Kaya Biz Inside Your Business

As South Africa’s entrepreneurs push forward in a tough economic climate, the ability to trade faster, smarter and more affordably has never been more critical. Digital payments are no longer a nice-to-have, they’re a growth engine. On Inside Your Business this evening, we’re joined by Chris Zietsman, Executive Head of Capitec Payments, to unpack how Capitec is reshaping payment acceptance for SMEs with simpler, more transparent and accessible solutions. Capitec, SA’s leading digital bank, is moving beyond traditional banking norms by empowering small businesses with tools that improve cash flow, reduce costs, and enable them to meet customers wherever they choose to transact.

GUEST: Irshaad Kathrada – Chief Executive Officer, Localisation Support Fund Fast fashion meets fierce disruption. Chinese eCommerce giants Shein and Temu have stormed South Africa’s clothing market and the numbers are staggering. Together, they raked in an estimated R7.3 billion in sales in 2024, accounting for more than a third of all online clothing sales in the country. But behind their rapid rise lies a growing concern: the erosion of local manufacturing, retail jobs, and industrial resilience.

How many South African companies are unknowingly trading under insolvent circumstances and what does that mean for directors, accountants, and auditors? We unpack the CIPC’s latest compliance data that reveals alarmingly high levels of non-compliance with the solvency and liquidity test under the Companies Act. Joey Mathekga, Senior Manager for Corporate Compliance and Disclosure Regulation at the Companies and Intellectual Property Commission (CIPC), explains what the solvency and liquidity test actually entails, why so many businesses are falling short, and the real consequences from compliance notices to personal liability for directors.

GUEST - Charles Stuart, PwC Africa Entertainment & Media Leader Africa’s entertainment and media sector is on a growth trajectory that’s outpacing global averages and the numbers tell the story. According to PwC’s Africa Entertainment & Media Outlook 2025–2029, Nigeria’s industry expanded by 11.2% in 2024, with Kenya growing 7.1% and South Africa 6.2%, driven by a wave of digital innovation, mobile-first consumption, and streaming platforms. By 2029, digital advertising will dominate reaching 84% of total ad spend in Nigeria, 74% in South Africa, and 64% in Kenya. Gaming and esports are set to overtake traditional TV by 2028 in Nigeria, while OTT streaming continues to surge, with Kenya leading growth at 11.2% CAGR.

GUEST – Amogelang Montane, Human Resources Business Partner at Business Partners Limited Running a business is often portrayed as a path to independence and success. But behind the scenes, many entrepreneurs are quietly battling overwhelming levels of stress. In a survey of more than 400 early-stage startup founders, 72% reported that entrepreneurship has impacted their mental health, with 37% suffering from anxiety. “Long working hours, the isolation of leadership, and the constant pressure to keep a business afloat can take a heavy toll,” says Amogelang Montane, Human Resources Business Partner at Business Partners Limited. “And when stress levels rise unchecked, the ability to think clearly, make sound decisions, and lead effectively can become compromised, threatening the survival of the business itself, which is why we would advocate for a mental mentor in your business success toolkit.”