Relative Return Insider: Productivity stagnation and the path forward
In this week’s episode of Relative Return Insider, AMP chief economist Shane Oliver joins the show to discuss Australia’s stagnating productivity ahead of the government’s economic reform roundtable, and how picking all the “low-hanging fruit” for reform in the ’90s helped kick off a surge that has since stalled out. Oliver outlines several key areas to boost productivity, advocating for tax reform – specifically reducing reliance on income tax and increasing the GST, while also addressing taxes like stamp duty – and deregulation of product and labour markets, incentivising business investment through the tax system, and enhancing competition across a range of industries Tune in to hear: How the ongoing erratic tariff announcements and the claims from trade deals are hard to rely on. Whether the complacency of markets is cause for concern. Why the latest inflation figures bode well for further interest rate cuts.
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37:35
SMSF: Exploring Division 296 alternatives that don't tax paper profits
In the latest episode of the SMSF Adviser Show, hosts Keith Ford and Aaron Dunn break down some of the alternative methods to remove concessions for large super balances without resorting to taxing unrealised gains, with a range of options being delivered in recent weeks. The IFPA put forward compulsory cashing, while Geoff Wilson and Wilson Asset Management offered up a progressive super surcharge model, with both looking to meet the government’s stated aim for Division 296 in a manner that leaves unrealised gains untouched. Listen as they discuss: What is missing when the government talks about liquidity and diversity requirements for super funds that hold farmland. The spike in SMSF-related complaints to AFCA, largely on the back of major financial failures like United Global Capital. When Division 296 is likely to land back in parliament.
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40:59
IFA: No ‘secret sauce’: Navigating opportunities in private markets
In this episode of The ifa Show, host Keith Ford is joined by Charlie Viola, the executive chairman of Viola Private Wealth, to discuss how private markets allow his firm to better deliver on the increasingly complex needs of its ultra-high-net-worth client base. As private markets continue to emerge as a key tool for diversification, Viola suggests that investment vehicles, such as managed accounts, can allow advisers to access and utilise private markets without the need for complex, in-house investment functions. Listen as they discuss: How private markets can play a key role in long-term investment planning. Why more choices can be a “double-edged sword” for advisers. The challenge of keeping clients focused when an asset performs above expectations.
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38:55
Relative Return Insider: The business of cyber criminals
In this episode of Relative Return Insider, host Keith Ford is joined by Cyber Daily deputy editor David Hollingworth to take you inside the evolving landscape of cyber crime, how even huge companies can be at risk of breaches, and what that means for anyone trying to understand the risks. Hollingworth helps break down the way hacker collectives create believable personas to trick employees into granting remote access, allowing them to move laterally within networks and exfiltrate data, and the different business models these cyber criminals employ. Tune in to hear: Why tailored ransom demands and the dark web ecosystem of services like ransomware-as-a-service are on the rise. Case studies of recent cyber attacks, including the Qantas data breach, and the importance of rapid and transparent incident response. The concept of third-party risk and the legal implications for companies, as highlighted by ASIC’s lawsuit against Fortnum Private Wealth.
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IFA: Independent advice, global strategies, and military transitions
In this episode of The ifa Show, host Keith Ford is joined by Andrew Saikal-Skea, founder of Saikal-Skea Independent Financial Advice, to discuss the value of providing completely independent advice and how it can help remove the invisible barrier that even the perception of third-party influence can create. Saikal-Skea also breaks down how this focus on independence and being self-licensed, along with a specialisation in helping military personnel both while serving and as they transition, has led to another niche – providing global advisory services to clients in a range of foreign jurisdictions. Listen as they discuss: The complexity of working with clients living overseas and the unique challenges different countries present. How specialising in specific client demographics or financial situations allows advisers to develop deep expertise and ensure clients receive the most appropriate and tailored advice. Why it’s vital to bridge the gap between providing quality financial advice and servicing everyday Australians.
Financial Services Podcast Network is the gateway to Australia’s leading financial services shows including Relative Return, InvestorDaily Uncut, The IFA Show and The SMSF Adviser Show. Tune in for the latest news, in-depth analysis and exclusive interviews with some of the biggest names in wealth management.
Relative Return is a weekly podcast that gets you closer to the people, products and strategies shaping Australia's financial services industry. From super funds and investment managers to economists and advisers, Relative Return explores the many moving parts of Australia's wealth management industry.
Investor Daily Uncut is your essential guide to the biggest news and headlines in financial services this week. Join the Investor Daily team for a wrap of the top stories and what they mean for the industry, markets and the economy.
The ifa Show is your guide to the stories behind the headlines in financial advice. Join the ifa team as they discuss the latest developments in the advice sector.
The SMSF Adviser Show features insights from the leading experts in the SMSF industry and explores the biggest themes shaping the SMSF landscape today. Join us as we dive into the latest headlines and developments in the industry.
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