Welcome to The Woman & Finance PodcastHi, I’m Mapalo Makhu, your host, personal finance educator, and author of You're Not Broke, You're Pre-Rich. I hold a BCom...
Raising Money-Smart Kids: 13 Lessons Every Parent Should Teach!
Send us a textAre you raising a money-smart child? 💰Teaching kids about money isn’t just about giving them an allowance—it’s about shaping lifelong habits that lead to financial independence! In this video, I share practical, everyday ways to teach your kids how to manage money, make smart spending choices, and develop a healthy relationship with finances.#personalfinance #moneytips #kidsandmoney
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Retirement Annuities Vs. Tax-Free Savings Accounts
Send us a textEver wondered about the difference between Tax-Free Savings Accounts and Retirement Annuities? In today's podcast, I discuss the benefits and limitations of both these investment vehicles.Enjoy!Don't forget to follow me on:Instagram: https://www.instagram.com/mapalomakhu/TikTok: https://www.tiktok.com/@mapalomakhu?_...
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5 Things You Should Not Do With Your Money in 2025!
Send us a text1. Get Married in Community of Property2. Take on Credit in Your Name for Someone Else – redflag!!!!!3. Lend Money to Friends and Family4. Ignore SARS!5. Give Up Your Power – Don’t Be a Damsel in Distress
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From fear to financial freedom in six months!
Send us a textJoin myself and Maya Fisher-French reflect on the transformative journey of Santam staff who participated in the six-month Santam Insure Your Future Money Bootcamp. This empowering initiative culminated in a celebration honouring individuals who bravely shared their financial challenges, embraced change, and achieved remarkable personal growth.In this episode, hear firsthand the inspiring testimonials of participants who gained financial confidence and clarity. Discover how the bootcamp helped them confront fears and overcome shame around money, leading to enhanced financial literacy and self-awareness. Participants learned to read the fine print, ask critical questions of financial institutions, and understand the impact of their financial decisions. With this newfound knowledge, they started open and honest conversations about money, not just with themselves but with their families—breaking generational cycles of poverty and becoming role models for their children.Join us as Maya and I share key lessons from the bootcamp, including the importance of reviewing bank statements, managing subscriptions, and understanding debt. We also explore the psychological side of money, emphasising the power of a positive mindset and intentional financial planning.Join us to discover how you, too, can shift your financial perspective, take control of your money, and start your journey toward financial empowerment. Be inspired by the incredible stories of those who have reclaimed their financial futures—listen now!
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How to use a Will to protect your family
Send us a textWhile previous episodes have focused on building wealth, this time we’re shifting the conversation to succession planning and creating intergenerational wealth. How can you protect your family while ensuring your assets benefit future generations?Joining us is fiduciary expert Moremadi Mabule, who sheds light on wills, estate planning, and the crucial yet often-overlooked tax implications that arise upon death.Estate planning isn’t just for the wealthy—it’s about making sure your hard-earned assets are effectively passed on. Moremadi breaks down critical aspects, such as estate duty and executor fees, which can reach up to 4% of your estate's value. She also shares practical strategies for reducing these costs, including negotiating fees and planning for taxes.We also discuss the importance of updating retirement fund nomination forms and understanding how these benefits are treated differently from other estate assets. Moremadi explains how tools like testamentary trusts and beneficiary funds can safeguard your children’s inheritance and ensure it’s managed responsibly. Additionally, we delve into selecting a guardian for your children and structuring your will to provide for them financially.Lastly, we touch on the value of a living will—an essential document that communicates your wishes should you become incapacitated.Join us for this eye-opening episode, where we outline the steps to secure your legacy and ensure your wealth supports the people who matter most.
Welcome to The Woman & Finance PodcastHi, I’m Mapalo Makhu, your host, personal finance educator, and author of You're Not Broke, You're Pre-Rich. I hold a BCom in Finance, a Postgraduate Diploma in Financial Planning, and a Postgraduate Diploma in Investment Planning, with over 10 years of experience in the financial services industry. More importantly, I’m deeply passionate about empowering women to take charge of their financial futures.This podcast is a judgment-free space for open and insightful conversations about money—without the confusing jargon. Whether you’re looking to budget more effectively, get out of debt, start investing, or build lasting wealth, this is the place for you.Each episode brings you practical advice, expert insights, and real conversations designed to help you make informed financial decisions with confidence. Because financial freedom isn’t just for a select few—it’s for every woman ready to take control.If you’re on a journey to financial wellness, hit follow and be part of a community of women committed to building wealth and securing their futures.Let’s learn, grow, and thrive—together.
South Africa