Episode 5In this episode of the Santam Insure Your Future Money Bootcamp, my co-host Maya Fisher-French and I sit down with Brian Mphakoanyane from Summit Financial to unpack one of the most important conversations in personal finance: DEBT!From credit scores to debt counselling, Brian breaks down the realities of borrowing, the traps to avoid, and the practical steps you can take to get back in control of your money.We talk about:✅ The difference between good debt and bad debt✅ How your credit score really works✅ What to do when debt becomes overwhelming✅ Debt review — the pros, the cons, and when it makes sense✅ Why an emergency fund matters (even while in debt)🎯 Whether you’re just starting your financial journey or trying to climb out of debt, this conversation is full of real, actionable insights to help you protect your future and move closer to financial freedom.
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Before You Buy: The Real Costs of Homeownership
🎧 Episode 4: Budgeting as a homeowner Buying your first home is exciting — but it can also be overwhelming if you don’t know what to look out for. In this episode of the Insure Your Future Money Bootcamp, Maya Fisher-French and I chat about the home-buying journey of one of her mentees, who’s right in the middle of it all.We share the real stuff — the lessons, the “I wish I’d known” moments, and the practical tips that can save you a lot of stress (and money) down the line. From understanding what levies and maintenance costs actually mean for your budget, to why a home inspection is non-negotiable, we break it all down.We also get into the nitty-gritty of mortgage shopping: why you shouldn’t just stick with your current bank, the benefits of a bond originator, and how some banks are offering 110% mortgages for first-time buyers.Whether you’re a year away from buying or just starting to dream about it, this conversation will give you the tools — and the confidence — to make smart, informed decisions. #MoneyBootcamp #WomanAndFinance #Podcast #personalfinance
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Money Lessons I Wish I Knew in My 20s & 30s
💬 "If I knew then what I know now…"In this Women’s Month special, I sit down with Michelle Green, Credit Analyst at Prescient Investment Management, to unpack the money lessons she wishes she’d learned in her 20s and 30s.From early financial mistakes to building confidence as an investor, Michelle shares practical tips, personal reflections, and why she believes the future is female and financially secure.We talk about:✅ Lessons from her money journey✅ Why financial independence is non-negotiable✅ How to choose the right investment partner🎯 Whether you’re starting out, starting over, or just ready to do more with your money—this conversation is packed with real, relatable insights to help you take that first step toward lasting wealth.#WomensMonth #FinancialFreedom #PrescientInvestmentManagement #WomenAndWealth #InvestInHer
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Everything You’ve Ever Wanted to Know About Insurance - Answered!
You asked, we answered! 🙌🏾A few weeks ago, I asked you to share your biggest questions about insurance — and wow, you came through! In this episode, I sit down with Financial Planner Maxine Muller to unpack your most common concerns. 💡 What’s the difference between life cover and funeral cover?📈 Why do premiums go up?🔍 What should I look for in a policy?💬 Do I even need insurance if I’m young and healthy?We cover it all — in plain, simple language. If insurance has ever felt complicated or overwhelming, this conversation is for you.To learn more 👇 https://www.liberty.co.za 📩 Want to reach out to Maxine?Email: [email protected]: @maxinemuller_financialWhatsApp: 074 630 8980#InsuranceLiteracy #Liberty #ProtectWhatMattersMost #InItWithYou #Woman&Finance
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How to allocate your money on pay day
Episode 3:In this episode of the Insure Your Future Money Bootcamp, we speak to Thokozani, one of my former mentees, about her journey from financial stress to confidently managing her money.She shares practical budgeting techniques using a combination of apps, spreadsheets, and traditional methods, as well as how she manages unexpected expenses and uses her side hustle income intentionally. Thokozani also reflects on how budgeting has changed her family's approach to money, encouraging open conversations and long-term financial planning.This episode is part of the Santam Insure Your Future series, aimed at equipping you with tools and insights to take control of your finances.Learn more:https://www.santam.co.za/about-us/santam-insure-your-future-money-podcast/#InsureYourFuture #SantamMoneyBootcamp #SantamInsurance #WomanAndFinance
Hi, I’m Mapalo Makhu, your host, personal finance educator, and author of You're Not Broke, You're Pre-Rich. I hold a BCom in Finance, a Postgraduate Diploma in Financial Planning, and a Postgraduate Diploma in Investment Planning, with over 10 years of experience in the financial services industry. More importantly, I’m deeply passionate about empowering women to take charge of their financial futures.This podcast is a judgment-free space for open and insightful conversations about money—without the confusing jargon. Whether you’re looking to budget more effectively, get out of debt, start investing, or build lasting wealth, this is the place for you.Each episode brings you practical advice, expert insights, and real conversations designed to help you make informed financial decisions with confidence. Because financial freedom isn’t just for a select few—it’s for everyone ready to take control.If you’re on a journey to financial wellness, hit follow and be part of a community committed to building wealth and securing their futures.Let’s learn, grow and thrive—together.
South Africa