The Dairy Edge

For this week’s Grass10 grazing management update, John Maher discusses on/off grazing, picking your paddocks and grass budgeting.
 
The featured farmer is Ger Whelan from Ballinahinch, Co. Clare.
 
Read more from this week’s Grass10 newsletter and subscribe for weekly updates at:
https://bit.ly/Grass10-17thFeb
 
 
For more episodes from the Dairy Edge podcast go to the show page at:
https://www.teagasc.ie/animals/dairy/the-dairy-edge-podcast/
 
The Dairy Edge is a co-production with LastCastMedia.com

Donal Whelton, Head of Agri at AIB, joins Stuart Childs to discuss the financial situation that Irish dairy farmers are currently in and what challenges they may face and the solutions they may require in 2026.
 
Donal says that the Irish dairy sector is entering 2026 from a position of financial strength. Farm debt levels are nearly half of what they were in 2009. Meanwhile, farm cash balances have doubled over the same period. Overdraft utilisation in dairy is currently at its second lowest in 20 years and despite tighter milk prices this year, the sector overall has stronger balance sheets than in previous downturns.
 
Cost inflation is now the primary financial pressure. Total dairy farm operating costs have risen by 46% since 2020 with the key drivers of this being fertiliser and energy and concentrate feed which is up 56% and now averaging 9 c/L of production cost.
 
Production costs range from mid-30s to mid-50s c/L, creating major resilience differences between farms. Knowing your break-even milk price, preparing 2025 accounts early (especially for tax liabilities), and targeting cost control will be important this year.
 
Finally, Donal offers some advice around being prepared for a year like 2026, he recommends financial buffers such as €500 per cow working capital available at start of year and where debt level is >€3,000/cow, hold a reserve to cover 12 months of repayments. 
 
Farmers should complete simple forward cashflow projections (even in a notebook) to quantify funding needs accurately before approaching banks. Consider financing capital projects or tax liabilities rather than depleting cash. Banks can offer overdraft increases, term loans, interest-only options, or retrospective CapEx funding to help ease any cashflow pressures people might experience however, it is important that people identify pressure early and engage early as cashflow support is more effective when proactively structured than reactively requested.
 
For more episodes from the Dairy Edge podcast go to the show page at:
https://www.teagasc.ie/animals/dairy/the-dairy-edge-podcast/
 
The Dairy Edge is a co-production with LastCastMedia.com

For this week’s Grass10 grazing management update, John Maher discusses current grass growth, prediction for grass growth, plus rain and average soil temperature for the next 7 days.
 
The featured farmer is Stephen Burchill from Bandon, Co. Cork.
 
Read more from this week’s Grass10 newsletter and subscribe for weekly updates at:
https://bit.ly/Grass10-10thFebruary
 
For more episodes from the Dairy Edge podcast go to the show page at:
https://www.teagasc.ie/animals/dairy/the-dairy-edge-podcast/
 
The Dairy Edge is a co-production with LastCastMedia.com

Conor Hogan, Research Officer with Teagasc Moorepark, whose work has focused on labour efficiency and work organisation on dairy farms, and Martina Gormley, Teagasc Dairy Specialist, who works closely with farmers on practical ways to reduce workload, join James Dunne on this week's Dairy Edge.
 
With spring calving commenced on the majority of dairy farms it places an increased demand on farm workload and for this episode, we’ll be discussing what the research tells us about managing workload, what practical changes farmers can make to reduce pressure, and how small system adjustments can make a big difference to both efficiency and quality of life.
 
For more episodes from the Dairy Edge podcast go to the show page at:
https://www.teagasc.ie/animals/dairy/the-dairy-edge-podcast/
 
The Dairy Edge is a co-production with LastCastMedia.com

For this week’s Grass10 grazing management update, John Maher explains why opening farm cover measurement should be prioritised this week.
 
Plus he discusses the importance of completing a spring rotation planner in PastureBase with the target for March 1st to have about 30% of the farm grazed.
 
Read more from this week’s Grass10 newsletter and subscribe for weekly updates at:
https://bit.ly/Grass10-3rdFebruary
 
For more episodes from the Dairy Edge podcast go to the show page at:
https://www.teagasc.ie/animals/dairy/the-dairy-edge-podcast/
 
The Dairy Edge is a co-production with LastCastMedia.com