now, markets are attempting to hold above the 200-day moving average—a critical technical level that could define the next trend. The big question: will the ceasefire hold, and will oil confirm the market's optimism? With earnings season approaching, potential buybacks ahead, and improving seasonality, the backdrop is turning more constructive—but fragile. If markets maintain support above the 200-DMA, upside participation increases. If not, risk management becomes key. For now, oil remains the signal to watch—and the durability of peace talks may determine everything that follows. Hosted by RIA Senior Financial Advisor, Jon Penn, CFP, and Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/ktGa-pbc3ps?si=RJiIjL8O0lokvLI2 --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #OilPrices #SP500 #Investing #MarketOutlook

Buying your first home, planning a wedding, managing insurance changes, and starting a career—these are the real financial decisions young adults are facing right now. Jon Penn & Danny Ratliff are "Two Dads on Money," walking through a real-life scenario: from choosing to buy instead of rent in a limited market. Key topics include: 0:00 - INTRO 0:51 - Markets Respond to Iran Ceasefire 8:57 - Money Talks w Kids Young & Older 12:26 - Home Purchase Blues - Rent vs Buy? 17:37 - Mistakes w Houses in the Past 19:49 - Have the Money Conversation w Kids 23:27 - 1st Jobs & Pay Yourself First 26:09 - The Value of Dollars & Time - Save-Share-Spend 28:36 - Device Control & Watching Stocks 30:42 - Setting Spending Thresholds 33:19 - What the Most Successful Families Do - Kids & Cars 37:52 - How You Know When It's Time to Replace a Vehicle 42:34 - How to Stand out - Hand-written Notes 46:28 - Having a Realistic Financial Plan ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/Iro2CW91YdM ------- Watch our previous show, "AI Advertising Explained: How Brands Win Inside ChatGPT," https://youtube.com/live/AufKaBCT8uU?feature=share ------- The latest installment of our new feature, Before the Bell, "2Ceasefire Rally: Breakout or Trap?" is here: https://youtu.be/HWJR7qbcEP8 ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FirstTimeHomeBuyer #RentVsBuy #PersonalFinance #FinancialPlanning #MoneyInYour20s

Markets are surging on news of a two-week ceasefire in Iran—but is this the start of a sustained rally or just another short-term bounce? With markets previously oversold and put activity at extreme levels, conditions were already in place for a reflexive move higher. Now, the ceasefire may be the catalyst pushing the S&P 500 back above the critical 200-day moving average. But here's the catch: markets don't usually bottom on good news. Hosted by RIA Senior Financial Advisors, Danny Ratliff, CFP, and Jon Penn, CFP Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/HWJR7qbcEP8 --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #MarketRally #Investing #OilPrices