money money money

January is prime time for a mortgage reset so for this episode Glen is joined by Rachelle Kroon from Sphere Home Loans for a lending update and a chat about:

👉🏼 why January is a good time to review your mortgage
👉🏽 equity explained and how it can lower your interest rate
👉🏾 fixed vs variable
👉🏿 repricing vs refinancing
👉🏻 how parental guarantees work
👉 the government 5% deposit scheme risks and benefits
👉🏼 increased flexibility in lending for self-employed people
👉🏽 Rach’s top tips if you own a home or are planning to buy in 2026

Subscribe to money money money on Youtube: https://www.youtube.com/@m3.podcast
Subscribe to this is property: https://www.youtube.com/@thisisproperty

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.
Need a mortgage broker? Check out https://www.spherehomeloans.com.au
Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
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Most people say they want to get ahead financially but are they willing to do what it takes to get there? In today's episode Glen and John chat about:

👉🏼 real stories of sacrifice from the MMM community
👉🏽 4 ways to get more money
👉🏾 do you have a goal for this year?
👉🏿 taking risks to get the reward
👉 are you and your partner on the same page about money goals?

Check out The Glen James Spending Plan: https://www.moneypodcast.com.au/glenjamesspendingplan

Watch money money money on Youtube: https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.
Need a mortgage broker? Check out https://www.spherehomeloans.com.au
Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
Hosted on Acast. See acast.com/privacy for more information.

A few members of the community wondered if they should use their emergency fund to pay off their car loan or other debts. Glen James shares his view, unpacking the case studies step by step touching on:

👉🏼 the case studies
👉🏾 some comments and ideas from the community
👉🏿 some basic assumptions Glen has made
👉🏻 Glen's options for what to do next
👉 what Glen teaches about debt reduction & emergency funds
👉🏼 so what would Glen do?
👉🏽 pay off my debts using my $1k emergency savings? + emergency fund basics

Watch money money money on Youtube: https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.
Need a mortgage broker? Check out https://www.spherehomeloans.com.au
Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
Hosted on Acast. See acast.com/privacy for more information.

Brett Evans, founder of Atlas Wealth, joins Glen to chat about all things expat! They touch on:

👉🏼 a little about Brett, his work in the expat space
👉🏽 how does tax work while living and working overseas?
👉🏾 moving to Malta - how does this affect my age pension + tax?
👉🏿 if moving overseas for retirement, do you need to keep an Aussie bank account?
👉🏻 living in Singapore but repatriating - sell my investment properties in Australia?
👉 returning to Australia after 25 years, what do I prepare?
👉🏼 how to prepare a will while living overseas
👉🏽 will you lose Centrelink benefits if you move overseas?
👉🏾 they address a quick listener case study
👉🏿 some quick rapid fire expat questions

Check out Brett's book, The Expats Handbook: https://amzn.to/4pGmrsZ
Check out Atlas Wealth: https://atlaswealth.com/au/

Watch money money money on Youtube: https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.
Need a mortgage broker? Check out https://www.spherehomeloans.com.au
Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
Hosted on Acast. See acast.com/privacy for more information.

Glen and John tackle your questions, touching on:

👉🏻 can I turn my PPOR into an investment property whilst in the fixed period?
👉 keep investing in ETFs or buy a home?
👉🏼 pressing reset financially after divorce, buy a house or rent?
👉🏽 tips for drawing up a will after a terminal diagnosis

Watch money money money on Youtube: https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.
Need a mortgage broker? Check out https://www.spherehomeloans.com.au
Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
Hosted on Acast. See acast.com/privacy for more information.