The Real Investment Show Podcast

Markets finished Tuesday at fresh all-time highs as leadership rotated back into mega-cap stocks. After a strong run in small- and mid-caps, those areas are now short-term overbought and nearing sell signals, while the S&P 500 itself is triggering a buy signal at more favorable levels. Earnings expectations are elevated, and upside surprises from mega-cap technology are largely priced in. The market's reaction will hinge less on reported results and more on forward guidance—particularly outlooks for data center and AI-driven capital expenditures. With futures higher this morning, markets appear positioned for another strong open. However, leadership remains narrow, and the ongoing bifurcation between mega-cap growth and the rest of the market continues to warrant close attention to portfolio risk and positioning. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/ut624yuAvDg --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketOutlook #MarketRisk #SP500 #EarningsSeason #PortfolioManagement

Lance Roberts & Jonathan Penn take a hard look at how Millennials and Gen Z view work, career stability, and success in a rapidly changing economy. From corporate burnout and hustle culture to freelancing, side hustles, and remote work, the rules around employment are shifting fast. 0:00 - INTRO 0:20 - Baylor Hockey & Headphone Parties 3:28 - Fed Week preview 6:57 - Markets' Rally & Earnings Preview 12:55 - The Evolution of Work 15:48 - The Gig Job Economy 16:51 - The Importance of Job Security? 18:40 - Lance & Jon's First Jobs Stories 27:25 - Skill Sets for Success 30:25 - Teaching them Young - Dog Treats Door-to-Door 32:11 - Every Job is a Sales Job 34:08 - Looking for Work That is Meaningful 35:40 - Creation of Job Hopping Culture 37:42 - Retiring at 30? (Fallacies of the F.I.R.E. Movement) 39:39 - The Only Thing You Learn in College 41:54 - Looking for the "Right" Job Title 44:30 - The Myth of Work-Life Balance 48:09 - Level of Effort = Outcome 50:56 - Burnout is Real 52:15 - Save and Invest Early Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/live/ziEdWYE1VwQ ------- Watch our previous show, "Bitcoin: Diversifier or Distraction - The Parker White Interview," here: https://www.youtube.com/watch?v=D4roSFzE3Ww&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell, "Earnings Determine Market's Next Move" is here: https://www.youtube.com/watch?v=154GzrQdhxU&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketOutlook #EarningsSeason #StockMarketToday #TechnicalAnalysis #PreMarketUpdate #WorkCulture #Burnout #FutureOfWork #Millennials #GenZ #WorkSucks

Markets have rallied for four straight sessions and are once again pressing toward all-time highs. With price action improving, markets are close to coming off a momentum sell signal—and if upside follow-through holds, that shift could occur as soon as today. A confirmed breakout would provide much-needed "wind beneath the wings" for investor confidence heading deeper into earnings season. Today's focus turns to several mega-cap earnings reports, where recent pullbacks have created short-term trading opportunities. Apple reports this week following a notable selloff, leaving the stock technically oversold. In that setup, it may not take a dramatic earnings beat to generate upside momentum. Options markets are currently implying a 4–7% move, assuming results surprise to the upside. The key risk, however, lies less in the earnings print and more in forward guidance—strong results paired with cautious outlooks can still disappoint. Amazon continues to consolidate sideways, while Microsoft has rallied into earnings and recently triggered a momentum buy signal despite facing overhead resistance. A better-than-expected report could be enough to push shares through those levels. Meta, though slightly overbought short term, remains in a broader oversold context and could also benefit from positive earnings surprises. Taken together, recent pullbacks across several Mag-7 stocks appear to have formed a tradable bottom—not necessarily a durable one, but one that presents tactical opportunity as earnings drive near-term price action. As always, risk management matters most as volatility tends to rise around earnings announcements. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=154GzrQdhxU&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketOutlook #EarningsSeason #StockMarketToday #TechnicalAnalysis #PreMarketUpdate

Bitcoin and cryptocurrencies are once again at the center of investor debate—but for very different reasons than past cycles. Lance Roberts and special guest, DeFi Development Corp's COO, Parker White, examine what's been happening beneath the surface of the crypto market, including the growing divide between older and younger Bitcoin cohorts and the increasing fractionalization of crypto ownership. Is Bitcoin's volatility evolving in a way that allows it to function as a portfolio diversifier, especially when compared to traditional hedges, like gold? What is its potential role in an all-weather portfolio? With 2026 shaping up as a potential "catch-up trade" year, we also address why altcoins continue to lag—and whether they still have a place in diversified portfolios. The discussion then turns to regulation and transparency. Would clearer rules improve market stability and adoption? We break down recent U.S. legislative efforts focused on stablecoins, crypto market structure, and blockchain innovation—while offering a critical assessment of their strengths and limitations. We also examine real-world blockchain use cases, including foreign remittances, stablecoin payments, and the tension between volatility and utility in global adoption. Lance and Parker address the practical side: how investors think about accessing and storing digital assets—and why protecting software developers and open-source innovation remains a foundational issue for the future of blockchain technology. This episode is designed to move beyond hype and headlines and focus on where cryptocurrency may—or may not—fit within a disciplined investment framework. 0:00 - INTRO 0:50 - Meet Parker White 2:06 - What's been going on lately with Bitcoin? 4:50 - Older & Younger Bitcoin Cohorts 6:37 - Is the cryptocurrency market becoming fractionalized; how does this affect volatility? 12:12 - Can Crypto become a diversifier in volatility? 13:13 - Why investors shy away from Bitcoin/Cryptocurrency 14:01 - Comparisons with Gold 15:34 - Bitcoin in All-Weather Portfolio 17:04 - 2026: The Year of the Catch-up Trade 19:53 - The relative poor performance of altcoins: What's their place in a portfolio? 22:12 - Would the Cryptocurrency market do better with more regulation? Better transparency 25:46 - How to buy & store cryptocurrencies 29:40 - The Viability of the Blockchain - volatility vs utility & global adoption 31:30 - Blockchains & Foreign Remittances 33:11 - Paying bills w Stablecoin 40:59 - The Genius Act & Stablecoin - Dollars still the dominant trading asset 43:42 - The Clarity Act - provides regulatory guidelines for the crypto industry Critiquing the Acts 44:51 - The One Thing - making sure software developers have 1st Amendment protection Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Parker White, COO/CIO, DeFi Development Corp Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=D4roSFzE3Ww&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Watch our previous show, "The Hardest Part of Legacy Planning - Starting the Conversation" here: https://www.youtube.com/live/Loe7qu06Ack -------- The latest installment of our new feature, Before the Bell, "Markets Stall at Resistance - Volatility Ahead?" is here: https://www.youtube.com/watch?v=8EviI_k5gb8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Bitcoin #Cryptocurrency #CryptoRegulation #PortfolioDiversification #DigitalAssets #ParkerWhite

Most people think the hardest part of legacy planning is legal documents, estate taxes, or complex strategies. In reality, the most difficult part is much simpler—and more uncomfortable: starting the conversation. Richard Rosso and Jonathan McCarty discuss why these conversations are so difficult, why avoiding them creates greater risk for families...and offer a starting point solution. 0:00 INTRO 0:19 - Punxsutawny Ted Cruz & Texas Winters 1:47 - The Hardest Part About Legacy Planning 3:20 - When You Have Kids... 5:57 - The Basics of Health Directives 7:25 - The Five Wishes process 10:25 - Wish-1 - Who Makes Healthcare Decisions for You? 14:29 - Wish-2 - What Kind of Care? 17:10 - Organ Donation & EOL Planning 20:45 - Wish-3 - How Comfortable to You Want to Be? 21:28 - Wish-4 - How Do You Want People to Treat You? 23:15 - Wish-5 - What I Want Loved-ones to Know 25:43 - A Wealth of Knowledge at AgingWithDignity.org 29:03 - How to Have The Conversation 33:57 - Do Trust or Not to Trust? 36:16 - YouTube Chatroom Comments Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=D4roSFzE3Ww&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Watch our previous show, "It's Q&A Day — and (almost) anything goes" here: https://www.youtube.com/live/jFDHVzdwNdo -------- The latest installment of our new feature, Before the Bell, "Markets Stall at Resistance - Volatility Ahead?" is here: https://www.youtube.com/watch?v=8EviI_k5gb8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #LegacyPlanning #EstatePlanning #FamilyConversations #FinancialEducation #LifePlanning #FiveWishes