The Real Investment Show Podcast

Most retirement plans focus on savings and returns—but that's not what truly puts retirement at risk. Richard Rosso & Jonathan McCarty break down the four biggest threats retirees face: longevity, inflation, market volatility, and emotional decision-making, and more importantly, how to navigate them. Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:18 - Rich's Dreams 2:03 - Dynamic Learning Series 3:02 - Easter Candy Inflation & Post-Covid Behaviors 7:31 - Panoramic Sugar Eggs & Peeps 11:08 - The Emotional Effects of Retirement 15:04 - Sequence of Return Risks 16:08 - Social Security & Longevity 19:16 - Market Volatility is Not Your Friend in Retirement 24:12 - Benefits of Working PT in Retirement 30:14 - Maintaining Standard of Living in Retirement 35:07 - Maintaining a Cash Well: HECM & Policy Loans 36:39 - Emotional Decision-making in Retirement 40:38 - The Retirement Risk Zone 42:29 - Handle Larger Expenditures & Debt Before Retirement 46:10 - Life in the "Fat Years" 47:13 - Chuck Norris & Quality of Life in Retirement ------ Register for our next Dynamic Learning Series, "Beyond Filing: Turning Your Tax Return into a Strategic Financial Plan," Thursday, April 2, at 12-noon: https://streamyard.com/watch/j9BYjeW2teTJ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/1V4lwzyKDjg ------- Watch our previous show, "Will AI Trigger the Next Great Depression?" https://youtube.com/live/l6FM6v7SWTI ------- Articles Mentioned in Today's Show: "Will AI Trigger The Next Great Depression?" https://realinvestmentadvice.com/resources/blog/will-ai-trigger-the-next-great-depression/ -------- The latest installment of our new feature, Before the Bell, "MMarkets Breakdown or Bounce?" is here: https://youtu.be/PM1R1i-J384 ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementPlanning #RetirementRisks #FinancialPlanning #WealthManagement #Investing

Will artificial intelligence spark the next economic boom—or trigger a crisis rivaling the Great Depression? A growing debate on Wall Street is emerging after research scenarios like the "Global Intelligence Crisis" raised concerns about a potential AI-driven economic shock. The core question is simple but critical: Will AI create unprecedented productivity and prosperity, or will it displace jobs faster than the economy can adapt? Lance Roberts & Michael Lebowitz break down both sides. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:58 - Why Risk Management is More Important Now than Ever 5:45 - Economic Data Showing Improvement 7:25 - Markets Continue to Challenge 200-DMA 11:13 - Portfolio Risk Sizing 14:35 - What is Beta? 18:49 - Why Investors Underperform Markets 20:21 - All We Really Have is a Rear View Mirror 22:03 - The Information Over-load Trap 23:48 - How to Take Risk Off the Table 26:41 - When the War in Iran Ends 28:39 - Will AI Trigger the Next Depression? 32:16 - The Global Intelligence Crisis 34:53 - The Rate at Which the Economic can Adapt to Change 37:15 - The Walmart Expansion Story 39:49 - How Fast & How Destructive 41:31 - What New Industry Did Not Exist pre-2005? 43:47 - Be Careful with Narratives ------ Register for our next Dynamic Learning Series, "Beyond Filing: Turning Your Tax Return into a Strategic Financial Plan," Thursday, April 2, at 12-noon: https://streamyard.com/watch/j9BYjeW2teTJ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/l6FM6v7SWTI ------- Watch our previous show, "Q&A Wednesday: Markets, Money & Your Questions Answered " https://youtube.com/live/ZNcU4j7XBPE ------- Articles Mentioned in Today's Show: "Will AI Trigger The Next Great Depression?" https://realinvestmentadvice.com/resources/blog/will-ai-trigger-the-next-great-depression/ -------- The latest installment of our new feature, Before the Bell, "MMarkets Breakdown or Bounce?" is here: https://youtu.be/PM1R1i-J384 ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #TechnicalAnalysis #SP500 #MarketOutlook #TradingStrategy #ArtificialIntelligence #StockMarket #EconomicOutlook #AIImpact #RecessionRisk

Markets are testing the 200-DMA from below, a key resistance level. Failure to break above could increase downside pressure, but end-of-quarter rebalancing (~$62B in buying) may provide near-term support. Momentum is oversold, with relative strength starting to improve. A confirmed buy signal and positive divergence could drive a move toward 6,700, with resistance at the 20-DMA. Stay patient—markets can remain oversold, but improving technicals suggest potential for a recovery into early summer. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/PM1R1i-J384 --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #TechnicalAnalysis #SP500 #MarketOutlook #TradingStrategy

Lance Roberts & Danny Ratliff answer your biggest questions about the markets, investing, and personal finance in today's rapidly changing economic environment. From stock market volatility and interest rates to long-term investing strategies and risk management, nothing is off limits. Whether you're a beginner or an experienced investor, this session is built around what you want to know right now. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 1:13 - Market Performance w War in Iran 3:49 - Private Credit Firms Gating Investors 6:47 - Over Sold Markets Setting Up for Reflexive Rally 9:18 - Energy Stocks Due for Correction 13:00 - What Should Investors Do Now? (Wait.) 15:39 - How to Invest $500k 19:53 - What's the Max % to Place in a Position? 25:39 - Non-U.S. Stocks in Portfolios? (No) 27:06 - Selling Long-duration Treasuries 30:22 - All About Target Date Funds 35:18 - Long Term Care, Insurance, & Annuities 38:03 - Why Technicals are Important: Buying Dell 41:56 - Insider Trading? 42:54 - How to Adjust Risk Management 44:16 - Don't Let Taxes Drive Investment Strategy ------ Register for our next Dynamic Learning Series, "Beyond Filing: Turning Your Tax Return into a Strategic Financial Plan," Thursday, April 2, at 12-noon: https://streamyard.com/watch/j9BYjeW2teTJ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/ZNcU4j7XBPE ------- Watch our previous show, "Asset Allocation, Benchmarks, and High-Yield Debt Traps" https://youtube.com/live/rkNXUn87QUc?feature=share ------- Articles Mentioned in Today's Show: "The 200-DMA Just Broke: What Every Investor Should Know" https://realinvestmentadvice.com/resources/blog/the-200-dma-just-broke-what-every-investor-should-know/ "The Dollar's Plumbing: Conspiracy Vs. Data" https://realinvestmentadvice.com/resources/blog/the-dollars-plumbing-conspiracy-vs-data/ "CDX: Credit Spreads Are Flashing A Warning" https://realinvestmentadvice.com/resources/blog/cdx-credit-spreads-are-flashing-a-warning/ -------- The latest installment of our new feature, Before the Bell, "Markets Poised for Oversold Bounce," is here: https://youtu.be/WzVA3AY7a9w?si=ss_7ulgoGhZ7e1ZR ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Premarket #Trading #OilPrices #Investing #Investing #StockMarket #MoneyTalk #FinancialFreedom #MarketNews

Markets enter the pre-market deeply oversold, with sentiment turning increasingly negative—conditions that often lead to a short-term reflex rally. Investors are looking for a catalyst, and even minor geopolitical headlines could spark buying pressure. Key technical levels are in focus today, including the 200-day moving average and a major resistance zone between 6,700 and 6,800, where the 20-, 50-, and 100-day moving averages converge. This area is packed with trapped longs and heavy volume, suggesting any rally into this range could face selling pressure. Volume has been declining, pointing to a short-term washout that supports a bounce scenario—but not necessarily a sustained breakout. Strength into resistance should be used to rebalance risk rather than chase upside. In commodities, WTI crude is set to open sharply lower after its recent spike. Any easing in Iran-related tensions could push oil prices back toward the mid-$70s, creating downside pressure for energy stocks that are currently stretched relative to earnings. Stay focused on key levels and disciplined with risk—this setup offers opportunity, but also the potential for a failed rally. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/WzVA3AY7a9w?si=ss_7ulgoGhZ7e1ZR --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Premarket #Trading #OilPrices #Investing