ASK476: How should I invest my £50k? PLUS: Is this a red flag?
Happy Tuesday! It’s time for another episode of Ask Rob & Rob, where we dive into your property questions.
(0:45) With £50K saved up for his first property investment, Paul’s looking to invest locally in the West Midlands. He’s torn between buying a flat or house, and wonders if he’d be better off looking in cheaper areas and trying to purchase two properties instead of one. He asks Rob & Rob what they’d do in his position.
(5:55) Simona's in the process of buying a two-bed flat in Manchester city centre, but some red flags have popped up during conveyancing, including a big jump in service charges, a £2K deficit, and no reserve fund in place. With the seller’s solicitor slow to respond, she wonders if this is a sign to walk away.
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Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.
Find out more about Property Hub Invest
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9:27
May 2025 Market Update
This month’s market update comes with a twist, as Rob & Rob share surprising house price trends, under-the-radar market insights, and give you a rare behind-the-scenes look at a deal they’ve just completed.
Click here if you want to learn more about Property Hub Invest or get free advice from our Portfolio Managers.
(0:47) House price data that shocked Rob & Rob
(7:15) What’s going on in the rental market
(10:45) The latest news on mortgages
(14:30) Some insights about the build to rent market
(16:27) Hub Extra
Links mentioned:
Starlight Express
House prices
Nationwide house prices
Rightmove house price index
Rental market
Rental trends tracker
Generation Rent complains about landlords requiring guarantors
Mortgages
The Mortgage Works cuts landlord prices, launches sub-3% loans
Momentum continues with fixed rate cuts: Moneyfacts
MPC Preview: ‘The world has changed’
Accord lowers stress rates as part of affordability model changes
Buy to rent
Strong Q1 for investment positions the market well for 2025 - UK BTR Market Update - Q1 2025
Enjoy the show?
Leave us a review on Apple Podcasts - it really helps others find us!
Sign up for our free weekly newsletter, Property Pulse
Find out more about Property Hub Invest
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18:24
ASK475: How do I de-risk with delayed completion? PLUS: Should I use a Limited Company?
It’s time for the latest edition of Ask Rob & Rob - let’s go…
(0:38) Phillip’s buying a property with sitting tenants and a six-month delay between exchange and completion. He’s negotiated a discount, but wants to ensure he’s protected during that gap from potential risks like unpaid service charges or maintenance issues, and asks Rob & Rob for their advice.
(3:58) After successfully renting out his first property for the past three years in his own name, Darren’s now looking at buying his next one through a limited company. He wants to know if it’s possible to hold one personally and one through a company and what the benefits might be.
Enjoy the show?
Leave us a review on Apple Podcasts - it really helps others find us!
Sign up for our free weekly newsletter, Property Pulse
Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.
Find out more about Property Hub Invest
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6:21
9 ways property will change your life
Property investment really can change your life, and in today’s episode, Rob & Rob break down nine powerful ways it does exactly that. Whether it’s financial freedom or building a legacy, this one proves property’s far more than just bricks and mortar.
(0:55) News story of the week
(3:50) The 9 ways property can change your life...
(23:35) Hub Extra
Links mentioned:
Manchester boasts best rental yields across England and Wales
TPP627: Does property really beat shares
Enjoy the show?
Leave us a review on Apple Podcasts - it really helps others find us!
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28:43
ASK474: How would the monopoly strategy work in this situation? PLUS: Should I take a higher deposit?
It’s time for the latest edition of Ask Rob & Rob, with two never-before-asked questions!
(0:36) Scott wants to know if Rob & Rob request a higher deposit when rent increases during a tenancy, and if that extra deposit should be placed into the deposit protection scheme.
(2:55) Rob's previously invested in lower-value properties in the north, focusing on cash flow and yield. After hearing about the Monopoly strategy on The Property Podcast, he’s considering moving to more expensive properties. He asks Rob & Rob how the strategy works when capital growth becomes the focus over cash flow, and how to manage that shift.
Enjoy the show?
Leave us a review on Apple Podcasts - it really helps others find us!
Sign up for our free weekly newsletter, Property Pulse
Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.
Find out more about Property Hub Invest
The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!
South Africa